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HUD GUIDELINES EXAM QUESTIONS AND ANSWERS 100% PASS

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HUD GUIDELINES EXAM QUESTIONS AND ANSWERS 100% PASS lead poisoning causes: - Correct Answer ️️ -coma, convulsions, death lead - Correct Answer ️️ -heavy metal that is denser than most common materials. Lead is soft and malleable, and also has a relatively low melting point. Most at risk population for lead poisoning - Correct Answer ️️ -< 6 years old Neuro-toxic effects from lead: - Correct Answer ️️ -low IQ, attention deficit, learning/reading disabilities, hyperactivi...

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Housing Counselor Exam Prep Questions and Answers 100% Pass

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Housing Counselor Exam Prep Questions and Answers 100% Pass Default - Correct Answer ️️ -When no payments made after 60 to 90 days... 30 for FHA loans Front-End Ratio Equation - Correct Answer ️️ -Monthly housing expenses/gross monthly income Front-End Ratio maximums - Correct Answer ️️ -28% or less - conventional loan 31% or less for FHA, 30% or less for rentals Back-End Ratio (Debt-to-Income) Equation - Correct Answer ️️ -total monthly debt expenses/gross monthly incom...

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HUD Exam- Homeownership Questions and Answers 100% Pass

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HUD Exam- Homeownership Questions and Answers 100% Pass Which factor is best for housing counselors to use when determining how much a client can afford to spend on purchasing a home? A. Debt to-income ratios B. Annual gross income C. Savings D. Options A, B, C E. None of the above - Correct Answer ️️ -D. Options A, B, and C A person or company that makes loans for real estate purchases. "Loan officer" is a related term that refers to a representative of a lending or mortgage com...

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HUD Exam - Housing Affordability Questions and Answers 100% Pass

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HUD Exam - Housing Affordability Questions and Answers 100% Pass All of the following are true statements about upfront costs associated with renting and buying, except; A. Renters generally pay a security deposit upon signing a lease. B. The average cost due upon signing a lease for a rental is typically between 20% of the monthly rent.. C. Closing costs are typically comprised of lender fees, discount points, title insurance, home inspection fees, escrow deposit, property taxes, privat...

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HUD Housing Counseling Exam Questions and Answers 100% Pass

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HUD Housing Counseling Exam Questions and Answers 100% Pass Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - Correct Answer ️️ -added gender (sex) to the protected classes Fair Housing Amendments ...

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HUD Exam - Financial Management Questions and Answers 100% Pass

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HUD Exam - Financial Management Questions and Answers 100% Pass All of the following would help a counselor develop a realistic household budget, except: A. Payment information for a paid-off car B. Amount spent on groceries C. Rent payment information D. Monthly cable bill - Correct Answer ️️ -Answer: A Since the car is paid off, the expense does not need to be included in the new budget. All of the following are reasons why it is important for a client to track income and expense...

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HUD Housing Counselor Module- Avoiding Foreclosure Exam Questions and Answers 100% Pass

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HUD Housing Counselor Module- Avoiding Foreclosure Exam Questions and Answers 100% Pass Which of the following did NOT contribute to the increase in foreclosure rates during the mortgage crisis? - Risky loan products with features like negative amortization - Homeowners paying off mortgages early - Aggressive marketing of Home Equity Line of Credits (HELOC) - Using teaser rates to qualify more borrowers - Correct Answer ️️ -Homeowners paying off mortgages early This program made it ...

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UCI Bio 93 Bundled Exams Questions and Answers 100% Verified and Updated | Graded A+

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UCI Bio 93 Bundled Exams Questions and Answers 100% Verified and Updated | Graded A+

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BIOLOGY 93 UCI MIDTERM 1 KEY TERMS QUESTIONS AND ANSWERS 100% PASS

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BIOLOGY 93 UCI MIDTERM 1 KEY TERMS QUESTIONS AND ANSWERS 100% PASS Hypothesis - Correct Answer ️️ -a tentative answer to a well framed question - an explanation on trial Prediction - Correct Answer ️️ -A logical statement about what will happen if the hypothesis is correct. Experiment - Correct Answer ️️ -a repeatable procedure that is used to test a hypothesis (a scientific test carried under controlled condition) Variable - Correct Answer ️️ -factors that vary in an exp...

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UCI BIO 93 Final Exam Questions and Answers 100% Pass

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UCI BIO 93 Final Exam Questions and Answers 100% Pass What is an example of incomplete dominance? - Correct Answer ️️ -A red and white snapdragon making a pink offspring What is an example of co-dominance? - Correct Answer ️️ -Blood cells. What is Pleiotropy? - Correct Answer ️️ -When a gene affects more than one phenotypic character. What is the norm of reaction? - Correct Answer ️️ -The range of phenotypic possibilities What are some example of polygenic inheritance? -...

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