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Final Exam South Carolina Life and Health Insurance // Real Exam // Updated 2024 // Correct Answers
Final Exam South Carolina Life and 
Health Insurance // Real Exam // Updated 
2024 // Correct Answers 
A closed network plan offers a primary physician copay of $25. If a subscriber chooses 
a primary care physician outside of the network, the subscriber will likely pay - 
CORRECT ANSWER-100% of the billed amount 
What does Coordination of Benefits allow? - CORRECT ANSWER-Allows the 
secondary payor to reduce their benefit payments so no more than 100% of the claim is 
paid 
A waiver of pre...
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- Exam (elaborations)
- • 12 pages •
Final Exam South Carolina Life and 
Health Insurance // Real Exam // Updated 
2024 // Correct Answers 
A closed network plan offers a primary physician copay of $25. If a subscriber chooses 
a primary care physician outside of the network, the subscriber will likely pay - 
CORRECT ANSWER-100% of the billed amount 
What does Coordination of Benefits allow? - CORRECT ANSWER-Allows the 
secondary payor to reduce their benefit payments so no more than 100% of the claim is 
paid 
A waiver of pre...
South Carolina Accident. Health, and Life Insurance Exam 2024
South Carolina Accident. Health, and 
Life Insurance Exam 2024 
Annuity Certain - CORRECT ANSWER-Maria would like an annuity that provides a 
guaranteed accumulation or payout. The type of annuity she is seeking is called 
Survivorship Life - CORRECT ANSWER-The type of policy which pays on the death of 
the last person is called 
Malign another insurer - CORRECT ANSWER-Defamation occurs when a producer 
makes a false statement intended to 
A 70 year old NOT eligible for Social Security 
*Yo...
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- Exam (elaborations)
- • 8 pages •
South Carolina Accident. Health, and 
Life Insurance Exam 2024 
Annuity Certain - CORRECT ANSWER-Maria would like an annuity that provides a 
guaranteed accumulation or payout. The type of annuity she is seeking is called 
Survivorship Life - CORRECT ANSWER-The type of policy which pays on the death of 
the last person is called 
Malign another insurer - CORRECT ANSWER-Defamation occurs when a producer 
makes a false statement intended to 
A 70 year old NOT eligible for Social Security 
*Yo...
South Carolina P&C Insurance Exam Study Guide with 100% correct answers 2024
South Carolina P&C Insurance Exam 
Study Guide with 100% correct answers 
2024 
Abandonment - CORRECT ANSWER-the abdication of insured property into the hands 
of another, or into the possession of no one in particular 
Absolute Liability - CORRECT ANSWER-Liability that arises from an extremely 
dangerous situation. Often found in cases involving explosives. Also known as "strict" 
liability. For example, you are absolutely liable if you keep a wild animal as a pet. 
Accident - CORRECT AN...
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- Exam (elaborations)
- • 15 pages •
South Carolina P&C Insurance Exam 
Study Guide with 100% correct answers 
2024 
Abandonment - CORRECT ANSWER-the abdication of insured property into the hands 
of another, or into the possession of no one in particular 
Absolute Liability - CORRECT ANSWER-Liability that arises from an extremely 
dangerous situation. Often found in cases involving explosives. Also known as "strict" 
liability. For example, you are absolutely liable if you keep a wild animal as a pet. 
Accident - CORRECT AN...
Study Guide for Actual Final Exam - South Carolina Life and Health Insurance 2024
Study Guide for Actual Final Exam - 
South Carolina Life and Health 
Insurance 2024 
The branch of dentistry which deals with the replacement of missing parts is called 
Endodontics 
Periodontics 
Orthodontics 
Prosthodontics - CORRECT ANSWER-Prosthodontics 
How many months can a life insurance policy normally be backdated from the date of 
application? 
3 
6 
9 
12 - CORRECT ANSWER-6 
HIPAA considers which of the following as "individually identifiable health information"? 
