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PSI LIFE ACCIDENT, AND HEALTH ANALYZED QUESTIONS AND ANSWERS Which type of annuity covers two or more annuitants and provides monthly income only until the first annuitant dies? - CORRECT ANSWER -Joint life annuity Which of the following is TRUE of an equity-indexed annuity? - CORRECT ANSWER -It has a guaranteed minimum interest rate Which is the primary purpose of Health Reimbursement Accounts (HRAs)? - CORRECT ANSWER -To assist covered employees with the payment of medical expense...

PSI LIFE ACCIDENT AND HEALTH ELABORATED QUESTIONS AND ANSWERS How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? A. immediately B. 1 year C. 2 years D. At age 65 - CORRECT ANSWER -2 years What is the return of premium rider? A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point B. a provision that allows the insured to cancel the policy in the first two y...

PSI LIFE ACCIDENT HEALTH EVALUATED EXAM QUESTIONS AND ANSWERS Which is an ACCURATE statement regarding benefits of Medicare supplement and Medicare select plans? 1 The insurer is able to cancel, or deny renewal of an existing policy, based solely on the health of the insured. 2 There is no restriction for benefits after the coverage has been in effect for six months when involving a preexisting condition. 3 The coverage for a loss from an illness or disease is treated different...

PSI LIFE, ACCIDENT AND HEALTH REVISED EXAM QUESTIONS AND ANSWERS Under the misstatement of age or gender provision, what happens if it is determined at death that the insured's age or gender was misstated on a life insurance policy application? - CORRECT ANSWER Benefits are adjusted to an amount that the premium would have purchased at the correct age or gender. Which of the following must be given to the insurer within 20 days after occurrence or commencement of any loss covered by the...

PSI LIFE, ACCIDENT AND HEALTH PRACTICE EXAM QUESTIONS AND ANSWERS Dividends that are received by a life insurance policy holder can be taxed in what situation(s): I - When the dividend amount received exceeds the amount that the policy holder paid in premiums - CORRECT ANSWER -The amount received that is over and above the amount paid into the policy via premiums is considered to be gain and is therefore taxable. There are no dividends paid on term life insurance policies. Under the m...

ATI TEAS 7 SCIENCE PRETEST QUESTIONS AND ANSWERS Inflammation, production of interferon, and ingestion of pathogens by phagocytes are nonspecific cellular responses by which of the following? A.) The internal aspect of adaptive immune system B.) Antibody-mediated immunity C.) The internal aspect of the innate immune system D.) Passive immunity - CORRECT ANSWER -C.) The internal aspect of the innate immune system If the external barrier is breached, the second line ...

ATI TEAS 7 REVIEWED EXAM QUESTIONS AND ANSWERS In which of the following areas does protein breakdown begin in the human body? A. Mouth B. Stomach C. Small intestine D. Large intestine - CORRECT ANSWER -B. The stomach The stomach is the first place in the digestive system in which proteinases are produced. Which of the following cell types is responsible for the production of soluble antibodies? A. Cytotoxic T cell B. Macrophage cell C. Helper T cell D. B cell - COR...

AQA A-LEVEL BIOLOGY TOPIC 3 UPGRADED EXAM QUESTIONS AND ANSWERS Why are Microorganisms able to perform exchange via their surface? - CORRECT ANSWER -• have a large surface area to volume ratio • have a short diffusion distance • have low demand How do Microorganisms Obtain Nutrients & Remove Waste? - CORRECT ANSWER -• by exchange via their surface • nutrients (e.g. glucose, oxygen) move in by diffusion via their surface • waste (e.g. carbon dioxide) move out by diffus...

OREGON PESTICIDE EXAMINATION (ORNAMENTAL AND TURF HERBICIDE) UPDATED QUESTIONS AND ANSWERS 100% PASS What are some of the basic principles of Integrated pest management? - CORRECT ANSWER -1.) PREVENTION: Produce healthy plants that resist plants: (Selecting healthy plants, using certified seed, providing good growing conditions, and making a good match between the plant and the site) 2.) MONITOR AND IDENTIFY THE PEST: Identify the problem: (Finding out whether the damage to a particular plan...

NJ PSI ACCIDENT AND HEALTH PRODUCER PRACTICE EXAM QUESTIONS WITH VERIFIED SOLUTIONS According to the Time Payment of Claims provision, the insurer must make the payment immediately after receiving proof of loss EXCEPT: - if the insured is able to eventually return to work -if the death is suicide or due to a pre existing condition -when the policy is in the incontestability period -for claims involving periodic payments - CORRECT ANSWER -for claims involving periodic payments I...