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AINS 103- Chapter 3 Exam Review Solution 2023-2024 Graded A+
What does a commercial general liability coverage form protect? - ANS-An organization against financial losses stemming from liability for damages to people or property. Jenny owns a convenience store. A customer slipped and fell in an aisle but only required minor medical care at a local clinic. What coverage might apply for this occurrence? - ANS-Coverage C might apply, because Coverage C-Medical Payments, pays medical expenses of others in certain circumstances. Sean entered a booksto...
- Exam (elaborations)
- • 10 pages •
What does a commercial general liability coverage form protect? - ANS-An organization against financial losses stemming from liability for damages to people or property. Jenny owns a convenience store. A customer slipped and fell in an aisle but only required minor medical care at a local clinic. What coverage might apply for this occurrence? - ANS-Coverage C might apply, because Coverage C-Medical Payments, pays medical expenses of others in certain circumstances. Sean entered a booksto...
AINS 102 UPDATED PT 1 Questions & Answers 2023-2024, AINS 102- Understanding Personal Insurance Qs&As, AINS 102 Questions With Correct Answers 2023-2024, AINS 102 Questions & Answers 2023, AINS 102 PT 3 Questions & Answers 2023-2024, AINS 102 Ch 6 Questi
When property is damaged, individuals sustain certain financial consequences as a result of the damage. These consequences can include Select one: A. Increased expenses. B. Coverage termination. C. Increased premiums. D. Policy endorsements. - Correct Ans-A. Increased expenses. Which one of the following statements regarding assets exposed to loss
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- AINS 102 Ch 1 Questions With Accurate Answers 2023 • Exam (elaborations)
- AINS 102 Ch 3 Questions Latest Review 2023 100% PASS • Exam (elaborations)
- AINS 102 Ch 4 Questions & Answers 100% Verified • Exam (elaborations)
- AINS 102 Ch 5 Questions & Answers 2023-2024 100% PASS • Exam (elaborations)
- AINS 102 Ch 6 Questions & Answers • Exam (elaborations)
- And more ….
When property is damaged, individuals sustain certain financial consequences as a result of the damage. These consequences can include Select one: A. Increased expenses. B. Coverage termination. C. Increased premiums. D. Policy endorsements. - Correct Ans-A. Increased expenses. Which one of the following statements regarding assets exposed to loss
AINS_101_Questions_With_100%_Accurate_Review_Solution_Answers_2023, AINS_101_Increasing_Your_Insurance_IQ_Questions_&_Answers, AINS 102 Ch 1 Questions With Accurate Answers 2023, AINS 101 Simulated Exam Questions With Highlighted Answers, AINS 101 Quest
As a single mother on a very tight budget, Ciara is tempted to skimp on her insurance. However, her friend Mehmet tells her not to skimp on insurance, because it will help manage her cash flows. Which one of the following examples best illustrates Mehmet's point? A. Ciara needs her car to get to her job, and she needs her job to make car payments
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- AINS 101 Exam Prep 2023 Questions & Answers • Exam (elaborations)
- AINS 101 Qs&As 2023 • Exam (elaborations)
- AINS 101 Questions With Accurate Answers 2023 100% PASS • Exam (elaborations)
- AINS 101 Simulated Exam Questions With Highlighted Answers • Exam (elaborations)
- AINS 101 - Increasing Your Insurance IQ Questions & Answers • Exam (elaborations)
- And more ….
As a single mother on a very tight budget, Ciara is tempted to skimp on her insurance. However, her friend Mehmet tells her not to skimp on insurance, because it will help manage her cash flows. Which one of the following examples best illustrates Mehmet's point? A. Ciara needs her car to get to her job, and she needs her job to make car payments
AINS 102 UPDATED PT 1 Questions & Answers 2023-2024 Graded A+
Which one of the following is considered real property? Select one: A. An automobile B. A house C. Furniture D. A motorhome - ANS-B The Davis family suffered extensive fire damage to its home and was temporarily unable to inhabit it. The family was forced to rent a hotel room while its home was under repair. The cost incurred to rent the hotel room is referred to as which one of the following outcomes of loss? Select one: A. Lost income B. Increased expenses C. Reduction in value o...
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- • 17 pages •
Which one of the following is considered real property? Select one: A. An automobile B. A house C. Furniture D. A motorhome - ANS-B The Davis family suffered extensive fire damage to its home and was temporarily unable to inhabit it. The family was forced to rent a hotel room while its home was under repair. The cost incurred to rent the hotel room is referred to as which one of the following outcomes of loss? Select one: A. Lost income B. Increased expenses C. Reduction in value o...
AINS 102- Understanding Personal Insurance Qs&As 100% PASS
Arbitration - ANS-An alternative dispute resolution (ADR) method by which disputing parties use a neutral outside party to examine the issues and develop a settlement, which can be final and binding. Attachment - ANS-The act of seizing property to secure a judgment. Catastrophe - ANS-A single event that causes widespread losses. Civil law - ANS-A classification of law that applies to legal matters not governed by criminal law and that protects rights and provides remedies for breaches of ...
