Brightonbrezie12

Which of the following components of management best describes grouping similar tasks to create a position to be performed by one person? Organizing. The concept that many tasks required in the hospitality industry must be performed by people, and these people cannot be replaced by technology, is referred to as Labor-Intensive. The individual(s) responsible for the work of supervisors in an organization is the Manager. Human relations skills take time to develop. (T./F.) True. High employe...

TRUE or FALSE: Receiving a medical bill affects your credit scoreFalse TRUE or FALSE: Divorce has a direct impact on credit scoreFalse Student loan refinancing makes sense when the member has:1. High interest rates on existing loans 2. Steady income 3. Above-average credit score Members need to communicate ______ to creditorsCalmly What is the first step to help facilitate productive money conversations with couples/families?Individually write down goals What are the 5 C's of credit?Ch...

401kPlan A plan which allows employees to make tax-deferred contributions to retirement savings accounts. Many employers match these contributions at a specified ratio to help retirement savings build faster. BeneficiaryThe person or persons who are designated to receive the amount of the death benefit if the policyholder dies. Cafeteria PlanTax-qualified flexible benefit plans that are offered by participating employers. It was created by the internal Revenue Code Section 125 Capital Gai...

LienIf a debtor files a _________ on your property you will will unable to sell or dispose of it without arrangements on the debt. Poor financial habitsSpending too much, saving too little, carrying too much debt, reliance on othersm and caring to little about finance. Money avoidanceThe view that money us evil or undeserved Money worshipThe belief that money is synonymous with happiness and success Money statusAssociates wealth with self-worth. Money VigilancePerceived need for secrecy a...

Gel mask are used for? Sensitive and dehydrated skin In a thermal service what is the best comb to use? Hard rubber When the hair has a high amount of melanin it is hard to..? Lighten What type of end wrap provides a better grip of the hair? Double wrap What is a tip made off? Plastic What part of the hair gives blood and nutrients? Dermal papilla When waxing which direction do you put the wax? Direction of hair growth What does demi-permanent not do? Lighten the hair You can shave if th...

What is the ideal spending cycle? Earn / Save / Spend Which spending cycle is living "paycheck to paycheck"? Earn / Spend / Earn / Spend Which spending cycle claims to prioritize saving but rarely has any left? Earn / Spend / Save Which spending cycle relies on debt to maintain their lifestyle? Earn / Spend / Borrow / Spend What is money avoidance? Money is viewed as the root of evil and undeserved. What is money worship? Money equals happiness and is the solution for all problems. What...

Select the statement that correctly describes a progressive tax. A progressive tax requires people to pay more as they earn more. What is the name of the organization that offers free tax assistance to taxpayers age 60 or older, those with disabilities or special needs, or who qualify for earned income or homestead tax credits? Tax Counseling for the Elderly (TCE) What percent of tax payers are eligible to use the "Free File Online" service offered as a partnership between the IRS and ta...

when dealing with finances-brainstorm with everyone in the household (buy-in) - do not try to control spouse's financial behavior - focus on goals progressive taxfederal and state income tax- if income increases, so does tax regressive taxcharge the same % of an item's cost, regardless of income (gas, liquor) flat or leveleveryone pays the same percent of income you have to file tax returns with the IRS unlessyou owe n tax or are due a refund types of tax assistancelocal IRS office (fre...

Lists to create before passing away1. Personal Inventory 2. Financial Inventory 3. Debts 4. Memberships Power of AttorneyDesignation for an individual to act as an agent and manage affairs if one is no longer able to do so. There are 4 types General POAProvides agent with broad power to act on ones behalf. Durable POAProvides agent with immediate power if one becomes incapacitated Limited (special) POAGrants agent authority to act in only specified matters for a specific period of time ...

Which spending cycle is the preferred one to be in?Earn/Save/Spend concious mindleft hemisphere, center for processing sensory info unconscious mindRight hemisphere, autonomic processing Hard approachleft/analytic side, assertive/orderly/straightforward Soft approachRight/creative side, offers possibilities and suggestions Johari Window Zonesopen, blind, hidden, unknown OpenInformation is known by both parties Blindcounselor knows info that member doesn't HiddenMember knows info that