Xcel chapter 4 exam Study guides, Class notes & Summaries
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XCEL Chapter 4 Exam Questions with Correct Answers
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XCEL Chapter 4 Exam Questions with Correct Answers 
 
Donald is the primary insured of a life insurance policy and adds a children's term rider. What is the advantage of adding this rider? 
A. Can be converted to permanent coverage without evidence of insurability 
B. Coverage can be different for each child 
C. Premiums on this rider are not required until the limiting age is reached 
D. Increases the policy's overall cash value - Answer-Can be converted to permanent coverage without evidenc...
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XCEL Chapter 4 Exam Questions with Correct Answers (1)
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XCEL Chapter 4 ExaDonald is the primary insured of a life insurance policy and adds a children's term rider. What is the advantage of adding this rider? 
A.	Can be converted to permanent coverage without evidence of insurability 
B.	Coverage can be different for each child 
C.	Premiums on this rider are not required until the limiting age is reached 
D.	Increases the policy's overall cash value - Answer-Can be converted to permanent coverage without evidence of insurability 
 
A renewable Term...
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XCEL CHAPTER 4 EXAM QUESTIONS WITH COMPLETE SOLUTIONS VERIFIED GRADED A+ 100% GUARANTEED PASS
- Exam (elaborations) • 13 pages • 2024
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XCEL CHAPTER 4 EXAM QUESTIONS WITH COMPLETE SOLUTIONS VERIFIED GRADED A+ 100% GUARANTEED PASS 
 
Donald is the primary insured of a life insurance policy and adds a children's term rider. What is the advantage of adding this rider? 
A. Can be converted to permanent coverage without evidence of insurability 
B. Coverage can be different for each child 
C. Premiums on this rider are not required until the limiting age is reached 
D. Increases the policy's overall cash value 
Can be converted to ...
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Idaho Insurance Exam Bundle
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XCEL Chapter 12 Idaho Laws and Rules Exam with correct Answers 2024

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Life Insurance Exam questions IDAHO with correct answers

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Insurance exam Idaho questions and answers

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Idaho statutes, rules, and regulations common to all lines exam questions and answers

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Idaho Life Health Insurance/Idaho Property Exam Bundle
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XCEL Chapter 12 Idaho Laws and Rules Exam Answers 2024

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Life Insurance Exam questions IDAHO with correct answers

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Exam (elaborations)
Insurance exam Idaho questions and answers 2024

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Exam (elaborations)
Idaho statutes, rules, and regulations common to all lines exam 2024

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Idaho S
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Exam XCEL Chapter 4 Life Insurance Policies - Provisions, Options and Riders.
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Exam XCEL Chapter 4 Life Insurance Policies - Provisions, Options and Riders.
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XCEL CHAPTER 4 A EXAM QUESTIONS WITH COMPLETE SOLUTIONS VERIFIED
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XCEL CHAPTER 4 A EXAM QUESTIONS WITH COMPLETE SOLUTIONS VERIFIED 
 
Rob purchased a standard whole life policy with a $500,000 death benefit when he was age 30. His insurance agent told him the policy would be paid up if he reached age 100. The present cash value of the policy equals $250,000. Rob recently died at age 60. The death benefit would be 
500,000.00 
A life insurance policy that has premiums fully paid up within a stated time period is called 
limited payment insurance 
A Modified End...
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XCEL CHAPTER 4: LIFE INSURANCE POLICIES - PROVISIONS, OPTIONS AND RIDERS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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XCEL CHAPTER 4: LIFE INSURANCE 
POLICIES - PROVISIONS, OPTIONS AND 
RIDERS EXAM | QUESTIONS & ANSWERS 
(VERIFIED) | LATEST UPDATE | GRADED 
A+ 
Which statement regarding whole life insurance is accurate? 
Correct Answer: Insurance coverage can continue for life 
When a ten year renewable term life insurance policy issued at age 45 is renewed, the 
premium rate will be the current rate for 
Correct Answer: Ten year term insurance for a person aged 55 
When would evidence of insurability be r...
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XCEL Chapter 4 A Revision Exam Questions & Answers.
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XCEL Chapter 4 A Revision Exam Questions & Answers. 
 
 
Rob purchased a standard whole life policy with a $500,000 death benefit when he was age 30. His insurance agent told him the policy would be paid up if he reached age 100. The present cash value of the policy equals $250,000. Rob recently died at age 60. The death benefit would be - CORRECT ANSWER 500,000.00 
 
A life insurance policy that has premiums fully paid up within a stated time period is called - CORRECT ANSWER limited payment in...
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XCEL Chapter 4 Exam Questions with Correct Answers
- Exam (elaborations) • 7 pages • 2024
- Available in package deal
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XCEL Chapter 4 Exam Questions with Correct Answers 
 
Donald is the primary insured of a life insurance policy and adds a children's term rider. What is the advantage of adding this rider? 
A. Can be converted to permanent coverage without evidence of insurability B. Coverage can be different for each child 
C. Premiums on this rider are not required until the limiting age is reached 
D. Increases the policy's overall cash value - Answer-Can be converted to permanent coverage without evidence ...
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