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- Exam (elaborations)
- • 7 pages •
Arbitration - ANS-An alternative dispute resolution (ADR) method by which disputing parties use a neutral outside party to examine the issues and develop a settlement, which can be final and binding. Attachment - ANS-The act of seizing property to secure a judgment. Catastrophe - ANS-A single event that causes widespread losses. Civil law - ANS-A classification of law that applies to legal matters not governed by criminal law and that protects rights and provides remedies for breaches of ...
AINS 102 Questions With Correct Answers 2023-2024 GRADED A+
All of the following items are examples of personal property, EXCEPT: Select one: A. Sports equipment B. Silverware C. A fishing boat D. Underground pipes - ANS-Underground pipes Which one of the following statements regarding assets exposed to loss is true? Select one: A. Real property includes only tangible property.Correct. All real property is tangible property having a physical form that can be seen or touched. Personal property can include intangible property such as patents or...
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- Exam (elaborations)
- • 34 pages •
All of the following items are examples of personal property, EXCEPT: Select one: A. Sports equipment B. Silverware C. A fishing boat D. Underground pipes - ANS-Underground pipes Which one of the following statements regarding assets exposed to loss is true? Select one: A. Real property includes only tangible property.Correct. All real property is tangible property having a physical form that can be seen or touched. Personal property can include intangible property such as patents or...
ains 102 questions answers 2023graded a
HO-2 - ANS-Broad Form- Provides named perils coverage for dwellings and personal property and provides liability coverage H0-3 - ANS-Special Form- Provides open peril coverage for dwellings, named perils for personal property and liability coverage HO-4 - ANS-Contents Broad Form- Often called renters insurance, it's designed for tenants and other occupants of dwelling or apartments. It provides no dwelling coverage, but it covers personal property on a named perils basis and provides ...
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- Exam (elaborations)
- • 2 pages •
HO-2 - ANS-Broad Form- Provides named perils coverage for dwellings and personal property and provides liability coverage H0-3 - ANS-Special Form- Provides open peril coverage for dwellings, named perils for personal property and liability coverage HO-4 - ANS-Contents Broad Form- Often called renters insurance, it's designed for tenants and other occupants of dwelling or apartments. It provides no dwelling coverage, but it covers personal property on a named perils basis and provides ...
AINS 102 PT 3 Questions & Answers 2023-2024 Graded A+
Patrick's car is 12 years-old and has been driven for over 100,000 miles. He has decided that instead of continuing to pay insurance premium for coverage for property damage to his car, he will put the money aside to save for a new car. Which one of the following risk management techniques is Patrick using? Select one: A. Diversification B. Retention C. Avoidance D. Loss reduction - ANS-B Which one of the following statements regarding assets exposed to loss is true? Select one: A. ...
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- • 17 pages •
Patrick's car is 12 years-old and has been driven for over 100,000 miles. He has decided that instead of continuing to pay insurance premium for coverage for property damage to his car, he will put the money aside to save for a new car. Which one of the following risk management techniques is Patrick using? Select one: A. Diversification B. Retention C. Avoidance D. Loss reduction - ANS-B Which one of the following statements regarding assets exposed to loss is true? Select one: A. ...
AINS 102 Ch 6 Questions & Answers
Increasingly, insurers are able to assess drivers' skill and ability through Select one: A. Telematics. B. Occupation. C. Area of operation. D. Restraints. - ANS-A. Telematics. Because they interview the applicant first, see the property or operations to be insured, and evaluate the loss exposures, the most important primary source of information for the underwriters is the Select one: A. Financial and credit-reporting service. B. Producers. C. Risk control representative. D. Prope...
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- • 8 pages •
Increasingly, insurers are able to assess drivers' skill and ability through Select one: A. Telematics. B. Occupation. C. Area of operation. D. Restraints. - ANS-A. Telematics. Because they interview the applicant first, see the property or operations to be insured, and evaluate the loss exposures, the most important primary source of information for the underwriters is the Select one: A. Financial and credit-reporting service. B. Producers. C. Risk control representative. D. Prope...
AINS 102 Ch 5 Questions & Answers 2023-2024 100% PASS
Alex and his marketing team are evaluating various new insurance platforms to provide research to serve their customers better. Which one of the following best describes what the team has accurately discovered? Select one: A. These platforms' differentiation is providing a specialized, tech-driven, and individual customer response. B. Tech-driven insurance platforms offer very different types of property insurance than traditional insurers. C. Startups do best when they quickly brea...
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- Exam (elaborations)
- • 5 pages •
Alex and his marketing team are evaluating various new insurance platforms to provide research to serve their customers better. Which one of the following best describes what the team has accurately discovered? Select one: A. These platforms' differentiation is providing a specialized, tech-driven, and individual customer response. B. Tech-driven insurance platforms offer very different types of property insurance than traditional insurers. C. Startups do best when they quickly brea...
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AINS 103 Questions & Answers 2023 100% PASS
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