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WASHINGTONE LIFE AND HEALTH (DISABILITY) 2025 COMPLETE ACTUAL EXAM REAL QUESTIONS AND CORRECT VERIFIED ANSWERS WITH RATIONALES (APPROVED SOLUTIONS) LATEST UPDATED VERSION |ALREADY GRADED A+ $23.99   Añadir al carrito
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WASHINGTONE LIFE AND HEALTH (DISABILITY) 2025 COMPLETE ACTUAL EXAM REAL QUESTIONS AND CORRECT VERIFIED ANSWERS WITH RATIONALES (APPROVED SOLUTIONS) LATEST UPDATED VERSION |ALREADY GRADED A+

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WASHINGTONE LIFE AND HEALTH (DISABILITY) 2025 COMPLETE ACTUAL EXAM REAL QUESTIONS AND CORRECT VERIFIED ANSWERS WITH RATIONALES (APPROVED SOLUTIONS) LATEST UPDATED VERSION |ALREADY GRADED A+

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  • 20 de noviembre de 2024
  • 158
  • 2024/2025
  • Examen
  • Preguntas y respuestas

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  • washingtone life and health disability 2025 comp

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  • WASHINGTONE LIFE AND HEALTH 2025 COMP
  • WASHINGTONE LIFE AND HEALTH 2025 COMP

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WASHINGTONE LIFE AND HEALTH (DISABILITY) 2025 COMPLETE
ACTUAL EXAM REAL QUESTIONS AND CORRECT VERIFIED
ANSWERS WITH RATIONALES (APPROVED SOLUTIONS) LATEST
UPDATED VERSION |ALREADY GRADED A+




An insurer authorized to do business within this state is considered
what type of insurer?


A
Alien
B
Domestic
C
Foreign
D
Admitted - ......answer.....D-Admitted


An insurer authorized to do business in this state is referred to as
admitted, and could be either domestic, foreign, or alien domiciled.


A long-term care policy can exclude from coverage all of the
following, except:


Hospitalization (acute care)
B
Intentionally self-inflicted injuries

,C
Rest cures
D
Alzheimer's disease - ......answer.....D- Alzheimer's disease


Alzheimer's disease cannot be excluded from long-term care
coverage.


Which is not correct concerning a Blue Cross and Blue Shield Plan?


A
In most states, they are considered not-for-profit organizations
B
Benefits are paid directly to the insured individual
C
They are fee for service plans
D
They offer both individual and group coverage - ......answer.....B-
Benefits are paid directly to the insured individual


As both Blue Cross and Blue Shield Plans are fee for service
programs, they pay the service provider, not the covered individual
(i.e. subscriber). They are typically not-for-profit and provide both
group and individual coverage.


Universal Life and Variable Universal Life share all of the following
characteristics, except:

,A
Policy loans, surrenders, and partial withdrawals are permitted
B
Flexible premiums
C
Adjustable death benefit options
D
The investment risk - ......answer.....B- Flexible premiums


But like Variable life, a VUL has a separate account that is maintained
and the investment return fluctuates based on the performance of the
separate account. Since there is no guaranteed return on the separate
account, the owner bears all investment risk.


All of the following are life insurance disability riders, except:


A
Disability Income Benefit
B
Payor Benefit
C
Waiver of Premium
D
Jumping Juvenile - ......answer.....D- Jumping Juvenile


A payor benefit can be added to a jumping juvenile policy.

, Each major line of insurance requires at least _____ credit hours of
prelicensure instruction.
A
12
B
20
C
16
D
18 - ......answer.....B- 20


Each major line of insurance requires at least 20 credit hours of
prelicensure instruction and the license examination must be taken
within 12 months of completion.


Fred owns a 40-Pay Life Policy. He designated his wife, Ethel, as
primary beneficiary. Upon Fred's death, Ethel receives a set amount
for life. Fred chose which Settlement Option?


A
Extended Term
B
Fixed Period
C
Life Income Only
D

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