Life insurance policies Guías de estudio, Notas de estudios & Resúmenes
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![Missouri Life and Health Exam Questions and Answers 100% Pass](/docpics/2908648/648c27af24e09_2908648_121_171.jpeg)
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Missouri Life and Health Exam Questions and Answers 100% Pass
- Examen • 80 páginas • 2023
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? ...
![Indiana Life Insurance Exam Questions & Answers Correctly Answered.](/docpics/4374717/65b9361bed374_4374717_121_171.jpeg)
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Indiana Life Insurance Exam Questions & Answers Correctly Answered.
- Examen • 50 páginas • 2024
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Which of the following is NOT a characteristic of a Variable Annuity? 
A. Premium Payments may be level or flexible or single premium 
B. The cash values are invested in securities. 
C. The non-forfeiture values will provide for the return of the cash value should the annuitant die 
during the accumulation period. 
D. It provides for a tax-free death benefit. - Answer-D. It provides for a tax-free death benefit. 
All of the following policies provide for the tax deferred accumulation of cash val...
![Maryland life and health insurance exam questions and answers already passed](/docpics/4357558/65b6b1396037d_4357558_121_171.jpeg)
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Maryland life and health insurance exam questions and answers already passed
- Examen • 27 páginas • 2024
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Maryland life and health insurance exam questions and answers already passed 
Which of the following regulates the quality of care provided by a health maintenance organization (HMO)? Secretary of the department of health and mental hygiene. 
A marketing system, which utilizes mass media advertising and mail, instead of a producer, is called an blank, blank marketing system. Direct response 
An insurer is life insurance premium rate must be the same for all individuals In the same risk class wit...
![Colorado Life Insurance Exam| Questions and Verified Answers| Grade A (2023/2024 Update)](/docpics/3447121/65056cc0c6131_3447121_121_171.jpeg)
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Colorado Life Insurance Exam| Questions and Verified Answers| Grade A (2023/2024 Update)
- Examen • 21 páginas • 2023
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Colorado Life Insurance Exam| Questions 
and Verified Answers| Grade A (2023/2024 Update) 
QUESTION 
 
How many days does an insurance producer have to report to the Commissioner any 
administrative action taken against them as well as any criminal prosecution that occurs in 
another jurisdiction? 
 
 
Answer: 
30 days 
 
 
 
QUESTION 
When Jason filled out his application his statements had to be ______________ to be considered 
legal. 
 
 
Answer: 
Representations 
 
 
 
QUESTION 
Phil a...
![NC Life Insurance Practice Exam Questions and Answers Already Passed](/docpics/6426fe228ad6c_2539151.jpg)
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NC Life Insurance Practice Exam Questions and Answers Already Passed
- Examen • 80 páginas • 2023
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NC Life Insurance Practice Exam Questions and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. c) Writing North Carolina ins...
![South Carolina Insurance Exam Questions and Answers Already Passed](/docpics/4860445/660589c4bf134_4860445_121_171.jpeg)
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South Carolina Insurance Exam Questions and Answers Already Passed
- Examen • 18 páginas • 2024
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South Carolina Insurance Exam 
Questions and Answers Already Passed 
 
An insurer is REQUIRED to offer which of the following to each long-term care applicant at the 
time of purchase? Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? Family term 
insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Nonconcellable 
 
What is the required action to be taken by a...
![M9 Life Insurance and Investment-linked policies - Chapter 4 TRADITIONAL LIFE INSURANCE PRODUCTS LATEST QUESTIONS WITH COMPLETE SOLUTIONS.](/docpics/4160757/659a1d5484359_4160757_121_171.jpeg)
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M9 Life Insurance and Investment-linked policies - Chapter 4 TRADITIONAL LIFE INSURANCE PRODUCTS LATEST QUESTIONS WITH COMPLETE SOLUTIONS.
- Examen • 24 páginas • 2024
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M9 Life Insurance and Investment-linked policies - Chapter 4 TRADITIONAL LIFE INSURANCE PRODUCTS LATEST QUESTIONS WITH COMPLETE SOLUTIONS.
![Life and Health Insurance Exam (Missouri) with Verified Solutions](/docpics/2908671/648c290e93673_2908671_121_171.jpeg)
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Life and Health Insurance Exam (Missouri) with Verified Solutions
- Examen • 22 páginas • 2023
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Life and Health Insurance Exam (Missouri) with Verified Solutions 
Insurance policies are considered aleatory contracts because: 
1)they are take it or leave it contracts 
2)both parties consent to the contract 
3)performance is conditioned upon a future occurence 4)the contract is voidable upon proof of fraud Performance is conditioned upon a future occurence, because there is an element of chance and potential for unequal exchange of value 
K failed to pay a renewal premium within the time gra...
![WV State Life Insurance Exam Questions and Answers Already Passed](/docpics/4916174/660e6c2553207_4916174_121_171.jpeg)
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WV State Life Insurance Exam Questions and Answers Already Passed
- Examen • 28 páginas • 2024
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WV State Life Insurance Exam 
 
Questions and Answers Already Passed 
 
A group-owned insurance company that is formed to assume and spread the liability risks of its 
members is known as a: Risk retention group 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit 
history is being investigated? 1970-Fair Credit Reporting Act 
 
Q purchases a $500,000 life insurance policy and pays $900 in premiums over the first six 
months. Q dies suddenly and the ben...
![Louisiana Life, Health & Accident Insurance Series 103 Practice Exam | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024](/docpics/4321151/65b166ac81b94_4321151_121_171.jpeg)
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Louisiana Life, Health & Accident Insurance Series 103 Practice Exam | 90 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Examen • 9 páginas • 2024
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Under which situation must insurable interest exist between the applicant and insured at the time of 
application? - When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? - The face amount reaches zero at 
policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium 
paid? - The underwriting process begins 
For an individual long-term care policy there is an annua...
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