XCEL Bundled Exams Questions and Answers ( Life and Health Insurance) | 100% Verified and Updated 2024

Xcel Solutions Final Exam 2024 Who does a life settlement broker represent? - Answer ️️ -Individual wanting to sell their life policy to a third party What is the insurance term the State of California uses for an insurer that is eligible to transact business in this state? - Answer ️️ -...

Xcel Laws and Rules Pertinent to Insurance Exam 2024 with complete solution What must an agent sign when an existing Life Insurance policy is being reissued with a reduction in cash value? Policy Summary Buyer's Guide Affidavit Notice Regarding Replacement of Life Insurance or Annuity - Answ...

North Carolina XCEL Testing Life & Health Insurance Exam Study Guide 2024 with complete solution Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - Answer ️️ -1970 - Fair Credit Reporting Act What type of reinsurance...

XCEL Life and Health Insurance Test Review 2024 with complete solution Period Certain - Answer ️️ -Which annuity payout option allows the policy owner to choose a pre-determined number of benefit payments? Life only annuity - Answer ️️ -Which annuity payout option has no additional payou...

Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions and Answers 2024 with complete solution Which dividend option would an insurer invest the policy owner's money and add any interest earnings as the dividends accrue? -Accumulation at Interest Option -Cash Dividend...

Xcel Practice Chapter Exam 2024 Questions and Answers with complete solution A whole life insurance policyownet foes not wish to continue making premium payments. Which of the following enables the policyowner to call the policy for more than its cash value? - Answer ️️ -Life-Settlement Cont...

Comprehensive Final Certification Exam: Illinois Health Insurance (Xcel Solutions) Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? - Answer ️️ -home health care Jennifer is required to pay a specific sum...