XCEL INSURANCE Questions With Correct Answers Latest GRADED | XCEL TESTING SOLUTIONS; CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE EXAM WITH ANSWERS | Xcel Final Exam Life and Health Insurance | Xcel Solutions; Calif

An insured has a stop-loss limit of $5,000 and an 80/20 coinsurance. The insured incurs $25,000 of covered losses. How much will the insured pay? Ans $5,000 Which type of plan would be the most appropriate for an individual on Medicare and concerned that Medicare will NOT pay for charges exceedin...

Which of the following healthcare providers provide both the healthcare services and healthcare coverage? Ans Health Maintenance Organization (HMO) Which of the following is NOT covered by the Family and Medical Leave Act (FMLA)? Ans Traveling overseas with a spouse Which word implies permissive...

Under a long-term care insurance policy, adult day care coverage will provide for part time care at a facility for elderly individuals who live at home Which of the following is NOT true regarding a family policy that covers children? Conversion of child's coverage to permanent insurance require...

Fair Credit Reporting Act In an attempt to protect an individual's right to privacy, the federal government passed the Fair Credit Reporting Act of 1970. This law requires fair and accurate reporting of information about consumers, including applications for insurance. State Guaranty Associatio...