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Texas All Lines Adjuster Exam LATEST ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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Texas All Lines Adjuster Exam LATEST ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+ DP - valuation - CORRECT ANSWER DP-1 - ACV building & contents DP-2/3 - RCV building & ACV contents DP - limit for fair rental value - CORRECT ANSWER 20% of A DP - coverag...

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  • 16 de diciembre de 2023
  • 56
  • 2023/2024
  • Examen
  • Preguntas y respuestas

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  • texas
  • texas all lines adjuster exam latest ac

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  • Texas
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Texas All Lines Adjuster Exam LATEST
2023-2024 ACTUAL EXAM QUESTIONS AND
CORRECT ANSWERS (VERIFIED ANSWERS)
|ALREADY GRADED A+




DP - valuation - CORRECT ANSWER DP-1 - ACV building & contents
DP-2/3 - RCV building & ACV contents


DP - limit for fair rental value - CORRECT ANSWER 20% of A


DP - coverages (A-E) - CORRECT ANSWER A - dwelling
B - other structures
C - personal property
D - fair rental value
E - additional living expense


DP - limit for additional living expenses - CORRECT ANSWER DP-1 - NONE
DP-2/3 - 20% of A


DP - Property removed is covered for ___ days. - CORRECT ANSWER DP-1 - 5
days
DP-2 - 30 days

,DP - limit for trees/plants/shrubs - CORRECT ANSWER 5% of A
$500 per tree/shrub/plant


DP - fire department service charge - CORRECT ANSWER $500


DP - extended coverages - CORRECT ANSWER windstorm, civil commotion, hail,
aircraft, vehicles, volcanic eruption, explosion, riot


DP - broad perils - CORRECT ANSWER burglary damage, ice/snow weight, glass,
accidental discharge of water/steam, falling objects, freezing, electrical,
collapse, tearing apart/bulging/cracking


DP-3 perils covered (dwelling & contents) - CORRECT ANSWER dwelling - open
contents - broad (DP-2 perils)


Explain the difference between DP & HO policies. - CORRECT ANSWER DP does
not automatically cover theft or include liability coverage.


DP - Explain the difference between limited/broad theft endorsement. - CORRECT
ANSWER limited - on premises only
broad - on & off premises


HO-2 perils (dwelling & contents) - CORRECT ANSWER dwelling - named/broad
contents - named/broad

,HO-3 perils (dwelling & contents) - CORRECT ANSWER dwelling - open
contents - named/broad


HO-4 perils (dwelling & contents) - CORRECT ANSWER dwelling - NO COVERAGE
contents - named/broad


HO-5 perils (dwelling & contents) - CORRECT ANSWER dwelling - open
contents - open


HO-6 perils (dwelling & contents) - CORRECT ANSWER dwelling - LIMITED
named/broad
contents - named/broad


HO-8 perils (dwelling & contents) - CORRECT ANSWER dwelling - named/basic
& extended
contents - named/basic & extended


HO - valuation - CORRECT ANSWER RCV dwelling
ACV content (unless endorsed)
EXCEPT HO-8 - ACV dwelling & contents


HO - coverages (A-F) - CORRECT ANSWER A - dwelling
B - other structures - 10% of A
C - personal property - 50% of A
D - loss of use - 30% of A

, E - medical payments
F - liability


HO - limit for personal property in self-storage - CORRECT ANSWER 10% of C


HO - money limit - CORRECT ANSWER $200


HO - securities limit - CORRECT ANSWER $1,500


HO - watercraft limit (including trailers) - CORRECT ANSWER $1,500


HO - trailers limit (except watercraft trailers) - CORRECT ANSWER $1,500 - ON
PREMISES ONLY


HO - THEFT of jewelry/furs limit - CORRECT ANSWER $1,500


HO - THEFT of firearms limit - CORRECT ANSWER $2,500


HO - THEFT of silverware limit - CORRECT ANSWER $2,500


HO - business personal property on premises limit - CORRECT ANSWER $2,500


HO - business personal property off premises limit - CORRECT ANSWER $1,500


HO - electronic vehicle equipment limit - CORRECT ANSWER $1,500

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