Examen
COL3704 Assignment 3 Semester 2 2024 - DUE 2024
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COL3704 Assignment 3 Semester 2 2024 - DUE 2024 QUESTIONS WITH COMPLETE ANSWERS
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[Company name]COL3704 Assignment
3 Semester 2 2024 -
DUE 2024
QUESTIONS WITH DETAILED ANSWERS
, COL3704 Assignment 3 Semester 2 2024 - DUE 2024
QUESTION 1
Create a mind map of the functions that the National Credit Regulator is legislated to
perform.  (5)
SECTION B:
DEBT COLLECTORS ACT 114 OF 1998
QUESTION 2
On 1 September 2024, Alvereen borrows R15 000 from DEF Bank and agrees to repay
the loan in 11 monthly payments of R1 500 each starting 1 December 2019. Alvereen
makes six consecutive payments and then stops paying. Despite the best efforts of the
bank, the bank is unable to collect the outstanding debt and Alvereen’s debt is handed
over to a debt collector on 1 January 2024. The last time that Alvereen acknowledged
the debt was on 1 December 2020. Fully explain whether the debt collector is able to
collect this debt. (5)
SECTION C:
THE CONSUMER PROTECTION ACT 68 OF 2008
QUESTION 3
List FOUR (4) instances where the Consumer Protection Act will not apply. (4)
QUESTION 4
Your local newspaper is delivered to you every week at your residence. In the latest
newspaper there is a catalogue whereby you can order a set of dinner plates, and you
can place your order telephonically. You decide to place your order telephonically. You
did not have the opportunity to inspect the dinner set before entering into the
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