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Xcel Bundled Exams ( Full Solution Pack) Updated & Verified | Guaranteed Success
Xcel Bundled Exams ( Full Solution Pack) Updated & Verified | Guaranteed Success
[Mostrar más]Xcel Bundled Exams ( Full Solution Pack) Updated & Verified | Guaranteed Success
[Mostrar más]An accident and Health insurance applicant who fails to includes material medical information 
on an application would be reason for the insurer to - deny any future claims and to refund 
the premium 
S has a Whole Life Policy with a premium payment due soon. Which provision would keep the 
policy i...
Vista previa 2 fuera de 9 páginas
Añadir al carritoAn accident and Health insurance applicant who fails to includes material medical information 
on an application would be reason for the insurer to - deny any future claims and to refund 
the premium 
S has a Whole Life Policy with a premium payment due soon. Which provision would keep the 
policy i...
who is not eligible for social security survivor benefits? 
A. Full-time students under the age of 19 
B. A deceased worker's dependent parents of any age 
C. A widow at any age who is caring for children younger than 16 
D. A widow at full retirement age - A deceased worker's dependent parents of...
Vista previa 4 fuera de 186 páginas
Añadir al carritowho is not eligible for social security survivor benefits? 
A. Full-time students under the age of 19 
B. A deceased worker's dependent parents of any age 
C. A widow at any age who is caring for children younger than 16 
D. A widow at full retirement age - A deceased worker's dependent parents of...
Which of the following requires insurers to disclose when an applicant's consumer or credit 
history is being investigated: - 1970 - Fair Credit Reporting Act 
What type of reinsurance contract involves two companies automatically sharing their risk 
exposure? - Treaty 
What is the name of the law ...
Vista previa 3 fuera de 19 páginas
Añadir al carritoWhich of the following requires insurers to disclose when an applicant's consumer or credit 
history is being investigated: - 1970 - Fair Credit Reporting Act 
What type of reinsurance contract involves two companies automatically sharing their risk 
exposure? - Treaty 
What is the name of the law ...
1x vendido
Jonas is a whole life insurance policyowner and would like to add coverage for his two children. 
Which of the following products would allow him to accomplish this? - Child Term Rider 
Lisa has recently bought a fixed annuity. Which of these is considered to be a disadvantage of 
owning this type o...
Vista previa 3 fuera de 22 páginas
Añadir al carritoJonas is a whole life insurance policyowner and would like to add coverage for his two children. 
Which of the following products would allow him to accomplish this? - Child Term Rider 
Lisa has recently bought a fixed annuity. Which of these is considered to be a disadvantage of 
owning this type o...
When an insurance company requests an attending physician's report, the request must be 
accompanied by a - Copy of the signed authorization 
Which of the following is NOT a required uniform provision in individual health policies? - 
Change of occupation 
"Life insurance creates an immediate esta...
Vista previa 3 fuera de 29 páginas
Añadir al carritoWhen an insurance company requests an attending physician's report, the request must be 
accompanied by a - Copy of the signed authorization 
Which of the following is NOT a required uniform provision in individual health policies? - 
Change of occupation 
"Life insurance creates an immediate esta...
S recently received a $500,000 lump sum retirement buyout from her employer. She would like 
to buy an annuity that will immediately furnish her with a guaranteed income for life. What type 
of annuity is best suited for her situation? - Single Premium. 
Immediate Annuities are purchased with a sing...
Vista previa 4 fuera de 59 páginas
Añadir al carritoS recently received a $500,000 lump sum retirement buyout from her employer. She would like 
to buy an annuity that will immediately furnish her with a guaranteed income for life. What type 
of annuity is best suited for her situation? - Single Premium. 
Immediate Annuities are purchased with a sing...
Which type of multiple protection policy pays on the death of the last person? 
A. Joint Life Policy 
B. Dual Life Policy 
C. Multiple Life Policy 
D. Survivorship Life Policy - D. Survivorship Life Policy 
A policy owner may change two policy features on what type of life insurance? 
A. Adjustable ...
Vista previa 3 fuera de 22 páginas
Añadir al carritoWhich type of multiple protection policy pays on the death of the last person? 
A. Joint Life Policy 
B. Dual Life Policy 
C. Multiple Life Policy 
D. Survivorship Life Policy - D. Survivorship Life Policy 
A policy owner may change two policy features on what type of life insurance? 
A. Adjustable ...
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - 
insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call 
Registry 
The type of policy where the insurer can send a notice to the insured that...
Vista previa 4 fuera de 32 páginas
Añadir al carritoThe Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - 
insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call 
Registry 
The type of policy where the insurer can send a notice to the insured that...
Replacement regulation is designed to protect - Policyowners from mirepresentation and loss 
of benefits 
All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health 
services 
Which of these will have the highest monthly payout upon annuitization - Straight life 
Which ...
Vista previa 3 fuera de 21 páginas
Añadir al carritoReplacement regulation is designed to protect - Policyowners from mirepresentation and loss 
of benefits 
All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health 
services 
Which of these will have the highest monthly payout upon annuitization - Straight life 
Which ...
Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social 
Security 
The focus of major medical insurance is providing coverage for - medical and hospitalization 
expenses 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
pr...
Vista previa 4 fuera de 43 páginas
Añadir al carritoTypically, Long-Term Disability benefits are coordinated with which benefit plan? - Social 
Security 
The focus of major medical insurance is providing coverage for - medical and hospitalization 
expenses 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
pr...
A partial surrender is allowed in which of the following life policies? - Universal life 
All of the following riders can increase the death benefit amount EXCEPT - Waiver of 
Premium 
A health insurance policy where the insurer has the right to terminate the policy fr reasons other 
than the insure...
Vista previa 3 fuera de 18 páginas
Añadir al carritoA partial surrender is allowed in which of the following life policies? - Universal life 
All of the following riders can increase the death benefit amount EXCEPT - Waiver of 
Premium 
A health insurance policy where the insurer has the right to terminate the policy fr reasons other 
than the insure...
a nonparticipating company is sometimes called a - stock insurer 
Fraternal Benefit Society has each other the following characteristics except - exist for profit 
The Fair Credit and Reporting Act's main purpose is to - protect consumers with guidelines 
regarding credit reporting and distribution...
Vista previa 2 fuera de 10 páginas
Añadir al carritoa nonparticipating company is sometimes called a - stock insurer 
Fraternal Benefit Society has each other the following characteristics except - exist for profit 
The Fair Credit and Reporting Act's main purpose is to - protect consumers with guidelines 
regarding credit reporting and distribution...
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