RSK4804 Assignment 1 2024 (Unique Number: 546485) - DUE 26 April 2024 ;100 % TRUSTED workings, explanations and solutions. For assistance call or W.h.a.t.s.a.p.p us on ...(.+.2.5.4.7.7.9.5.4.0.1.3.2)...........
2024 Assignment 1 – RSK4804
ASSIGNMENT 01 Due date: 26 April 2024 Unique number 5...
RSK4804 Assignment 1 (COMPLETE ANSWERS) 2024 (546485) - DUE 26 April 2024
RSK4804 EXAM PACK 2024
RSK4804 EXAM PACK 2024
Todos para este libro de texto (7)
Escuela, estudio y materia
University of South Africa
RSK4804 - Credit Risk Management (RSK4804)
Todos documentos para esta materia (4)
1
revisar
Por: mphphaswa • 5 meses hace
Vendedor
Seguir
LIBRARYpro
Comentarios recibidos
Vista previa del contenido
RSK4804
ASSIGNMENT 1 2024
, 2024 Assignment 1 – RSK4804
ASSIGNMENT 01 Due date: 26 April 2024 Unique number 546485
Aim: To evaluate your knowledge of some of the fundamental aspects of credit risk
management.
Answer the following questions and submit your assignment on myUnisa, at
https://my.unisa.ac.za. Limit your assignment to a maximum of six pages. Use Times
New Roman, font size 12.
Question 1 [20]
1. Explain why credit is considered a powerful driver of the economy. (5)
2. Outline the credit process of your preferred lending organisation (banking
services or retail) and in your own words, provide details of each phase.
(15)
Conditions:
(a) Physical visit to the entity or telephonic contact is a must –
originality is required.
(b) Any “cut and paste” from resources will not attract marks.
Question 2 [5]
The General Manager of Moroka Transport Investments approached your bank for a
credit facility. The following are ratios for Moroka Transport Investments for the 2023
financial year.
• Working capital to total asset ratio = 14%
• Retained earnings to total asset ratio = 23%
• Profit before interest and tax to total assets = 19%
• Market value of equity to book value of debt = 115%
• Sales to total assets = 122%
Based on Altman’s Z-score, calculate the risk of bankruptcy for Moroka Transport
Investments. Briefly comment on the credit decision you make based on the calculated
Z-score.
Los beneficios de comprar resúmenes en Stuvia estan en línea:
Garantiza la calidad de los comentarios
Compradores de Stuvia evaluaron más de 700.000 resúmenes. Así estas seguro que compras los mejores documentos!
Compra fácil y rápido
Puedes pagar rápidamente y en una vez con iDeal, tarjeta de crédito o con tu crédito de Stuvia. Sin tener que hacerte miembro.
Enfócate en lo más importante
Tus compañeros escriben los resúmenes. Por eso tienes la seguridad que tienes un resumen actual y confiable.
Así llegas a la conclusión rapidamente!
Preguntas frecuentes
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
100% de satisfacción garantizada: ¿Cómo funciona?
Nuestra garantía de satisfacción le asegura que siempre encontrará un documento de estudio a tu medida. Tu rellenas un formulario y nuestro equipo de atención al cliente se encarga del resto.
Who am I buying this summary from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller LIBRARYpro. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy this summary for 2,58 €. You're not tied to anything after your purchase.