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NYS Life, accident, and health insurance Exam Pack 2023

PSI - NY Life, Accident and Health Practice Exam;XCEL Pre-Final Exam - New York Life, Accident and Health Part 2 Cor;NYS Life, Accident, and Health State Exam Simulator Accurate100%(SCORED A+)

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NY state insurance license practice exam questions& Answers(Rated A+)

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Under what circumstance does an accident and health insurer have the right to request an autopsy? 1. When the claim exceeds an amount specified in the policy 2. When 2 days have passed after death 3. When not prohibited by state law 4. When consent is given by the beneficiary - ANSWERS...

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NYS Life, accident, and health insurance Exam Correct 100%(GRADED A+)

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Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - ANSWERS30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? - ANSWERS30 A signed go...

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Pre-Final Exam - New York Life, Accident and Health| 150 Questions With Correct Answers(RATED A)

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What happens when an initial offer is answered with a counteroffer? - ANSWERSInitial offer is void According to the Affordable Care Act (ACA), dependent children may remain on their parent's plan until what age? - ANSWERSAge 26 The premiums paid by an employer for his employee's group life i...

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New York Life, Accident, and Health Correct Questions & Answers(SCORED A+)

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An accident and health policy that provides reimbursement benefits makes them payable to? - ANSWERSInsured Which of the following is NOT part of an insurance contract - ANSWERSCertificate of Authority -Policy -Application -Riders An insured under a Major Medical expense plan with a zero ded...

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New York Life, Accident and Health Insurance Exam Correct 100%(SCORED A+)

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Accelerated Benefits - ANSWERSRiders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. Accident - ANSWERSAn unplanned, unforeseen event which occurs suddenly and at an unspecified place. Accident Insurance - A type of insu...

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NYS Life, Accident, and Health State Exam Simulator Accurate100%(SCORED A+)

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Which of the following can be defined as "the potential for loss"? - ANSWERSRisk Which of the following describes the act of insuring a risk against possible loss? - ANSWERSRisk Transfer A description of a qualified plan's insurance contract may be found in which ERISA reporting form? - ANS...

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XCEL Pre-Final Exam - New York Life, Accident and Health Part 2 Correct 100%(SCORED A+)

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Sole proprietors are permitted tax deductions for health costs paid from their earnings in the amount of A. costs that exceed 7 1/2 % of AGI B. costs that exceed 10% of AGI C. 100% of costs D. no deduction permitted - ANSWERS100% of costs The purpose of the Coordination of Benefits provision ...

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PSI - NY Life, Accident and Health Practice Exam 17-55 Accurate 100%(SCORED A+)

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Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - ANSWERSFree Look When will a policy pay on a UCR basis? - ANSWERSWhen particular benefits are...

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