an insured may cancel a personal auto policy by ta
in insurance which of the following terms refers
which of the following vehicles is considered a te
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Pearson VUE: Casualty Insurance Practice
Pearson VUE: Casualty Insurance Practice
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Pearson
VUE:
Casualty
Insurance
Practice
Exam
An
insured
may
cancel
a
Personal
Auto
Policy
by
taking
which
of
the
following
actions?
A.
Paying
the
insurance
company
any
past
due
premiums
B.
Waiting
until
the
policy
expiration
date
C.
Giving
written
notice
to
the
insurance
company
D.
Informing
the
producer
by
telephone
-
ANSWER
C
In
insurance,
which
of
the
following
terms
refers
to
continuous
or
repeated
exposure
to
conditions
that
may
result
in
bodily
injury
or
damage
neither
expected
nor
intended?
A.
An
accident
B.
An
occurrence
C.
An
event
D.
A
condition
-
ANSWER
B
Which
of
the
following
vehicles
is
considered
a
temporary
substitute
auto
under
a
Personal
Auto
policy?
A.
A
neighbor's
pickup
truck
borrowed
by
an
insured
to
run
an
errand
B.
An
auto
purchased
by
an
insured
to
replace
a
previously
owned
vehicle
C.
An
auto
rented
by
an
insured
when
the
insured
is
on
vacation
D.
An
auto
rented
by
an
insured
when
the
insured's
car
is
in
a
garage
for
repairs
-
ANSWER
D
An
insurance
binder
is
best
described
as:
A.
a
large
bound
volume
of
rules,
rates,
and
forms
B.
a
rate
manual
supplied
by
one
of
the
rating
organizations
C.
a
temporary
agreement
to
pay
a
claim
pending
final
settlement D.
temporary
short-term
evidence
of
coverage
-
ANSWER
D
Anything
that
increases
the
chance
of
loss
is
known
as
a(n):
A.
risk
B.
hazard
C.
direct
loss
D.
indirect
loss
-
ANSWER
B
The
Fair
Credit
Reporting
Act
requires
the:
A.
insurance
company
to
review
the
applicant's
credit
history
prior
to
underwriting
a
policy
B.
insurance
producer
to
summarize
a
policy
for
the
insured
C.
insurance
producer
to
review
the
applicant's
credit
history
prior
to
issuing
a
policy
D.
insurance
company
to
inform
the
applicant
a
credit
report
may
be
obtained
-
ANSWER
D
The
limits
of
liability
are
found
in
which
of
the
following
sections
of
a
casualty
policy?
A.
Conditions
B.
Insuring
Agreement
C.
Declarations
D.
Definitions
-
ANSWER
C
A
policyholder
would
expect
to
find
which
of
the
following
information
in
the
Insuring
Agreement
section
of
an
auto
policy?
A.
Bodily
Injury
limits
of
liability
B.
The
insurance
company's
promise
to
pay
on
the
behalf
of
the
insured
C.
Exclusions
regarding
certain
uses
of
the
auto
D.
The
obligations
of
the
insured
in
the
event
of
a
loss
-
ANSWER
B
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