LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary.
Which of the following is...
LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed Under which situation must insurable interest exist between the applicant and insured at t he time of application? ✔✔When a third -party applicant names themselves beneficiary. Which of the following is true about a decreasing term life policy? ✔✔The face amount reaches zero at policy expiration. Which of the following occurs immediately after the application is submitted and the initial premium paid? ✔✔The underwriting process begins For an individual long -term care policy there is an annual dollar limit for tax deductions that is based on which of the following? ✔✔Age All of the following ar e TRUE regarding incomplete applications EXCEPT ✔✔The incomplete application can be accepted with the missing information added later. Which of the following is exempted from the incontestability provision in insurance policies? ✔✔Fraudulent misstatements All of the following statements define preexisting conditions EXCEPT ✔✔Any chronic health condition that presents symptoms and which was unknown at the time of application. At which point are contractual death benefit settlement options determined and by whom? ✔✔At the time the policy is purchased by the owner of the policy All of the following are tax qualified retirement plans EXCEPT ✔✔Section 529 plan In which of the fol lowing does a covered employee agree to a reduction in compensation so the amount can be used to cover medical expenses? ✔✔Flexible Spending Account (FSA) A consumer report used to determine eligibility for insurance may include all of the following EXCEP T ✔✔Medical underwriting exam.
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