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Which of the following describes a participating life insurance policy? - Ans: A participating life policy is one in which the policyowner receives dividends deriving from the company's divisible surplus What type of reinsurance contract between two insurers involves an automatic sharing of the risks assumed? - Ans: Under treaty reinsurance, each party automatically accepts specific percentages of the insurer's business. At what point must a life insurance applicant be informed of th...

For the purpose of insurance, risk is defined as - Ans: The uncertainty or chance of loss What significance did Paul vs. Virginia have on the insurance industry? - Ans: It was decided that insurance was not interstate commerce and could not be regulated by the federal government The War, Military Act, and Terrorism Exclusion will only apply to an incident of terrorism in which the total of insured damage to all types of property in the United States, its territories and possessions, Puerto...

An insurer neglects to pay a legitimate claim that is covered under the terms of the policy. Which of the following insurance principles has the insurer violated? - Ans: Consideration Which of the following statements regarding HIV testing for insurance purposes is NOT true? - Ans: Insurers are barred from requesting HIV testing. All of the following are dividend options EXCEPT - Ans: Fixed period installments Which of the following documents delivered to the policyowner includes inform...

State Farm Auto External Claim Resource Certification Exam You're preparing an estimate on a customer's vehicle that requires refinishing of the hood and right front fender only. The hood is the first panel listed on the estimate. According to most Collision Estimating Guides, would refinish overlap be applicable on the hood? Choose the most correct statement. Select the single best answer: A. Overlap would not be applicable on the hood refinish time as it's the first major panel. A ...

Defined as the monotheistic faiths emphasizing God to be a transcendent Creator-figure and the source of moral law, with a shared narrative/history. **The word "__________" refers to the ancient prophet Abraham, who is respected as the first prophet of God. - Ans: Abrahamic Religion. Term used to refer to God? - Ans: Yahweh. Translates to "Hear, O Israel, the Lord is God, the Lord is one." - Ans: Sh'ma Yisrael. Written account of God's revelation to man. - Ans: The ...

A veterans benefit allowing family to recover part of the cost of the funeral expense is called _______ ___________. - Ans: Burial Allowance. A flag provided at no cost to the honor of the deceased's service in the armed forces; Form VA 2008; obtained at local post office is called the ______ flag. - Ans: Burial Flag. An official document containing the LORDS BLESSING concise record or military service at the time of separation or discharge from the armed forces necessary for employment...

The right way of living; the holistic order of all things D______. - Ans: Dharma. Literally to "blow out"; the ultimate loss of self and unification with all things is N________. - Ans: Nirvana. This is placed before the casket with photos, candles, oil lamp, incense vase, flowers, fruits & food. - Ans: Deceased Altar. This is placed at a right angle to the Deceased Altar; contains an image of Buddha, incense, candles, flowers, and fruits. - Ans: Buddha Altar. Money that is bur...

The first prophet Adam is considered the _________. - Ans: Origin. The last prophet was _________________. - Ans: Muhammad. In cases of lingering illness, the family is encouraged to be with the dying to encourage repentance and the recitation of what prayer? - Ans: Shahada (There is no God but Allah). The instructions for the faith is called ______________. - Ans: Qur'an. When someone dies at home, the family is encouraged to do 3 things: 1. ________ the eyes. 2. Bind the _____...

Arterial fluid that contains active dyes intended to restore a more natural skin tone. o Strength of fluid may or may not be determined by the index. - Ans: Cosmetic Fluids. ____-________ fluids do not contain dye that stains tissues. o Strength of fluid may or may not be determined by the index. - Ans: Non-Cosmetic Fluids. Mixture of arterial fluid & water used for arterial injection with the possible inclusion of supplemental fluids. - Ans: Arterial Solution. Fluids designed to clea...

A teacher ordained in the Jewish Faith is called a ______. - Ans: Rabbi. Term used to refer to the grave is _________. - Ans: Kever. The term Nifter is referring to someone being ____________. - Ans: Deceased. Orthodox Jewish religious building? - Ans: Synagogue. The book of law is the: - Ans: Torah. According to the Orthodox Jewish custom, no removals are to be made from sundown __________ to sundown __________ unless the death occurs in a public place. - Ans: Friday / Saturday. ...