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Hawaii Life and Health Insurance Test with Solutions
Which of the following medical expenses does cancer insurance not cover? 
1. Chemotherapy 
2. Radiation treatment 
3. Physician visit 
4. Arthritis - 4. Arthritis 
 
Which accident and health policy provision addresses preexisting conditions? 
1. Proof of loss 
2. Legal actions 
3. Time limit on certain defenses 
4. Payment of claims - 3. Time limit on certain defenses 
 
Which of these is not a duty of a producer? 
1. Solicit applications for insurance 
2. Collect premiums from policy owners ...
- Exam (elaborations)
- • 15 pages •
Which of the following medical expenses does cancer insurance not cover? 
1. Chemotherapy 
2. Radiation treatment 
3. Physician visit 
4. Arthritis - 4. Arthritis 
 
Which accident and health policy provision addresses preexisting conditions? 
1. Proof of loss 
2. Legal actions 
3. Time limit on certain defenses 
4. Payment of claims - 3. Time limit on certain defenses 
 
Which of these is not a duty of a producer? 
1. Solicit applications for insurance 
2. Collect premiums from policy owners ...
Hawaii Insurance Review Exam with Right Answers
Who would be considered a named insured? - The insured's 30 year old sister who lives with the insured 
 
An order and notice of commissioner will not be effective unless: - Signed by the Commissioner or under the Commissioner's authority 
 
When an insurance company makes payment for loss of damaged property the salvage belongs to: - The insurer 
 
Who is covered under Workers' Comp? - Servant of homeowner that works less than 40 hours per week 
 
A person who license is revoked or suspe...
- Exam (elaborations)
- • 11 pages •
Who would be considered a named insured? - The insured's 30 year old sister who lives with the insured 
 
An order and notice of commissioner will not be effective unless: - Signed by the Commissioner or under the Commissioner's authority 
 
When an insurance company makes payment for loss of damaged property the salvage belongs to: - The insurer 
 
Who is covered under Workers' Comp? - Servant of homeowner that works less than 40 hours per week 
 
A person who license is revoked or suspe...
Hawaii Life Insurance Exam with Correct Answers
Define defamation - It is an illegal practice to make any public statement or advertisement that contains false information or unsubstantiated criticisms about an insurance company intended to harm or malign. 
 
An individual received a quote from an insurance company that is a different rate from individuals in the same risk class. The insurance company may be accused of - Unfair Discrimination 
 
Which of these is not a required group life policy provision? 
-Free-Look 
-Grace period 
-Conve...
- Exam (elaborations)
- • 5 pages •
Define defamation - It is an illegal practice to make any public statement or advertisement that contains false information or unsubstantiated criticisms about an insurance company intended to harm or malign. 
 
An individual received a quote from an insurance company that is a different rate from individuals in the same risk class. The insurance company may be accused of - Unfair Discrimination 
 
Which of these is not a required group life policy provision? 
-Free-Look 
-Grace period 
-Conve...
Hawaii Life Insurance Exam Correctly Solved
Amount of time to notify the Commissioner of insurers name change - 30 days 
 
Amount of time to report any civil or administrative action taken against a producer - 30 days 
 
Amount of time producers have to remit received premiums to the insurer - 30 days 
 
Keep records of continuing education completion - 4 years 
 
Keep records of all insurance transaction - 5 years 
 
Fine for each intentional violation in 6 month period - $5,000 
 
Fine for each unintentional violation - $1,000 
 ...
- Exam (elaborations)
- • 3 pages •
Amount of time to notify the Commissioner of insurers name change - 30 days 
 
Amount of time to report any civil or administrative action taken against a producer - 30 days 
 
Amount of time producers have to remit received premiums to the insurer - 30 days 
 
Keep records of continuing education completion - 4 years 
 
Keep records of all insurance transaction - 5 years 
 
Fine for each intentional violation in 6 month period - $5,000 
 
Fine for each unintentional violation - $1,000 
 ...
Respiratory Care Exam Questions Correctly Answered
A patient receiving 38 mg H2O per liter of gas from a nebulizer has a humidity deficit of which of the following? 
A. 6 mg/l 
B. 9mg/l 
C. 12 mg/l 
D. 18 mg/l - a. 6 mg/l 
 
After connecting a nasal cannula to the humidifier outlet, you kink the tubing and hear a whistling noise coming from the humidifier. Which of the following most likely caused this? 
A. The humidifier is cracked 
B. The capillary tube in the humidifier is disconnected 
C. The humidifier has no leaks 
D. The top of the hum...
- Exam (elaborations)
- • 9 pages •
A patient receiving 38 mg H2O per liter of gas from a nebulizer has a humidity deficit of which of the following? 
A. 6 mg/l 
B. 9mg/l 
C. 12 mg/l 
D. 18 mg/l - a. 6 mg/l 
 
After connecting a nasal cannula to the humidifier outlet, you kink the tubing and hear a whistling noise coming from the humidifier. Which of the following most likely caused this? 
A. The humidifier is cracked 
B. The capillary tube in the humidifier is disconnected 
C. The humidifier has no leaks 
D. The top of the hum...
Respiratory Care Review Exam Correctly Answered
A patient has just been intubated, and the CO2 detector placed on the proximal end of the ETT reads 1.5%. The RT should suspect what? - The tube is in the esophagus (If in trachea, it is 5-6%) 
	 
