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all of the following are basic parts of an insurance contract EXCEPT a) declarations b) conditions c) exclusions d) binders - Correct Answer Binders which of the following terms is used to describe an empty building that is not being used? - Correct Answer Vacant An insurance company takes possession of a damaged auto it has covered. when the company becomes the legal owner of the auto, it is exercising the right of? - Correct Answer Salvage all of the following are property cover...

Conditions that increase the chance of a loss are know as what? - Correct Answer Hazards How is the actual cash value of a property calculated? - Correct Answer Current replacement cost minus depreciation What are the three types of hazards? - Correct Answer Physical, Moral, Morale A policy that covers all causes of loss except for those specifically excluded is known as what type of policy? - Correct Answer Open Peril (or special) form What is negligence? - Correct Answer Failure to...

Coverage for water backup or sump pump overflow is excluded from the Dwelling Policy. However, with the purchase of the water backup and sump pump overflow endorsement, coverage for up to $5,000 in loss or damage can be provided for an additional premium. What is the deductible associated with this coverage? - Correct Answer $250 Coverage for up to $5,000 in loss or damage, subject to a $250 deductible, can be provided for an additional premium with this endorsement. An insured relocated t...

The businessowners policy liability coverage will pay for necessary medical expenses of others within what maximum time period? - Correct Answer 1 Year Which of the following covers a carrier for liability for loss to cargo while it is being transported in a truck? - Correct Answer Moto truck cargo policy- truckers form In which of the following types of property valuation will the policy pay the full value specified on the policy schedule, regardless of the insured property's appreciatio...

PA state inspection categories test with Complete Solutions Rated A+, PA STATE INSPECTION PRACTICE TEST 2024/2025 QUESTIONS WITH COMPLETE SOLUTIONS, PA safety inspection Questions with Complete Solutions 100% Verified Rated A+ and PA State Auto Inspection Exam Questions with Correct Answers Rated A+ 2024/2025

PA state inspection categories test with Complete Solutions Rated A+ How should Suspension components be maintained? - Correct Answer every suspension component shall be in safe operating condition how should steering components be maintained? - Correct Answer the steering component should be in safe operating conditions the steering wheel shall have a minimum outside diameter of ?? - Correct Answer 13 inches a passenger car manufactured after June 30, 1967 and designated as a 1968 or ...

PA safety inspection Questions with Complete Solutions 100% Verified Rated A+ TS-460 - Correct Answer The inspection sticker used on motor vehicles TS-463 - Correct Answer the inspection sticker used on trailers, motorcycles, and motor-driven cycles when filling out the rear of an inspection sticker, are you able to use a pencil? - Correct Answer No, you must use a pen with permanent ink Where are you able to affix a sticker? - Correct Answer on the premises of an official inspection s...

PA State Auto Inspection Exam Questions with Correct Answers Rated A+ 2024/2025 Stickers shall be kept where? - Correct Answer Kept under lock and key in a safe place What is done with any unused stickers? - Correct Answer Keep them until the QAO comes around. You get a 75% refund on unused stickers. First offense of faulty inspection and improper inspection? - Correct Answer Category 1 violation. 2 months suspension. When checking registration or VIN what do we look for, and what if t...

PA STATE INSPECTION PRACTICE TEST 2024/2025 QUESTIONS WITH COMPLETE SOLUTIONS Acute Area of the Windshield - Correct Answer The center of the critical area on the driver's side of the vehicle directly in the driver's normal line of vision 8 1/2 inches wide and 5 1/2 inches high. Auxillary Driving Lamp - Correct Answer a lighting device mounted to provide illumination in front of the vehicle and to supplement the upper beam of a standard head lamp system. It is not intended for use alone o...

How many shelters can a F-80Certificate of Fitness holders be certified in? - Correct Answer Two homeless shelter locations at one time without applying for a variance. In what types of buildings and occupancies are Coordinators of Fire Safety & Alarm Systems in Homeless Shelters Required? - Correct Answer any building required to have a one-way voice communication system and that is operated for more than fifteen persons for a period of more than 30 days, including emergency shelters. Car...