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Primerica. life insurance basics Questions and Answers
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Primerica. life insurance basics
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Primerica. life insurance basicsGross annual premium - answer Net premium plus expenses
Liquidity - answer Cash values can be borrowed at any time
Company underwriters allowed to discriminate? - answer Yes, not unfairly
The owner - answer In a life settlement contract, the life settlement broker represents
Industrial life - answer Insured has life policy w/ face amount of $500. Pays premium
each week to agent who sold him policy. What kind of policy is this? Usually with face
amount under $1000, written nonmedically
Predicted needs of family after insureds death - answer Based on human life value
approach, what is NOT used to calculate an individual's life value.
Buyers guide - answer Generic consumer publication that explains life insurance in
general terms
Life settlement transaction contract termination - answer15 days to rescind contract
Cost comparison methods - answerComparing 1 cost of life insurance policy to another
Any form of insuranxe - answerType of insurance policy to fund agreements
Payment plan monthly-> anually - answerDecreases because the insurer would have
entire premium to invest for full year
Earliest a policy may go into effect - answerWhen application is signed and check given
to agent
Paramedical report - answerMay only be completed by registered nurse
Permanent policy - answerCash value involved
Application - answerPrimary source for insurance underwriting
Inspection report - answerReport regarding potential insured that includes the insureds
financial status/ hobbies/ habits
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