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CDFA Exam Study Materials Test Questions And Answers
CDFA Exam Study Materials Test 
Questions And Answers 
5-year cliff vesting - CORRECT ANSWER- An employee who has at least five years of 
service must have a non-forfeitable right to 100% of the employee's accrued benefit 
[IRC §411(a)(2)(A)]. 
3- to 7-year vesting (7-year graded vesting) - CORRECT ANSWER- An employee who 
has completed at least three years of service must have a non-forfeitable right to at 
least the following percentages of his or her accrued benefit: 20% after three ye...
- Exam (elaborations)
- • 25 pages •
CDFA Exam Study Materials Test 
Questions And Answers 
5-year cliff vesting - CORRECT ANSWER- An employee who has at least five years of 
service must have a non-forfeitable right to 100% of the employee's accrued benefit 
[IRC §411(a)(2)(A)]. 
3- to 7-year vesting (7-year graded vesting) - CORRECT ANSWER- An employee who 
has completed at least three years of service must have a non-forfeitable right to at 
least the following percentages of his or her accrued benefit: 20% after three ye...
CDFA EXAM QUESTIONS WITH ANSWERS
CDFA EXAM QUESTIONS WITH 
ANSWERS 
A CDFA is not an - ANSWER- Attorney, business appraiser, pension valuator, actuary, 
CPA, or mediator 
Pro se divorce - ANSWER- When a person chooses not to use an attorney. 
Two types of waiting periods - ANSWER- Residency and cooling off period 
Residency period - ANSWER- One spouse must be a resident for a certain period of 
time. Typical length is 90 days 
Cooling off period - ANSWER- Minimum time it takes to complete a divorce as outlined 
by the state...
- Exam (elaborations)
- • 4 pages •
CDFA EXAM QUESTIONS WITH 
ANSWERS 
A CDFA is not an - ANSWER- Attorney, business appraiser, pension valuator, actuary, 
CPA, or mediator 
Pro se divorce - ANSWER- When a person chooses not to use an attorney. 
Two types of waiting periods - ANSWER- Residency and cooling off period 
Residency period - ANSWER- One spouse must be a resident for a certain period of 
time. Typical length is 90 days 
Cooling off period - ANSWER- Minimum time it takes to complete a divorce as outlined 
by the state...
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