Which of the following is an example of defamation?
A brochure including an untrue statement regarding a competitor's ability to pay claims
A truthful estimate of the dividends
A pamphlet listing a competitor's financial rating
A verbal statement of a competitor's complaint ratio
(Ans- A ...
which of the following is an example of defamation
which of the following is an example of rebating
which of the following is a duty of the commission
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Colorado Accident & health laws
Colorado Accident & health laws
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Por: hiten6b • 2 meses hace
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Colorado Accident & health laws state exam simulator Which of the following is an example of defamation? A brochure inc luding an untrue statement regarding a competitor's ability to pay claims A truthful estimate of the dividends A pamphlet listing a competitor's financial rating A verbal statement of a competitor's complaint ratio (Ans- A brochure including an untrue s tatement regarding a competitor's ability to pay claims Which of the following is an example of rebating? offer of temporary insurance coverage cancellation of an insurance policy without cause sale of mass -marketed insurance products returning a port ion of a premium as inducement to purchase insurance (Ans- returning a portion of a premium as inducement to purchase insurance Which of the following is a duty of the Commissioner? Setting insurance rates Writing insurance laws Setting sales quotas Reviewing and approving license applications (Ans- reviewing and approving license applications A license is deemed to be used for controlled business if during any 12 -
month period the licensee wrote more than 10 policies on controlled business the licensee wrote policies totaling more than $25,000 on controlled business the licensee's total premi ums on controlled business made up more than 25% of his total premiums the licensee's total premiums on controlled business exceeded the total premiums on all other business (Ans- the licensee's total premiums on controlled business exceeded the total pre miums on all other business In Colorado, which of the following is true regarding the commingling of an insured's funds with the funds of the producer? It is never okay It is okay with the insurer's written approval It is okay if records are kept on th e transaction It is okay with the insured's written approval (Ans- it is never okay Who is not eligible to receive commissions from the sale of an insurance product? Corporate executive General agent Licensed home office employee Personal producer (Ans- corporate executive Which of the following is an example of a misrepresentation? Making malicious statements about an insurer Describing a universal life policy as a security Returning a portion of a premium as inducement to purchase insurance Failing to affirm or deny coverage of claims within a reasonable time (Ans- describing a universal life policy as a security An insurer that terminates a producer's appointment must inform the Commissioner within how many days? 45 55 15
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