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PERSONAL AUTO INSURANCE POLICY EXAM QUESTIONS AND ANSWERS 100% PASS

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PERSONAL AUTO INSURANCE POLICY EXAM QUESTIONS AND ANSWERS 100% PASS Types of Losses covered by PAP (3) - 1. legal liability 2. injury to the insured or members of his/her family 3. damage to or loss of the automobile Varied Circumstances PAP is designed for - provide protection for the owner w...

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  • 22 de diciembre de 2024
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PERSONAL AUTO INSURANCE POLICY EXAM
QUESTIONS AND ANSWERS 100% PASS


Types of Losses covered by PAP (3) - ✔✔1. legal liability


2. injury to the insured or members of his/her family


3. damage to or loss of the automobile


Varied Circumstances PAP is designed for - ✔✔provide protection for the owner when someone else is

operating their car or when the insured is driving someone else's car


What is the Insurance Services Office (ISO) - ✔✔an organization owned by the insurance industry to pool

data, to publish standardized insurance contracts, and to perform other services for the industry


Why are functions such as pooling of industry data and the issue of standardized contracts needed? -

✔✔to better analyze and forecast losses and to better price insurance products to reduce the chances of

insurer insolvency


Six Parts of a PAP - ✔✔1. Liability Coverage


2. Medical Payments Coverage


3. Uninsured Motorists Coverage


4. Coverage for Damage to Your Auto


5. Duties after an Accident or Loss


6. General Provisions




Created by Katelyn Whitman © 2025, All Rights Reserved.

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