Examen
Primerica Practice Life Exam Questions and Answer
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Primerica Practice Life Exam
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Primerica Practice Life ExamWhat is the minimum free-look period for newly issued life insurance policies in this
state? - answer10 days
All of the following entities regulate variable life policies EXCEPT - answer The
Guaranty Association.
What is the main purpose of the Seven-pay Test? - answer It determines if the
insurance policy is a MEC.
A tornado that destroys property would be an example of which of the following? -
answer A peril
The paid-up addition option uses the dividend - answer To purchase a smaller amount
of the same type of insurance as the original policy.
A Return of Premium term life policy is written as what type of term coverage? - answer
Increasing
For a retirement plan to be qualified, it must be designed for the benefit of - answer
Employees.
Any insurance agent who engages in the insurance business and violates the Code with
respect to insurance replacement shall on the first violation - answer Be fined a sum of
$1,000.
An insured committed suicide one year after his life insurance policy was issued. The
insurer will - answer Refund the premiums paid.
According to California Insurance Code, which of the following can be classified as an
insurable event? - answerPure risks
All of the following are examples of risk retention EXCEPT - answer Premiums.
What is the penalty for IRA distributions that are below the required minimum for the
year? - answer50%
The policyowner wants to make sure that upon his death, the life policy will pay a
portion of the proceeds annually to his spouse, but that the principal will be paid to their
children when they reach a certain age. Which settlement option should the policyowner
choose? - answer Interest only option
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