Maven

Loan-to-Value Ratio (LTV)The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package MortgageIncludes both real and personal property ( fixtures and furnishings) Blanket MortgageCovers more than one piece of property. Wraparound MortgageMethod of financing which preserves the low, existing interest...

An area of neighborhoods or subdivisons that is serviced by your firm.Geographic Farm A plan by which you develop to gain name recognitionMarketing Plan Becoming different in your approach through growth and developmentdifferentiate All the properties in a particular price range, in the area your firm serviceseconomic farm Words or content by which top producers are using to be successful.hot buttons Building _____________________________ comes from developing a marketing plan that is ...

An area of neighborhoods or subdivisons that is serviced by your firm.Geographic Farm A plan by which you develop to gain name recognitionMarketing Plan Becoming different in your approach through growth and developmentdifferentiate All the properties in a particular price range, in the area your firm serviceseconomic farm Words or content by which top producers are using to be successful.hot buttons Building _____________________________ comes from developing a marketing plan that is ...

An area of neighborhoods or subdivisons that is serviced by your firm.Geographic Farm A plan by which you develop to gain name recognitionMarketing Plan Becoming different in your approach through growth and developmentdifferentiate All the properties in a particular price range, in the area your firm serviceseconomic farm Words or content by which top producers are using to be successful.hot buttons Building _____________________________ comes from developing a marketing plan that is ...

Most common reason a property fails to sell isprice Matching human needs with goods or services to meet those needs is the process ofmarketing _____________________ is a key personality trait of a successful agentproblem solving 3 Ways Sales Agents Add Value to the Buying ProcessCounseling, Negotiating, and Managing the transaction Four P's of marketing real estateproduct, promotion, price and place How can you know your product?Inspect company listings • Travel your geographic area...

Statewide Procurement Division (SPD)central authority for state agencies in procurement for procurement guidance, education, statewide contract development services and delegation of purchasing authority Statewide Procurement Policy and Outreachconducts policy research, provides training and certification for procurement professionals, and provides the division's customer service support through the outreach team Statewide Contract Development Teamdevelops statewide contracts for stat...

Statewide Procurement Division (SPD)The central authority for state agencies for procurement guidance, education, statewide contract development services, and delegation of purchasing authority. Assists its statewide government customers with all stages of the procurement cycle. Policy and OutreachConducts policy research, training and certification customer service support services. Statewide Contract Development and Contract ManagementA broad range of contracts for commodities and ...

Statewide Procurement Division (SPD)central authority for state agencies in procurement for procurement guidance, education, statewide contract development services and delegation of purchasing authority Statewide Procurement Policy and Outreachconducts policy research, provides training and certification for procurement professionals, and provides the division's customer service support through the outreach team Statewide Contract Development Teamdevelops statewide contracts for stat...

Statewide Procurement Division (SPD)central authority for state agencies in procurement for procurement guidance, education, statewide contract development services and delegation of purchasing authority Statewide Procurement Policy and Outreachconducts policy research, provides training and certification for procurement professionals, and provides the division's customer service support through the outreach team Statewide Contract Development Teamdevelops statewide contracts for stat...

Statewide Procurement Division (SPD)central authority for state agencies in procurement for procurement guidance, education, statewide contract development services and delegation of purchasing authority Statewide Procurement Policy and Outreachconducts policy research, provides training and certification for procurement professionals, and provides the division's customer service support through the outreach team Statewide Contract Development Teamdevelops statewide contracts for stat...