Causes of this include edema, postextubation inflammation, bleeding, secretions, foreign substances, laryngospasm, and the tongue - Upper airway obstruction 
 
Single lumen tube, placed in difficult to intubate patients, uses two cuffs inflated through a single channel. - King Airway 
 
Proper tube ...
- Exam (elaborations)
- • 31 pages •
A patient has just been intubated, and the CO2 detector placed on the proximal end of the ETT reads 1.5%. The RT should suspect what? - The tube is in the esophagus (If in trachea, it is 5-6%) 
	 
Causes of this include edema, postextubation inflammation, bleeding, secretions, foreign substances, laryngospasm, and the tongue - Upper airway obstruction 
 
Single lumen tube, placed in difficult to intubate patients, uses two cuffs inflated through a single channel. - King Airway 
 
Proper tube ...
Respiratory Care Introduction Exam with Verified Solutions
Barrel chest - increased diameter, associated with air trapping like emphysema; pushes rib cage out and up and pushes diaphragm down 
 
Pectus excavatum - depression in the sternum 
 
Pectus carinatum - protrusion of the sternum 
 
Kyphosis - abnormal curvature of the spine (hunchback) 
 
Palpation - ~ temperature of skin 
~ Tracheal position (middle of neck) 
~ Pain 
~ Lumps 
~ Symmetry of movement/lung expansion 
 
Tactile fremitus - ~ vibration felt through the chest wall when the patie...
- Exam (elaborations)
- • 16 pages •
Barrel chest - increased diameter, associated with air trapping like emphysema; pushes rib cage out and up and pushes diaphragm down 
 
Pectus excavatum - depression in the sternum 
 
Pectus carinatum - protrusion of the sternum 
 
Kyphosis - abnormal curvature of the spine (hunchback) 
 
Palpation - ~ temperature of skin 
~ Tracheal position (middle of neck) 
~ Pain 
~ Lumps 
~ Symmetry of movement/lung expansion 
 
Tactile fremitus - ~ vibration felt through the chest wall when the patie...
Respiratory Care Test Correctly Solved
Oxygen therapy is a generic term for - cannulas to face tents 
 
Karl von Linde - Large scale production of oxygen was developed in 1907 
 
Venti Mask - developed in 1960 and delivered a specific FIO2 
 
Steroids - used in the treatment of asthma in the early 1950s 
 
Dr. Philip Drinker - developed the iron lung in 1928. It was used extensively during the polio epidemics of the 1930s. 
 
The chest cuirass negative pressure ventilator - introduced in the early 1900s, known as the "wrap" 
...
- Exam (elaborations)
- • 4 pages •
Oxygen therapy is a generic term for - cannulas to face tents 
 
Karl von Linde - Large scale production of oxygen was developed in 1907 
 
Venti Mask - developed in 1960 and delivered a specific FIO2 
 
Steroids - used in the treatment of asthma in the early 1950s 
 
Dr. Philip Drinker - developed the iron lung in 1928. It was used extensively during the polio epidemics of the 1930s. 
 
The chest cuirass negative pressure ventilator - introduced in the early 1900s, known as the "wrap" 
...
Basic Respiratory Care Exam with Correct Solutions
Incentive spirometry - indications-presence of atelectasis 
 
Atelectasis - collapse of lung 
 
Risk of atelectasis - post-op abdominal or thoracic surgery 
Post-op patients with documented acute or chronic lung disease 
Chest trauma 
 
Techniques for Instructing IS - Draw in a slow deep breath to maximal inspiration, Hold the breath, Let breath out slowly, Repeat 15 times every 2 hours 
 
Medication Delivery Devices - Multi-Dose Inhaler (MDI), Small volume nebulizer 
 
Multi-Dose Inhaler (...
- Exam (elaborations)
- • 4 pages •
Incentive spirometry - indications-presence of atelectasis 
 
Atelectasis - collapse of lung 
 
Risk of atelectasis - post-op abdominal or thoracic surgery 
Post-op patients with documented acute or chronic lung disease 
Chest trauma 
 
Techniques for Instructing IS - Draw in a slow deep breath to maximal inspiration, Hold the breath, Let breath out slowly, Repeat 15 times every 2 hours 
 
Medication Delivery Devices - Multi-Dose Inhaler (MDI), Small volume nebulizer 
 
Multi-Dose Inhaler (...
Respiratory Care Exam with Correct Answers
Name 3 ways to determine if a flowmeter is pressure compensated? - Labeling, needle located distal to float (proximal to patient), and float jumps when plugged into wall (turned off) 
 
A 34 year old patient using a 40% aerosol mask has RLL PNA. He becomes SOB and spo2 decreases from 96 to 89% when lying on his right side. What should the RT recommend? - Have patient lay on left side 
 
When is CPT recommended? - Patients who produce > 30 ml of secretions per day and have difficulty cleari...
- Exam (elaborations)
- • 21 pages •
Name 3 ways to determine if a flowmeter is pressure compensated? - Labeling, needle located distal to float (proximal to patient), and float jumps when plugged into wall (turned off) 
 
A 34 year old patient using a 40% aerosol mask has RLL PNA. He becomes SOB and spo2 decreases from 96 to 89% when lying on his right side. What should the RT recommend? - Have patient lay on left side 
 
When is CPT recommended? - Patients who produce > 30 ml of secretions per day and have difficulty cleari...
VMO OSFM Study Questions with Solutions
Health Administration Midterm Exam with Solutions