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PSI - NY Life, Accident and Health Practice Exam Series 17-52 Questions and Answers 2024 / 2025 (Verified Answers by Expert)
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PSI - NY Life, Accident and Health Practice Exam Series 17-52 Questions and Answers 2024 / 2025 (Verified Answers by Expert)

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  • 3 de agosto de 2024
  • 9
  • 2024/2025
  • Examen
  • Preguntas y respuestas

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  • series 17 52
  • psi ny life accident and health practice exam

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  • Accident And Health Insurance Agent
  • Accident And Health Insurance Agent

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PSI NY Series 17-52.pdf file:///C:/Users/HP/Desktop/eewwww/PSI%20NY%20Series%2017-52




PSI NY SERIES. 17 - 52


1. How many eligible employees must be included in a contributory healthinsurance

plan?

ANS 50%



2. A man works for Company A and his wife works for Company B. The spouses are

covered by health plans through their respective companies thatalso cover the other

spouse. If the husband files a claim,

ANS The insurance throughhis company is primary.



3. What is the period of coverage for events such as death or divorce underCOBRA?

ANS 36 months



4. Twenty-five days after a health insurance policy is delivered, the policy- owner

decides that she would like to return the policy and receive a refund of premium.Which

of the following is true?
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,PSI NY Series 17-52.pdf file:///C:/Users/HP/Desktop/eewwww/PSI%20NY%20Series%2017-52




ANS The policyowner will not receive arefund because the free-look period is over.



5. An insured is involved in a car accident. In addition to general, less seriousinjuries, he

permanently loses the use of his leg and is rendered completely blind. The blindness

improves a month later. To what extent will he receive Presumptive Disability benefits?

ANS No benefits



6. For the purpose of insurance, risk is defined as

ANS The uncertainty or chance ofloss.



7. Which of the following is an example of a producer's fiduciary duty?

ANS Thetrust that a client places in the producer in regard to handling premiums.



8. Which of the following is NOT true of basic medical expense plans?

ANS Cover-age for catastrophic medical expenses



9. Which of the following is NOT a feature of a noncancellable policy?

ANS Theinsurer may terminate the contract only at renewal for certain conditions.
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