Examen
FX OREGON LIFE/HEALTH INSURANCE EXAM 2024/2025
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FX OREGON LIFE/HEALTH INSURANCE EXAM 2024/2025
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FX OREGON LIFE/HEALTH INSURANCEEXAM 2024/2025
which policy component decrease in decreasing term insurance? -
Precise Answer ✔✔face amount
Your client plans to retire at age 50. he would like to purchase an
annuity that would provide income from the time he retires to the age
when social security and other pension funds become available. What
settlement option should he consider? - Precise Answer ✔✔Annuity
certain
which of the following programs expands individual public assistance
programs for people with insufficient income and resources? - Precise
Answer ✔✔Medicaid
in an annuity, the accumulated money is converted into a stream of
income during which time period? - Precise Answer ✔✔Annuitization
period
Which of the following best describes the difference between Pure Life
and Life with Guaranteed Minimum settlement options? - Precise
Answer ✔✔life with guaranteed minimum will pay the remaining
principal to the beneficiary
, An insured pays a monthly premium of $100 for her health insurance.
What would be the duration of the grace period under the policy? -
Precise Answer ✔✔10 days
under an extended term nonforfeiture option, the policy cash value is
converted to - Precise Answer ✔✔The same face amount as in the
whole life policy
In order to collect Social Security disability benefits, the claimant must
be able to demonstrate the the disability will last at least - Precise
Answer ✔✔12 monthes
Which of the following is not true of Disability Buy-Sell coverage? -
Precise Answer ✔✔Benefits are considered taxable income to the
business
Who guarantees a conventional fully-insured group plan? - Precise
Answer ✔✔the insurer
Which of the following groups seeking health insurance would represent
a bad risk for underwriters? - Precise Answer ✔✔A group that changes
insurance annually
When a group health insurance plan is terminated, how long is an
extension of benefits provided for any totally disabled employee or
dependent? - Precise Answer ✔✔12 monthes
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