- CORRECT ANSWER...
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- Exam (elaborations)
- • 12 pages •
Study Guide for Actual Final Exam - 
South Carolina Life and Health 
Insurance 2024 
The branch of dentistry which deals with the replacement of missing parts is called 
Endodontics 
Periodontics 
Orthodontics 
Prosthodontics - CORRECT ANSWER-Prosthodontics 
How many months can a life insurance policy normally be backdated from the date of 
application? 
3 
6 
9 
12 - CORRECT ANSWER-6 
HIPAA considers which of the following as "individually identifiable health information"? 
- CORRECT ANSWER...
South Carolina Property and Casualty Insurance Exam Test 2024
South Carolina Property and Casualty 
Insurance Exam Test 2024 
The process an insurer uses to evaluate applications and determine if a policy should 
be issued and on what terms, conditions, and rate is known as? - CORRECT ANSWERUnderwriting 
The Director is conducting an examination of a foreign company transacting business in 
South Carolina. Who is responsible for the cost of the examination? - CORRECT 
ANSWER-Foreign company 
Driver A has a personal auto policy with Part C: UM/UIM limi...
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- Exam (elaborations)
- • 14 pages •
South Carolina Property and Casualty 
Insurance Exam Test 2024 
The process an insurer uses to evaluate applications and determine if a policy should 
be issued and on what terms, conditions, and rate is known as? - CORRECT ANSWERUnderwriting 
The Director is conducting an examination of a foreign company transacting business in 
South Carolina. Who is responsible for the cost of the examination? - CORRECT 
ANSWER-Foreign company 
Driver A has a personal auto policy with Part C: UM/UIM limi...
South Carolina life insurance exam study set Questions and Answers 2024 Verified
South Carolina life insurance exam 
study set Questions and Answers 2024 
Verified 
An insurer will accept a premium from the insured and continue theicoverage in full 
force as though it 
was NOT late during which time period? 
Incontestable period 
Probation period 
Reinstatement period 
Grace period - CORRECT ANSWER-Grace period 
A person who is a nonsmoker, of average weight, and in excellent health would most 
likely be in which risk classification? 
Standard 
Substandard 
Acceptable...
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- Exam (elaborations)
- • 78 pages •
South Carolina life insurance exam 
study set Questions and Answers 2024 
Verified 
An insurer will accept a premium from the insured and continue theicoverage in full 
force as though it 
was NOT late during which time period? 
Incontestable period 
Probation period 
Reinstatement period 
Grace period - CORRECT ANSWER-Grace period 
A person who is a nonsmoker, of average weight, and in excellent health would most 
likely be in which risk classification? 
Standard 
Substandard 
Acceptable...
Final Exam - South Carolina Life and Health Insurance 2024
Final Exam - South Carolina Life and 
Health Insurance 2024 
The branch of dentistry which deals with the replacement of missing parts is called 
Endodontics 
Periodontics 
Orthodontics 
Prosthodontics - CORRECT ANSWER-Prosthodontics 
How many months can a life insurance policy normally be backdated from the date of 
application? 
3 
6 
9 
12 - CORRECT ANSWER-6 
HIPAA considers which of the following as "individually identifiable health information"? 
- CORRECT ANSWER-A person's health cla...
- Package deal
- Exam (elaborations)
- • 12 pages •
Final Exam - South Carolina Life and 
Health Insurance 2024 
The branch of dentistry which deals with the replacement of missing parts is called 
Endodontics 
Periodontics 
Orthodontics 
Prosthodontics - CORRECT ANSWER-Prosthodontics 
How many months can a life insurance policy normally be backdated from the date of 
application? 
3 
6 
9 
12 - CORRECT ANSWER-6 
HIPAA considers which of the following as "individually identifiable health information"? 
- CORRECT ANSWER-A person's health cla...
