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Tennessee Life and Health Insurance Exam Study Guide Questions with Correct Answers Graded A Download to Get a Perfect Score ◦ Allows early payment of a portion of the face if insured becomes terminally ill ◦ Could include nursing home and dread disease benefits - Answer -Living Need (Accelerated Benefit) ◦ Covers one or more children ◦ At age 21 or 25 may convert without proof of insurability - Answer -Child Rider ◦ Double the face if death was accidental ◦ Does not add ad...

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