Xcel solutions exam Study guides, Class notes & Summaries
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![California Life & Health Insurance / General Insurance Exam Bundle](/docpics/5147773/663091936c0dd_5147773_121_171.jpeg)
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California Life & Health Insurance / General Insurance Exam Bundle
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Exam (elaborations)
XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE EXAM 2024

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XCEL Solutions Life and Health License Exam (CA) Questions and Answers - Graded A

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POL California Life The Insurance Marketplace Exam with complete solutions

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Exam (elaborat
![Comprehensive Final Certification Exam: Illinois Health Insurance (Xcel Solutions)](/docpics/4655330/65e4baf4c58e5_4655330_121_171.jpeg)
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Comprehensive Final Certification Exam: Illinois Health Insurance (Xcel Solutions)
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Comprehensive Final Certification Exam: 
Illinois Health Insurance (Xcel Solutions) 
Which type of long-term care benefit would be most appropriate for a stroke victim who requires 
speech therapy administered at her home? - Answer ️️ -home health care 
Jennifer is required to pay a specific sum out of pocket before any benefits are paid in a year. Her 
health policy most likely contains a(n) - Answer ️️ -deductible 
When a producer submits an insurance applicaton, the application is REQ...
![XCEL LIFE INSURANCE FINAL EXAM 2024-2025 XCEL SOLUTIONS LIFE INSURANCE EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+](/docpics/4500786/65cc8e4d96518_4500786_121_171.jpeg)
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XCEL LIFE INSURANCE FINAL EXAM 2024-2025 XCEL SOLUTIONS LIFE INSURANCE EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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XCEL LIFE INSURANCE FINAL EXAM XCEL SOLUTIONS LIFE INSURANCE EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
![Xcel solutions final exam questions and answers](/docpics/4655265/65e4b8ddaf86d_4655265_121_171.jpeg)
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Xcel solutions final exam questions and answers
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Xcel solutions final exam 
Insuring Which health policy clause specifies the amount of benefits to be paid - Answer ️️ - 
Insuring 
The investment gains from a universal life policy usually go to - Answer ️️ -The cash value 
L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer 
finds out that the applicant misstated their age. What will the insurer do? - Answer ️️ -Adjust 
the death benefit to a reduced amount 
An employee is covered unde...
![Xcel Life Insurance Exam 2023-2024 Xcel Solutions Life Insurance Exam Update 2023-2024 Life Insurance Xcel Exam Questions and Correct Answers Rated A+](/docpics/3900843/6561a4a1eed41_3900843_121_171.jpeg)
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Xcel Life Insurance Exam 2023-2024 Xcel Solutions Life Insurance Exam Update 2023-2024 Life Insurance Xcel Exam Questions and Correct Answers Rated A+
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Xcel Life Insurance Exam Xcel 
Solutions Life Insurance Exam Update 
 Life Insurance Xcel Exam 
Questions and Correct Answers Rated 
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![Xcel Solutions Final Exam - Michigan Life and Health Exam Study Questions and Answers Graded A 2024](/docpics/5092276/6628dfb7aca79_5092276_121_171.jpeg)
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Xcel Solutions Final Exam - Michigan Life and Health Exam Study Questions and Answers Graded A 2024
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Shawn, Mike, and Dave are brothers who have a $100,000 "first to die" joint life policy covering all three of their lives. If Mike dies first, the policy proceeds 
 A.) Will no longer provide insurance protection 
 B.) Will go to Mike's estate 
 C.) Wwill be divided by probate 
 D.) Will not be paid until the last brother dies - A.) Will no longer provide insurance protection 
 
Susan is insured through her Group Health Insurance plan and changed her coverage to an individual plan with the sa...
![Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025)](/docpics/4953697/6614814e422df_4953697_121_171.jpeg)
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025)
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025) 
 
Q: P is a producer who notices 5 questions on a life application were not answered. What actions should P take? 
 
 
Answer: 
Set up a meeting with the applicant to answer the remaining questions 
 
 
 
Q: Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the...
![CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!](/docpics/4299462/65ae9813b5f9b_4299462_121_171.jpeg)
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! 
 
 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term 
 
With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for 
 
A(n)	is a licensee who charges a fee for contracted insurance advisory services. Answer - Consultant 
 
Jonas is covered with disabi...
![XCEL Solutions Exam Questions with Answers](/docpics/4490185/65cb130cbfa69_4490185_121_171.jpeg)
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XCEL Solutions Exam Questions with Answers
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XCEL Solutions Exam Questions with Answers
![Xcel Exams Bundled Together with complete solutions Questions and Answers (Verified Answers)(Full Solution Pack)](/docpics/63ff63c71b639_2425314.jpg)
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Xcel Exams Bundled Together with complete solutions Questions and Answers (Verified Answers)(Full Solution Pack)
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Xcel Practice Chapter Exam Questions and Answers with complete solution

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions and Answers 2023 with complete solution

Xcel Life Insurance Exam Actual Test Questions and Answers with complete solution

Xcel Laws and Rules Pertinent to Insurance Exam with complete solution

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![Xcel Solutions Property & Casualty Exam Questions and Answers](/docpics/5139899/662fa38aa7323_5139899_121_171.jpeg)
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Xcel Solutions Property & Casualty Exam Questions and Answers
- Exam (elaborations) • 15 pages • 2024
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Xcel Solutions Property & Casualty 
Exam Questions and Answers 
An earned premium resulting from the cancellation of a policy is calculated on: - Correct 
Answer ️️ -On a pro rata basis, based on the previous year's rate 
M owns a parking garage & has coverage that states: "We will cover losses regardless if 
you are legally liable for the loss." This no-fault ideology will be found under: - Correct 
Answer ️️ -Excess Direct Coverage 
An insurance company writing business in a state o...
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