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LA Personal Lines Questions And Answers With Verified Solutions Already Passed!!!
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LA Personal Lines Questions And Answers With Verified Solutions Already Passed!!!
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LA Personal Lines Questions AndAnswers With Verified Solutions Already
Passed!!!
Which type of coverage limits apply to an insured's property at any location? -
ANSWER✔✔Blanket
An unforeseen loss that occurs at a specific time and place is - ANSWER✔✔an
accident
In general practice, can the Commissioner of Insurance inspect the business
records of a company or agency for any valid reason? - ANSWER✔✔Yes, because
of the powers defined by state laws
Mutual companies are owned by which of the following? -
ANSWER✔✔Policyowners
Any of the following may be an unfair claims practice EXCEPT: -
ANSWER✔✔Refusing to pay person bringing false or fraudulent claims
An HO-4 can be issued by which of the following? - ANSWER✔✔A non-owner
tenant of an apartment.
Damage caused by more than one peril at the same time is - ANSWER✔✔a
concurrent causation
The broad theft coverage endorsement on a dwelling policy includes coverage for
all of the following EXCEPT: - ANSWER✔✔a personal injury
, All of the following would be covered under Coverage A of a dwelling policy
EXCEPT - ANSWER✔✔an outbuilding on the described remises that is rented as
a private garage.
Under a homeowners policy, which of the following is NOT covered by personal
injury coverage? - ANSWER✔✔Medical expenses of the insured.
Which is NOT covered other-than-collison coverage on an automobile policy? -
ANSWER✔✔Rollover
According to the law of agency, which of the following is considered the
principal? - ANSWER✔✔the Insurer
A subrogation clause allows an insurer to - ANSWER✔✔take legal action against
the responsible third party
PRIMARY purpose of the Fair Credit Reporting Act is to - ANSWER✔✔protect
consumers with guidelines regarding credit reporting and distribution
Under automobile medical payments, the Insurer pays reasonable expenses for -
ANSWER✔✔Funeral services
Under uninsured motorist coverage, which of the following does NOT cover the
insured for bodily injury as a result of an accident - ANSWER✔✔An accident
caused by the insured.
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