100% de satisfacción garantizada Inmediatamente disponible después del pago Tanto en línea como en PDF No estas atado a nada
logo-home
South Carolina Insurance Exam 2024 with 100% correct answers $16.49
Añadir al carrito

Examen

South Carolina Insurance Exam 2024 with 100% correct answers

1 revisar
 2 veces vendidas
  • Grado
  • South Carolina Insurance
  • Institución
  • South Carolina Insurance

An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? - correct answer Inflation protection Which of these riders will pay a death benefit if the insured's spouse dies? - correct answer Family term insurance rider Disability incom...

[Mostrar más]

Vista previa 2 fuera de 11  páginas

  • 21 de febrero de 2024
  • 11
  • 2023/2024
  • Examen
  • Preguntas y respuestas
  • South Carolina Insurance
  • South Carolina Insurance

1  revisar

review-writer-avatar

Por: shannonleerose7 • 1 año hace

reply-writer-avatar

Por: YANCHY • 11 meses hace

Thankyou for your review

avatar-seller
South Carolina Insurance Exam 2024
with 100% correct answers
An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of
purchase? - correct answer Inflation protection



Which of these riders will pay a death benefit if the insured's spouse dies? - correct answer Family term
insurance rider



Disability income plans which require that the insurer can NEVER change or alter premium rates are
usually considered - correct answer Nonconcellable



What is the required action to be taken by a South Carolina licensee before operating under an assumed
business name? - correct answer Notify the Director



The suicide clause of a life insurance policy states that if an insured commits suicide within a stated
period from the policy's inception, the insurer will only be liable for a return of premiums paid - correct
answer minus indebtedness and without interest



If an annuitant dies before the annuity start date - correct answer the premiums paid plus interest will
be given to the beneficiary



The purpose of the Coordination of Benefits provision in group accident and health plans is to - correct
answer avoid overpayment of claims



The typical long-term care insurance policy is designed to provide a minimum of___year(s) of coverage -
correct answer 1



Decreasing term life insurance is often used to - correct answer provide coverage for a home mortgage

, Which type of life insurance policy pays the face amount at the end of the specified period if the insured
is still alive? - correct answer Endowment policy



A life insurance policy normally contains a provision that restricts coverage in the event of death under
all of the following situations EXCEPT - correct answer fare-paying passenger



All _____ policies must be guaranteed renewable. - correct answer long-term care



What type of injury would NOT be covered under a health insurance policy? - correct answer Work
related



All of these are common exclusions to a life insurance policy EXCEPT - correct answer accidental health



Which of the following decisions would a Health Savings Account (HSA) owner NOT be able to make? -
correct answer The amount contributed by the employer



A whole life insurance policy accumulates cash value that becomes - correct answer the policy loan
value which the insured may borrow against



Mike has inherited his father's traditional IRA. As beneficiary, he will pay ____ taxes on any money
withdrawn. - correct answer income



An interest-sensitive life insurance policyowner may be able to withdraw the policy's cash value interest
free. The provision that allows this is called - correct answer Partial Surrender



Krissa purchases a 10-year level term life insurance policy that has a death benefit of $200,000. Which of
these statements is true? - correct answer The face amount and premium will remain constant over the
10-year period



Kristi purchases an annuity that will pay her husband an income for 15 years. If he dies, this income will
become payable to their children for the remainder of the period. Kristi has what kind of annuity? -
correct answer Temporary annuity certain

Los beneficios de comprar resúmenes en Stuvia estan en línea:

Garantiza la calidad de los comentarios

Garantiza la calidad de los comentarios

Compradores de Stuvia evaluaron más de 700.000 resúmenes. Así estas seguro que compras los mejores documentos!

Compra fácil y rápido

Compra fácil y rápido

Puedes pagar rápidamente y en una vez con iDeal, tarjeta de crédito o con tu crédito de Stuvia. Sin tener que hacerte miembro.

Enfócate en lo más importante

Enfócate en lo más importante

Tus compañeros escriben los resúmenes. Por eso tienes la seguridad que tienes un resumen actual y confiable. Así llegas a la conclusión rapidamente!

Preguntas frecuentes

What do I get when I buy this document?

You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.

100% de satisfacción garantizada: ¿Cómo funciona?

Nuestra garantía de satisfacción le asegura que siempre encontrará un documento de estudio a tu medida. Tu rellenas un formulario y nuestro equipo de atención al cliente se encarga del resto.

Who am I buying this summary from?

Stuvia is a marketplace, so you are not buying this document from us, but from seller YANCHY. Stuvia facilitates payment to the seller.

Will I be stuck with a subscription?

No, you only buy this summary for $16.49. You're not tied to anything after your purchase.

Can Stuvia be trusted?

4.6 stars on Google & Trustpilot (+1000 reviews)

45,681 summaries were sold in the last 30 days

Founded in 2010, the go-to place to buy summaries for 15 years now

Empieza a vender

Vistos recientemente


$16.49  2x  vendido
  • (1)
Añadir al carrito
Añadido