Blanket mortgage - Guías de estudio, Notas de estudios & Resúmenes
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Champions Real Estate Finance Latest Version Graded A+
- Examen • 33 páginas • 2024
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Champions Real Estate Finance Latest 
 
Version Graded A+ 
 
Loan-to-Value Ratio (LTV) The percentage of the lesser of the appraised value or sales price 
that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the 
sales price or appraised value, whichever is lower. 
 
Package Mortgage Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage Covers more than one piece of property. 
 
Wraparound ...
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pearson vue practice exam Questions and answers, 100% Accurate, graded A+
- Examen • 22 páginas • 2023
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pearson vue practice exam Questions 
and answers, 100% Accurate, graded A+ 
In stating a seller's price and terms to a prospective buyer, the seller's broker is required by the law of 
agency to state ONLY those terms that are 
a. included in the listing agreement 
b. based on the brokers evaluation of prevailing prices and terms 
c. favorable for the seller, as determined by the broker 
d. attractive to buyers, as determined by the broker - -a. included in the listing agreement 
a lot measu...
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Ohio Real Estate Exam test bank Questions with answers 2023
- Examen • 17 páginas • 2023
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Ohio Real Estate Exam test bank Questions with answers 2023May a consumer who has been harmed by a licensee acting under her license as a real estate salesperson or broker immediately file a claim for payment from the Real Estate Recovery Fund? 
CORRECT ANSWER: No, the consumer must file a lawsuit, get a final judgment, and attempt to collect 
 
 
 
A listing agreement in which the agent may possibly be in competition with the client to see who can sell the house first is an exclusive 
CORRECT A...
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Arizona Real Estate State Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024
- Examen • 23 páginas • 2024
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Which of the following is NOT a specific lien? 
a. an unrecorded mortgage 
b. a mechanic's lien 
c. a judgement lien 
d. a blanket mortgage - c. a judgement lien 
Which of the following is NOT an encumbrance on real property? 
a. lease 
b. easement 
c. homestead right 
d. restrictive convenant - c. homestead right 
Which of the following is NOT an appurtenance? 
a. easement right 
b. mineral right 
c. water rights 
d. trade fixtures - d. trade fixtures
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Champions real estate finance Exam Questions with Verified Answers
- Examen • 19 páginas • 2024
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Champions real estate finance Exam Questions with Verified Answers 
Loan-to-Value Ratio (LTV) ANS-The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage ANS-Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage ANS-Covers more than one piece of propert...
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Texas Real Estate Finance Updated 2025 with complete solution
- Examen • 25 páginas • 2024
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The amount the borrower makes prior to any deductions for taxes or insurance is: 
A) Guaranteed income 
B) Net income 
C) Gross income 
D) Gross margin - Gross income 
_______: In the Texas Constitution, a principle residence of a family or adult single person is protected 
from forced sale for all debt except: property taxes; federal tax liens of both spouses; a home equity 
lien.....etc... - Homestead 
______ ______ ____: lenders use what is called a front-end ratio, which is reflected as a pe...
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Arizona Real Estate State Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024 | 23 Pages
- Examen • 23 páginas • 2023
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- $17.49
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Which of the following is NOT a specific lien? 
a. an unrecorded mortgage 
b. a mechanic's lien 
c. a judgement lien 
d. a blanket mortgage - c. a judgement lien 
Which of the following is NOT an encumbrance on real property? 
a. lease 
b. easement 
c. homestead right 
d. restrictive convenant - c. homestead right 
Which of the following is NOT an appurtenance? 
a. easement right 
b. mineral right 
c. water rights 
d. trade fixtures - d. trade fixtures 
The physical characteristics of land incl...
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Illinois Real Estate License Practice Questions with Correct Answers Graded A 2024
- Examen • 17 páginas • 2024
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The final decision on the listing price for a property is made by the 
a) listing broker 
b) sponsoring broker 
c) seller 
d) appraiser - c) seller 
 
A rectangular parcel of land is 260 feet deep and 50 yards wide. How many square feet does it contain? 
a) 13,000 sq. ft. 
b) 36,400 sq. ft. 
c) 39,000 sq. ft. 
d) 52,000 sq. ft. - c) 39,000 sq. ft. 
 
A fee simple holder of a parcel of real estate grants a life estate to his son and stipulates that upon the son's death the property will pass to ...
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Law of Contracts - CHAMPIONS TEST 2023 (Answered)
- Examen • 5 páginas • 2023
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Wrongful or criminal deception intended to result in financial or personal gain is called: - Answer- fraud 
 
The Buyer and Seller Temporary Residential Lease forms may be used for a lease period not to exceed: - Answer- 90 days 
 
__________ extend above the surface without limitation. - Answer- air rights 
 
An example(s) of an appurtenance would be: - Answer- easements 
 
There is no upper limit on the value of a Texas homestead. - Answer- true 
 
A(n) __________ is one that combines some of ...
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CHAMPIONS REAL ESTATE FINANCE EXAM WITH GUARANTEED ACCURATE ANSWERS
- Examen • 31 páginas • 2024
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Loan-to-Value Ratio (LTV) - ACCURATE ANSWERS The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
Ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - ACCURATE ANSWERS Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - ACCURATE ANSWERS Covers more than one piece of property. 
 
Wraparound Mortga...
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