South Carolina Life Insurance Exam (questions and answers) 2024 updated
South Carolina Life Insurance Exam 
(questions and answers) 2024 updated 
The balance of the loan will be taken out of the death benefit - CORRECT ANSWER-If a 
policy has a automatic loan provision, what happens if the insured dies before the loan 
is paid back? 
Inspection Report - CORRECT ANSWER-An insurer receives a report regarding 
potential insured that includes financial status, hobbies, and habits. What type of report 
is that? 
Spendthrift Clause - CORRECT ANSWER-The clause that pro...
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- Exam (elaborations)
- • 19 pages •
South Carolina Life Insurance Exam 
(questions and answers) 2024 updated 
The balance of the loan will be taken out of the death benefit - CORRECT ANSWER-If a 
policy has a automatic loan provision, what happens if the insured dies before the loan 
is paid back? 
Inspection Report - CORRECT ANSWER-An insurer receives a report regarding 
potential insured that includes financial status, hobbies, and habits. What type of report 
is that? 
Spendthrift Clause - CORRECT ANSWER-The clause that pro...
South Carolina Insurance Exam Questions and Correct Answers 2024
South Carolina Insurance Exam 
Questions and Correct Answers 2024 
An insurer is REQUIRED to offer which of the following to each long-term care applicant 
at the time of purchase? - CORRECT ANSWER-Inflation protection 
Which of these riders will pay a death benefit if the insured's spouse dies? - CORRECT 
ANSWER-Family term insurance rider 
Disability income plans which require that the insurer can NEVER change or alter 
premium rates are usually considered - CORRECT ANSWER-Nonconcellable ...
- Package deal
- Exam (elaborations)
- • 9 pages •
South Carolina Insurance Exam 
Questions and Correct Answers 2024 
An insurer is REQUIRED to offer which of the following to each long-term care applicant 
at the time of purchase? - CORRECT ANSWER-Inflation protection 
Which of these riders will pay a death benefit if the insured's spouse dies? - CORRECT 
ANSWER-Family term insurance rider 
Disability income plans which require that the insurer can NEVER change or alter 
premium rates are usually considered - CORRECT ANSWER-Nonconcellable ...
Package deal for NFPA70E Final Study Set Exam with Correct and Verified Answers 2024
NFPA 70E Electrical Hazard Safety Questions and Answers 2024
NFPA 70E Exam Guide with Verified Answers
NFPA 70 2024 final Test Exam
NFPA 70E Definitions for Final Real Exam 2024
NFPA 70E (2024) Final Exam Q&A
5/1 NFPA70E Final Study Set Exam with Correct and Verified Answers 2024
NFPA 70E Final Exam questions and answers 2024
Study Guide Exam for N
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- • 11 items •
- NFPA 70E Final Exam questions and answers 2024 • Exam (elaborations)
- Study Guide Exam for NFPA 70E FINAL 2024 • Exam (elaborations)
- Study Guide Exam for NFPA 70E FINAL 2024 • Exam (elaborations)
- 5/1 NFPA70E Final Study Set Exam with Correct and Verified Answers 2024 • Exam (elaborations)
- NFPA 70E Final Actual Exam 2024 • Exam (elaborations)
- And more ….
NFPA 70E Electrical Hazard Safety Questions and Answers 2024
NFPA 70E Exam Guide with Verified Answers
NFPA 70 2024 final Test Exam
NFPA 70E Definitions for Final Real Exam 2024
NFPA 70E (2024) Final Exam Q&A
5/1 NFPA70E Final Study Set Exam with Correct and Verified Answers 2024
NFPA 70E Final Exam questions and answers 2024
Study Guide Exam for N
Red Cross Lifeguarding Practice Test Exam 2024/2025
Red Cross Lifeguarding Multiple Choices Exam 100% Verified 2024/2025
Colorado Mental Health Jurisprudence Exam 2024 Questions and Answers 100% Correct
Colorado Mental Health Jurisprudence Exam Study Guide 2024
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AAA Food Manager Certification Exam 100% Verified Answers