What is the fcra - Study guides, Class notes & Summaries

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NMLS Test Prep CompuCram Test | 120 Questions with 100% Correct Answers | Verified | Latest Update 2024 Popular
  • NMLS Test Prep CompuCram Test | 120 Questions with 100% Correct Answers | Verified | Latest Update 2024

  • Exam (elaborations) • 12 pages • 2024
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  • A borrower signs the note and mortgage for a refinance on his principal residence on Thursday, Dec. 31. What is the earliest day the funds for this loan could be disbursed (assuming no bona fide financial hardship)? - Wednesday, Jan. 6 Who manages the National Do Not Call Registry? - Federal Trade Commission What federal legislation regulates credit reporting agencies and lenders concerning credit reporting? - FCRA What is not prohibited to be included in the loan terms for HOEPA covered i...
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HUD Certification Exam Questions and Answers Already Passed
  • HUD Certification Exam Questions and Answers Already Passed

  • Exam (elaborations) • 19 pages • 2023
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  • HUD Certification Exam Questions and Answers Already Passed Deed Restrictions Legally enforceable terms that govern the use of real estate Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. Civil Rights Act of 1968 Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piec...
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HUD Certification Exam with complete solution 2023
  • HUD Certification Exam with complete solution 2023

  • Exam (elaborations) • 9 pages • 2023
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  • HUD Certification Exam with complete solution 2023Deed Restrictions Legally enforceable terms that govern the use of real estate Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. Civil Rights Act of 1968 Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental...
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FINCERT 2023 Exam With 100% Correct Answers
  • FINCERT 2023 Exam With 100% Correct Answers

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  • It is important to make them feel __________ and __________ - Correct answercomfortable and welcomed __________ prompt someone to explore and analyze their emotions and feelings - Correct answer-Open-ended question __________ collect factual information - Correct answer-Closed-ended question Give __________ for responses time - Correct answer-time Questions should be asked in a ___________________________ way - Correct answer-non-judgmental It is important to ________________ your mentor...
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USAA AUTO INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
  • USAA AUTO INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS

  • Exam (elaborations) • 20 pages • 2024
  • Terrorism Risk Insurance Act (TRIA) Answer - In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. What is TRIEA and when did it happen Answer - In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act FCRA- when, what, and what it stands for Answer - In 1970 the Fair Credit Reporting Act was establish by the federal gov...
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USAA AUTO INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
  • USAA AUTO INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS

  • Exam (elaborations) • 15 pages • 2024
  • Terrorism Risk Insurance Act (TRIA) Answer - In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. What is TRIEA and when did it happen Answer - In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act FCRA- when, what, and what it stands for Answer - In 1970 the Fair Credit Reporting Act was establish by the federal gov...
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HUD Certification Exam with 100% Correct Answers 2023
  • HUD Certification Exam with 100% Correct Answers 2023

  • Exam (elaborations) • 9 pages • 2023
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  • Deed Restrictions - Correct answer-Legally enforceable terms that govern the use of real estate Redlining - Correct answer-The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. Civil Rights Act of 1968 - Correct answer-Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piece of ...
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USAA Auto Insurance Terms with Complete Solutions
  • USAA Auto Insurance Terms with Complete Solutions

  • Exam (elaborations) • 15 pages • 2023
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  • USAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsTerrorism Risk Insurance Act (TRIA) - ANSWER-In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. What is TRIEA and when did it...
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USAA Auto Insurance Terms EXAM QUESTIONS CORRECTLY  ANSWERED
  • USAA Auto Insurance Terms EXAM QUESTIONS CORRECTLY ANSWERED

  • Exam (elaborations) • 21 pages • 2023
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  • USAA Auto Insurance Terms EXAM QUESTIONS CORRECTLY ANSWERED Terrorism Risk Insurance Act (TRIA) - ANSWER In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. What is TRIEA and when did it happen - ANSWER In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act FCRA- when, what, and what it stands for - ANSWER ...
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CAM Certified Apartment Manager Questions and Answers Already Graded A
  • CAM Certified Apartment Manager Questions and Answers Already Graded A

  • Exam (elaborations) • 24 pages • 2023
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  • CAM Certified Apartment Manager Questions and Answers Already Graded A What are the three keys to good customer service? • Communication • Attitude • Relationships What is the cost of turnover when a resident leaves a community? • The cost of turnover is generally more then 1-2 months rent per move out. What are the 5 techniques to building rapport? • Express a genuine interest in the other person. • Be genuinely friendly • Create physical rapport • Be an active listener • Se...
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