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AINS Bundled Exams All Versions 2024/2025 Full Solution Pack

AINS Bundled Exams All Versions 2024/2025 Full Solution Pack

13 artículos

AINS 22 Segment A(2024) Questions With 100% Correct Answers.

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Insuring agreement - Answer-A statement in an insurance policy that the insurer will, under described circumstances, make a loss payment or provide a service. Temporary total disability (TTD) - Answer-A disability caused by a work-related injury or disease that temporarily renders an injured work...

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AINS 22 Exam Questions and Answers(A+ Solution guide)

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Chp 1 : Summarize the three elements of loss exposures - (1) Assets exposed to loss (2) Cause of Loss (3) Financial consequence of loss Chp 1 : Describe the property loss exposures that individuals and families might face in terms of each of the following: (1) The assets exposed to loss (2) The...

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AINS 101 2024 Questions And Answers Rated A+ New Update Assured Satisfaction

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Risk - Answer-Uncertainty about outcomes, can be positive or negative - Risk management is concerned with both positive and negative, insurance alleviates the uncertainty associated with negative financial consequences Transferring - Answer-The act of moving the financial consequences of unantici...

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2024 AINS 21 Segment A (ch 1-3) Questions And Answers Rated A+ New Update Assured Satisfaction

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Loss exposure - Answer-Any condition or situation that presents a possibility of loss, whether or not an actual loss occurs Risk management - Answer-The process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization Loss prevention - A...

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AINS 21 Practice Exam (2024) 844 Questions And Answers Rated A+ New Update Assured Satisfaction

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Which one of the following statements is correct regarding the benefits that insurance provides? Select one: A. Insurers are prohibited from investing in such things as research or technological advancements. B. The premiums collected by insurers must be held in cash to be available to pay claims...

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AINS 102 Questions with correct answers | verified

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All of the following items are examples of personal property, EXCEPT: Select one: A. Sports equipment B. Silverware C. A fishing boat D. Underground pipes - Answer-Underground pipes Which one of the following statements regarding assets exposed to loss is true? Select one: A. Real property i...

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AINS 21 Exam All Possible Questions and Answers with complete solution

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What is insurance? - Answer-It's a transfer system, business, and contract. What is a transfer system in insurance? - Answer-One party (the insured), transfers the risk of financial loss to another party (the insurer). [Essentially, I'm giving the risk of financial loss to someone else so that ...

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AINS 23 Practice Final Exam (2024) Questions And Answers Rated A+ New Update Assured Satisfaction

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Which one of the following lists the covered causes of loss (basic, broad, or special); the deductible amount; and any optional coverages? a. Commercial property conditions b. Commercial property declarations c. Causes of loss forms d. Commercial property coverage forms - Answer-b. Commercial p...

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AINS 103 Exam Review (2024) (100% correct and graded A+)

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In property insurance, the term "property in transit" refers to which one of the following? - AnswerC. Property while being transported by trucks, cars, buses, trains, airplanes, and ships Extra expenses are expenses, in addition to ordinary expenses, that an organization incurs to mitigate the ...

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AINS 102 Questions And Answers Rated A+ New Update Assured Satisfaction

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Property loss exposure - A condition that presents the possibility that a person or an organization will sustain a loss resulting from damage (including destruction, taking, or loss of use) to property in which that person or organization has a financial interest. Real property (realty) - Tangibl...

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AINS 101 Questions and Answers(A+ Solution guide)

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Actual cash value (ACV) - Answer-The cost to replace property with new property of like kind and quality less depreciation. Adverse selection - Answer-Insuring individuals with a high probability of loss at a cost lower than the insurer would normally charge for that risk because it wasn't aware...

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AINS 22- Exam All Possible Questions and Answers with complete solution

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An occurrence as defined in the HO-3—Special Form (HO-3) is a(n) Choose one answer. A. Claim. B. Loss. C. Accident. D. Event. - Answer-C. Accident. An occurrence is an accident, including continuous or repeated exposure to substantially the same general harmful conditions. Purchasers of lon...

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AINS 21 practice exam Questions And Answers Rated A+ New Update Assured Satisfaction

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when selecting a distribution channel, which one of the following is important consideration with regard to customer needs and characteristics Which of the following statements is correct regarding characteristics of ideally insurable loss exposures - ideally, loss exposures should be spread acro...

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