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FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024

FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024 FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024 FDCPA Bundled Exams with Complete Solution | Verified Answers | 2024

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FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+

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What is the definition of a consumer? a. A person who offers or extends credit b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt - b. A person who is obligated or allegedly obligated to pay a debt Which of the below is not considered a 3rd party? a...

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FDCPA Exam Questions and Answers with Complete Solutions |Rated A+

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According to the FDCPA only, in a community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? - TRUE- can always speak with spouse in a community property state In a non-community property state, you may speak with the consumer's spouse...

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FDCPA Practice Questions and Answers with Complete Solutions |Rated A+

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FDCPA - Fair Debt Collection Practices Act Debtor - One who is obligated or allegedly owes or would have to pay debts Debt Collector - Someone who collects on debts Creditor - Any person who credits something Location Information - Place of residence,home phone number and place of employment. (...

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FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+

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In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means?...

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FDCPA Test Questions and Answers with Complete Solutions |Rated A+

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True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agen...

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