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Property and Casualty Question and Answers 2024- 2025 Final Exam
Property and Casualty Question and Answers 2024- 
2025 Final Exam 
Which of the following incidents would not be excluded under a DP-3 policy? 
Burglary of a property that was vacant for 30 consecutive days 
Which of the following are losses excluded under Coverage F? 
An individual who is eligible to receive disability insurance 
Which of the following will not provide a premium discount from standard market workers 
comp insurance? 
Assigned Risk Plan 
The face amount of a Surety bond is call...
- Exam (elaborations)
- • 17 pages •
Property and Casualty Question and Answers 2024- 
2025 Final Exam 
Which of the following incidents would not be excluded under a DP-3 policy? 
Burglary of a property that was vacant for 30 consecutive days 
Which of the following are losses excluded under Coverage F? 
An individual who is eligible to receive disability insurance 
Which of the following will not provide a premium discount from standard market workers 
comp insurance? 
Assigned Risk Plan 
The face amount of a Surety bond is call...
property casualty 2024-2025 Final Exam Question with 100% complete Answers
property casualty Final Exam Question with 100% 
complete Answers 
residual markets 
A market designed for those risks unable to find coverage in the ordinary market. 
Reinsurance Companies 
An insurance company that assumes all or a portion of a risk from a primary or ceding 
insurance company. 
treaty agreement 
Reinsurance agreement that covers all risks contained in the subject line(s) of business 
automatically. 
Facultative Agreements 
Allow the ceding insurer and the reinsurance compa...
- Exam (elaborations)
- • 17 pages •
property casualty Final Exam Question with 100% 
complete Answers 
residual markets 
A market designed for those risks unable to find coverage in the ordinary market. 
Reinsurance Companies 
An insurance company that assumes all or a portion of a risk from a primary or ceding 
insurance company. 
treaty agreement 
Reinsurance agreement that covers all risks contained in the subject line(s) of business 
automatically. 
Facultative Agreements 
Allow the ceding insurer and the reinsurance compa...
Property Casualty Final Exam Questions with 100% correct Answers 2024
Property Casualty Final Exam Questions with 100% 
correct Answers 2024 
The reinsurer accepts the transfer according to an agreement called 
A Treaty 
Stock insurer 
-Owned by stockholders 
-Dividend is not guaranteed 
-Dividend is paid to stockholder 
-Dividend is taxable to stockholders 
-Issues non-participating policies 
Mutual insurer 
-owned by policyholders (customers) 
-dividend is not guaranteed 
-dividend is paid to policyholder 
-dividend is not taxable; considered refund of premium ...
- Exam (elaborations)
- • 17 pages •
Property Casualty Final Exam Questions with 100% 
correct Answers 2024 
The reinsurer accepts the transfer according to an agreement called 
A Treaty 
Stock insurer 
-Owned by stockholders 
-Dividend is not guaranteed 
-Dividend is paid to stockholder 
-Dividend is taxable to stockholders 
-Issues non-participating policies 
Mutual insurer 
-owned by policyholders (customers) 
-dividend is not guaranteed 
-dividend is paid to policyholder 
-dividend is not taxable; considered refund of premium ...
Florida Public Final Exam 2024 Question and correct Answers
Florida Public Final Exam 2024 Question and correct Answers 
Bodily injury caused by a hit-and-run auto. 
For which of the following would Uninsured motorist (UM) 
coverage provide payment? 
A. Physical damage caused by a hit-and-run auto. 
B. Physical damage caused by an upset of the insured 
auto. 
C. Bodily injury caused by upset of the insured auto. 
D. Bodily injury caused by a hit-and-run auto. 
Trailer Interchange Coverage 
Coverage for a motor carrier's liability for damage to trailers ...
- Exam (elaborations)
- • 17 pages •
Florida Public Final Exam 2024 Question and correct Answers 
Bodily injury caused by a hit-and-run auto. 
For which of the following would Uninsured motorist (UM) 
coverage provide payment? 
A. Physical damage caused by a hit-and-run auto. 
B. Physical damage caused by an upset of the insured 
auto. 
C. Bodily injury caused by upset of the insured auto. 
D. Bodily injury caused by a hit-and-run auto. 
Trailer Interchange Coverage 
Coverage for a motor carrier's liability for damage to trailers ...
Data Mining Final Exam 2024 Questions with 100% correct Answers
Data Mining Final Exam 2024 Questions with 100% correct 
Answers 
In a data set with 22 variables, if 13% of the values, randomly spread across observations, are missing 
(blank), what is the probable percent of complete and usable observations? 
4.67 
(1 − 0.13)22 = 0.0467 or 4.67%. 
In a data set with 20 variables, if 8% of the values, randomly spread across observations, are missing 
(blank), what is the probable percent of complete and usable observations? 
(1 − 0.08)20 = 0.1887 or 18...
- Exam (elaborations)
- • 17 pages •
Data Mining Final Exam 2024 Questions with 100% correct 
Answers 
In a data set with 22 variables, if 13% of the values, randomly spread across observations, are missing 
(blank), what is the probable percent of complete and usable observations? 
4.67 
(1 − 0.13)22 = 0.0467 or 4.67%. 
In a data set with 20 variables, if 8% of the values, randomly spread across observations, are missing 
(blank), what is the probable percent of complete and usable observations? 
(1 − 0.08)20 = 0.1887 or 18...
Behavior Analysis and Management Question and Answers 2024 final exam
Behavior Analysis and Management Question and Answers 
2024 final exam 
Conditioned reinforcer 
A stimulus that gains its reinforcing power through its association with a primary reinforcer; also 
known as secondary reinforcer. Examples: money, token 
Conditioned stimulus 
CS; ordinarily a neutral stimulus paired with a unconditioned stimulus to achieve a desired result and 
eventually produces the desired response in an organism when presented alone; in Pavlov's 
experiment, the bell 
Con...
