PA Life Insurance Exam Questions and
Answers Already Passed
Single premium cash value policy can be described as.. a policy that is paid up only after one
payment
All of the following are considered appropriate uses of life insurance.. - attracting quality
employees by offering a group l...
PA Life Insurance Exam Questions and Answers Already Passed Single premium cash value policy can be described as.. ✔✔a policy that is paid up only after one payment All of the following are considered appropriate uses of life insurance.. ✔✔- attracting quality employees by offering a group life plan - protecting the business by covering key employees with life insurance - funding an entity buy sell agreement The do not call list offers exemption from all except ✔✔life insurance Ken is a producer who has consumer info reports under false pretenses under the fair credit reporting act, what is the max penalty.. ✔✔$5000 & 1 year in jail Which type of annuity guarantees a stated number of income payments whether or not the annuitant is still alive to receive it ✔✔life annuity certain In what part of the policy are t he policy benefits found ✔✔conditions Commissioner is responsible for all of the following.. ✔✔- issue cease & desist orders - conduct hearings - regulate premium rates Maria would like an annuity that provides a guaranteed accumulation or payout. The t ype of annuity she is seeking is called.. ✔✔annuity certain Which type of rider will waive the premium on a child's life insurance policy if the parent paying the premium dies? ✔✔guaranteed insurability Pat owns a 20 pay life policy with a paid dividend option. Which of the following statements is true? ✔✔the policy may be paid up early by using policy dividends A renewable term life insurance policy can be renewed ✔✔anytime the policy owners request What would a be an expense factor in an insurance program ✔✔mortality costs
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