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FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024
FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024
FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024
FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024
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- • 5 items •
- FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+ • Exam (elaborations)
- FDCPA Exam Questions and Answers with Complete Solutions |Rated A+ • Exam (elaborations)
- FDCPA Practice Questions and Answers with Complete Solutions |Rated A+ • Exam (elaborations)
- FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+ • Exam (elaborations)
- FDCPA Test Questions and Answers with Complete Solutions |Rated A+ • Exam (elaborations)
FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024
FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024
FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024
FDCPA Test Questions and Answers with Complete Solutions |Rated A+
True or False... 
The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local 
time for customers. - True (805)! 
True or False... 
The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ 
A validation is - An explanation of what an agency must do if a debt is disputed. Required by 
FDCPA. Or a written statement of the customer's right to dispute a debt. (809) 
True or False... 
A professional debt collector should not continue comm...
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- Exam (elaborations)
- • 5 pages •
True or False... 
The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local 
time for customers. - True (805)! 
True or False... 
The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ 
A validation is - An explanation of what an agency must do if a debt is disputed. Required by 
FDCPA. Or a written statement of the customer's right to dispute a debt. (809) 
True or False... 
A professional debt collector should not continue comm...
FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+
In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 - a)1977 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither - a) debt collectors 
Debt collectors are prohibited from contacting debtors by which of the following means? 
a) Email 
b) Fax 
c) Postcard 
d) Social Media Messaging - c) Postcard 
The FDCPA is a strict construction statute, which means there is no room for speculation or 
interpretation as to its terms. T...
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- Exam (elaborations)
- • 9 pages •
In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 - a)1977 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither - a) debt collectors 
Debt collectors are prohibited from contacting debtors by which of the following means? 
a) Email 
b) Fax 
c) Postcard 
d) Social Media Messaging - c) Postcard 
The FDCPA is a strict construction statute, which means there is no room for speculation or 
interpretation as to its terms. T...
FDCPA Practice Questions and Answers with Complete Solutions |Rated A+
FDCPA - Fair Debt Collection Practices Act 
Debtor - One who is obligated or allegedly owes or would have to pay debts 
Debt Collector - Someone who collects on debts 
Creditor - Any person who credits something 
Location Information - Place of residence,home phone number and place of employment. 
(804) 
Mini Miranda - A attempt to collect on dept and any information obtained will be used for 
that purpose 
Mini Miranda warning - is given on every call with the correct consumer
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- Exam (elaborations)
- • 4 pages •
FDCPA - Fair Debt Collection Practices Act 
Debtor - One who is obligated or allegedly owes or would have to pay debts 
Debt Collector - Someone who collects on debts 
Creditor - Any person who credits something 
Location Information - Place of residence,home phone number and place of employment. 
(804) 
Mini Miranda - A attempt to collect on dept and any information obtained will be used for 
that purpose 
Mini Miranda warning - is given on every call with the correct consumer
FDCPA Exam Questions and Answers with Complete Solutions |Rated A+
According to the FDCPA only, in a community property state, you may speak with the 
consumer's spouse in connection with the collection of a debt. (T/F)? - TRUE- can always 
speak with spouse in a community property state 
In a non-community property state, you may speak with the consumer's spouse in connection 
with the collection of a debt. (T/F)? - FALSE 
FALSE- If they are requesting validation we can't use against them in court - If the consumer 
fails to dispute the validity of a debt, ...
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- Exam (elaborations)
- • 10 pages •
According to the FDCPA only, in a community property state, you may speak with the 
consumer's spouse in connection with the collection of a debt. (T/F)? - TRUE- can always 
speak with spouse in a community property state 
In a non-community property state, you may speak with the consumer's spouse in connection 
with the collection of a debt. (T/F)? - FALSE 
FALSE- If they are requesting validation we can't use against them in court - If the consumer 
fails to dispute the validity of a debt, ...
FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+
What is the definition of a consumer? 
a. A person who offers or extends credit 
b. A person who is obligated or allegedly obligated to pay a debt 
c. A person who collects debt - b. A person who is obligated or allegedly obligated to pay a 
debt 
Which of the below is not considered a 3rd party? 
a. The consumer's attorney 
b. The neighbor of the consumer 
c. Answering machine 
d. The mother of the consumer - a. The consumer's attorney 
Define the term "Creditor": 
a. A person who is obliga...
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- Exam (elaborations)
- • 12 pages •
What is the definition of a consumer? 
a. A person who offers or extends credit 
b. A person who is obligated or allegedly obligated to pay a debt 
c. A person who collects debt - b. A person who is obligated or allegedly obligated to pay a 
debt 
Which of the below is not considered a 3rd party? 
a. The consumer's attorney 
b. The neighbor of the consumer 
c. Answering machine 
d. The mother of the consumer - a. The consumer's attorney 
Define the term "Creditor": 
a. A person who is obliga...
Exam B (MHA 708), MHA 708 QUIZ 1 | 208 Questions with 100% Correct Answers | Verified | Latest Updated 2024 | Already Passed
MHA 708 Study Quiz 1 with 100% Correct Answers | Verified | Latest Updated 2024 | Already Passed
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