- Exam (elaborations)
- • 17 pages •
Behavior Analysis and Management Question and Answers 
2024 final exam 
Conditioned reinforcer 
A stimulus that gains its reinforcing power through its association with a primary reinforcer; also 
known as secondary reinforcer. Examples: money, token 
Conditioned stimulus 
CS; ordinarily a neutral stimulus paired with a unconditioned stimulus to achieve a desired result and 
eventually produces the desired response in an organism when presented alone; in Pavlov's 
experiment, the bell 
Con...
Biochemistry 2024 Questions with 100% correct Answers final Exam
Biochemistry 2024 Questions with 100% correct Answers final 
Exam 
Peptide Bonds 
Formed through condensation (dehydration) reaction with a nucleophilic amino group attacking an 
electrophilic carbonyl. Broken through hydrolysis. 
Protein Structure 
Primary, Secondary, Tertiary, and Quaternary 
Primary Structure 
Linear sequence of amino acids 
Secondary Structure 
Local structure, stabilized by hydrogen bonding: 
α-helices and β-pleated sheets 
Tertiary Structure 
Three-dimensional structur...
- Exam (elaborations)
- • 16 pages •
Biochemistry 2024 Questions with 100% correct Answers final 
Exam 
Peptide Bonds 
Formed through condensation (dehydration) reaction with a nucleophilic amino group attacking an 
electrophilic carbonyl. Broken through hydrolysis. 
Protein Structure 
Primary, Secondary, Tertiary, and Quaternary 
Primary Structure 
Linear sequence of amino acids 
Secondary Structure 
Local structure, stabilized by hydrogen bonding: 
α-helices and β-pleated sheets 
Tertiary Structure 
Three-dimensional structur...
Biochemistry Questions and Answers 2024-2025 final exam
Biochemistry Questions and Answers final 
exam 
alcohol (carbon-oxygen) 
aldehyde (carbon-oxygen) 
ketone (carbon-oxygen) 
carboxylic acid (carbon-oxygen) 
ether (carbon-oxygen) 
acid anhydride (carbon-oxygen) 
sulfhydryl group (carbon-sulfur) 
disulfide (carbon-sulfur) 
amino group (carbon-nitrogen) 
Quaternary Amine (carbon-nitrogen) 
Phosphoester 
Ester 
Thioester 
Amide 
aliphatic 
molecule without benzene ring 
aromatic 
molecule with benzene ring 
Proline 
Alanine 
Glycine 
Glycine, Ala...
- Exam (elaborations)
- • 14 pages •
Biochemistry Questions and Answers final 
exam 
alcohol (carbon-oxygen) 
aldehyde (carbon-oxygen) 
ketone (carbon-oxygen) 
carboxylic acid (carbon-oxygen) 
ether (carbon-oxygen) 
acid anhydride (carbon-oxygen) 
sulfhydryl group (carbon-sulfur) 
disulfide (carbon-sulfur) 
amino group (carbon-nitrogen) 
Quaternary Amine (carbon-nitrogen) 
Phosphoester 
Ester 
Thioester 
Amide 
aliphatic 
molecule without benzene ring 
aromatic 
molecule with benzene ring 
Proline 
Alanine 
Glycine 
Glycine, Ala...
Biochemistry final exam Questions with 100% correct Answers
Biochemistry final exam Questions with 100% correct Answers 
What's a classic finding of Lesch-Nyhan Syndrome Deficiency seen in diapers? 
- Yellow-Orange Granules 
- Represent Uric Acid Crystals 
Lesch-Nyhan Syndrome Deficiency leads to what specific blood smear? 
- Lack of HGPRT causes inactivation of the purine salvage pathway, which prevents Guanine and 
Hypoxanthine from being recycled to GMP and IMP. 
- Since Guanine and Hypoxanthine are lost as uric acid, the De Novo 'Purine' Synthesi...
- Exam (elaborations)
- • 27 pages •
Biochemistry final exam Questions with 100% correct Answers 
What's a classic finding of Lesch-Nyhan Syndrome Deficiency seen in diapers? 
- Yellow-Orange Granules 
- Represent Uric Acid Crystals 
Lesch-Nyhan Syndrome Deficiency leads to what specific blood smear? 
- Lack of HGPRT causes inactivation of the purine salvage pathway, which prevents Guanine and 
Hypoxanthine from being recycled to GMP and IMP. 
- Since Guanine and Hypoxanthine are lost as uric acid, the De Novo 'Purine' Synthesi...
Biochemistry 100% complete Question and Answers 2024 Final Exam
Biochemistry 100% complete Question and Answers 2024 Final 
Exam 
enzyme regulation 
1. regulated at allosteric site 
2. regulated by modifications like phosphorylation 
on vs. off states 
negative feedback- product inhibits enzyme 
positive feedback- product activates enzyme 
oxytocin is example of positive feedback, needs external regulator to eventually stop process 
oxidation/reduction 
loss/gain of hydrogen atoms, gain/loss of charge 
Bronsted-Lowry acid/base 
proton donor/acceptor 
Lewis ...
- Exam (elaborations)
- • 23 pages •
Biochemistry 100% complete Question and Answers 2024 Final 
Exam 
enzyme regulation 
1. regulated at allosteric site 
2. regulated by modifications like phosphorylation 
on vs. off states 
negative feedback- product inhibits enzyme 
positive feedback- product activates enzyme 
oxytocin is example of positive feedback, needs external regulator to eventually stop process 
oxidation/reduction 
loss/gain of hydrogen atoms, gain/loss of charge 
Bronsted-Lowry acid/base 
proton donor/acceptor 
Lewis ...