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FIN2602 EXAM PACK 2023
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FIN2602 EXAM PACK 2023
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FIN2602 EXAMPACK 2023
QUESTIONS
AND ANSWERS
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UNIVERSITY EXAMINATIONS
OCT/NOV 2020
FIN2602
Personal Financial Management
70 Marks
Duration 2 Hours
First examiner: Nico Swart
Second examiner: Me L Ngcobo
This paper consists of 21 pages including one rough work sheet plus instructions for the
completion of a mark reading sheet.
Instructions:
Use of a non-programmable pocket calculator is permissible.
This examination question paper remains the property of Unisa.
We remind you about your Honesty Declaration.
Remember to submit your examination on myUnisa as per the circulated instructions and
keep proof of submission.
Remember to double-check your answers.
CONFIDENTIAL
This paper consists of 21 pages including one rough work sheet.
Hierdie vraestel bestaan uit 21 bladsye insluitend een kladwerkblad.
Each multiple choice question carries 2 marks. Both English and Afrikaans questions appear on
the question paper.
Elke meervoudigekeusevraag tel 2 punte. Sowel Engelse as Afrikaanse vrae verskyn op die
vraestel.
1 [TURN OVER / BLAAI OM]
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CONFIDENTIAL FIN2602
Page 2 of 21 OCT/NOV 2020
Personal financial planning:
1 Which of the following statements are correct?
(a) An increase in a person’s salary will have no advantage unless it is supported
by financial literacy.
(b) An increase in a person’s salary will improve the quality of his/her life in the
medium and long term.
(c) Personal financial management education increases personal wealth.
(d) Financial literacy refers to personal financial literacy.
(e) Financial literacy refers to savings and investments only.
[1] a and b
[2] a, b and c
[3] a, b, c and d
[4] a, c and d
[5] a, c and e
1 Watter van die volgende stellings is korrek?
(a) ‘n Verhoging in ‘n persoon se salaris sal geen voordeel inhou tensy dit
deur finansiële geletterdheid ondersteun word nie.
(b) ‘n Verhoging in ‘n persoon se salaris sal sy/haar lewenskwaliteit op die
medium- en langtermyn verbeter.
(c) Opvoeding in persoonlike finansiële bestuur verhoog persoonlike welvaart.
(d) Finansiële geletterdheid verwys na persoonlike finansiële geletterdheid.
(e) Finansiële geletterdheid verwys slegs na spare en beleggings.
[1] a en b
[2] a, b en c
[3] a, b, c en d
[4] a, c en d
[5] a, c en e
2 Which of the following statements is/are correct?
(a) Personal financial literacy is a prerequisite for entrepreneurship.
(b) Without financial literacy the possibility of economic freedom and
transformation disappears.
(c) Total quality of life = quality of life at work.
(d) Debt counselling cannot replace financial literacy education.
(e) Debt counselling is the long-term solution to financial illiteracy.
[1] a only
[2] a, b and c
[3] a, b and d
[4] b, c and d
[5] b, c and e
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CONFIDENTIAL FIN2602
Page 3 of 21 OCT/NOV 2020
2 Watter van die volgende stellings is korrek?
(a) Persoonlike finansiële geletterdheid is ‘n voorvereiste vir entrepreneurskap.
(b) Sonder finansiële geletterdheid verdwyn die moontlikheid van ekonomiese
vryheid en transformasie.
(c) Totale lewenskwaliteit = kwaliteit van werkslewe.
(d) Skuldberading kan nie finansiële geletterdheidsopvoeding vervang nie.
(e) Skuldberading is die langtermynoplossing van finansiële ongeletterdheid.
[1] slegs a
[2] a, b en c
[3] a, b en d
[4] b, c en d
[5] b, c en e
3 Which one of the following statements is correct?
[1] Within the same financial planning cycle, people’s priorities and preferences are
exactly the same.
[2] Within the same financial planning cycle, people’s priorities and preferences will
not change according to their current individual circumstances.
[3] Our financial priorities stay the same as we move through the personal financial
planning cycle.
[4] Personal financial planning has to do with what the world’s richest people have
done.
[5] Our financial priorities change as we move through the personal financial planning
cycle.
3 Watter een van die volgende stellings is korrek?
[1] Mense se prioriteite en voorkeure is presies dieselfde binne dieselfde finansiële
beplanningsiklus.
[2] Mense binne dieselfde finansiële beplanningsiklus se prioriteite en voorkeure sal
nie verander volgens hulle huidige individuele omstandighede nie.
[3] Ons finansiële prioriteite bly dieselfde soos wat ons deur die persoonlike
finansiële beplanningsiklus beweeg.
[4] Persoonlike finansiële beplanning het te doen met wat die wêreld se rykste
mense gedoen het.
[5] Ons finansiële prioriteite verander soos wat ons deur die persoonlike finansiële
beplanningsiklus beweeg.
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