Examen
COL3704 Assignment 3 Semester 2 2024 - DUE 2024
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COL3704 Assignment 3 Semester 2 2024 QUESTIONS WITH ANSWERS
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[Date]COL3704 Assignment
3 Semester 2 2024 -
DUE 2024
QUESTIONS WITH ANSWERS
, COL3704 Assignment 3 Semester 2 2024 - DUE 2024
QUESTION 1
Create a mind map of the functions that the National Credit Regulator is legislated
to perform.  (5)
SECTION B:
DEBT COLLECTORS ACT 114 OF 1998
QUESTION 2
On 1 September 2024, Alvereen borrows R15 000 from DEF Bank and agrees to
repay the loan in 11 monthly payments of R1 500 each starting 1 December 2019.
Alvereen makes six consecutive payments and then stops paying. Despite the best
efforts of the bank, the bank is unable to collect the outstanding debt and
Alvereen’s debt is handed over to a debt collector on 1 January 2024. The last time
that Alvereen acknowledged the debt was on 1 December 2020. Fully explain
whether the debt collector is able to collect this debt. (5)
SECTION C:
THE CONSUMER PROTECTION ACT 68 OF 2008
QUESTION 3
List FOUR (4) instances where the Consumer Protection Act will not apply. (4)
QUESTION 4
Your local newspaper is delivered to you every week at your residence. In the
latest newspaper there is a catalogue whereby you can order a set of dinner plates,
and you can place your order telephonically. You decide to place your order
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