Actual damages Guías de estudio, Notas de estudios & Resúmenes
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![LPL4802 ASSIGNMENT 1 ANSWERS SEMESTER 1 DUE DATE 28th MARCH 2024 GUARANTEED DISTINCTION](/docpics/2055986/6602917813810_2055986_121_171.jpeg)
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LPL4802 ASSIGNMENT 1 ANSWERS SEMESTER 1 DUE DATE 28th MARCH 2024 GUARANTEED DISTINCTION
- Examen • 5 páginas • 2022
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LPL4802 ASSIGNMENT 1 
ANSWERS SEMESTER 1 
DUE DATE 28th MARCH 
2024 GUARANTEED 
DISTINCTION . 
ANSWER 1 
In the case of Transnet Ltd v Sechaba Photoscan (Pty) Ltd (2005) (1) SA 299 SCA, the court expressed 
the view that damages in delict and contract are assessed according to the comparative method. This 
statement raises questions about the validity and relevance of this approach in the South African law of 
damages jurisprudence, particularly in relation to the sum formula approach and the co...
![TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024](/docpics/3339685/64ef927a647d0_3339685_121_171.jpeg)
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TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
- Examen • 98 páginas • 2023
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TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 2023-2024 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking on...
![Adjuster Pro - Insurance Adjuster Test: insurance Adjuster Test Study Guide: Questions & Answers: Updated Solution](/docpics/2750312/6461f9fd12afb_2750312_121_171.jpeg)
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Adjuster Pro - Insurance Adjuster Test: insurance Adjuster Test Study Guide: Questions & Answers: Updated Solution
- Examen • 22 páginas • 2023
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What is insurance? 
 (Ans- protection against financial loss 
 
what is a premium 
 (Ans- a scheduled amount to be paid for an insurance policy. 
 
What are premiums used for 
 (Ans- premiums are collected into a "pool" or "reserve to pay out claimants when needed. 
 
how can insurance companies afford to pay for an individuals catastrophic loss? 
(Ans- the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. 
 
what is Indemnity 
 (Ans- payment for...
![WGU C426 Healthcare Values and Ethics Rated A+](/docpics/3002632/64a2929ca1b71_3002632_121_171.jpeg)
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WGU C426 Healthcare Values and Ethics Rated A+
- Examen • 24 páginas • 2023
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WGU C426 Healthcare Values and Ethics Rated A+ 
Normative Ethics Attempt to determine what moral standards should be followed so that human behavior and conduct may be morally right. 
Consequential Ethics Theory of ethics emphasizes that the morally right action is whatever action leads to the maximum balance of good over evil. - What will be the effects of each course of action? - Will they be positive or negative? - Who will benefit? - What will do the least harm? 
Utilitarian Ethics The conce...
![California property and casualty exam questions and answers graded A](/docpics/635b090239f0f_2061764.jpg)
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California property and casualty exam questions and answers graded A
- Examen • 86 páginas • 2022
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alifornia property and casualty exam questions and answers graded A The process where by a mutul insurer becomes a stock company is called Demutalization 
The process whereby a stock company a mutal insurer is called Mutalization 
The provision in a property policy which states that the insured has been paid up to their insurable interest is Valuation clause 
The part of the policy that states the amout of coverage the insured property policy period is Declaration 
Part of the policy that establ...
![Louisiana Claims Adjuster's Workers Comp License Study Guide With Complete Solution](/docpics/3441274/65043a74a0e1a_3441274_121_171.jpeg)
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Louisiana Claims Adjuster's Workers Comp License Study Guide With Complete Solution
- Examen • 13 páginas • 2023
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Accident Insurance - Answer Covers expenses associated with a covered accident and can extend to ambulance and 
emergency room expenses, intensive care, and hospital costs. Accident insurance also 
provides for loss of income, and a death benefit if injuries prove fatal. 
 
Accumulated 
Depreciation - Answer The total decrease in an item's value over a period of time. Formula: (annual 
depreciation x number of years used). Subtract this number from the item's replacement 
cost to get its actua...
![PA Motor Vehicle Damage Appraiser's License Questions and Answers 100% Pass](/docpics/3908297/65637bf362774_3908297_121_171.jpeg)
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PA Motor Vehicle Damage Appraiser's License Questions and Answers 100% Pass
- Examen • 8 páginas • 2023
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PA Motor Vehicle Damage Appraiser's License Questions and Answers 100% Pass Applicant Age 18 years or older 
How long do you have to wait to be eligible to retake an examination if you fail? 30 days 
The Commissioner will prescribe the form of the appraiser's license and it will contain: Name of the appraiser Address of the appraiser's place of business Date of issuance and expiration date of license Any other information which the commissioner determines is necessary 
Experience and Fitness ...
![ServSafe Alcohol Practice Exam Questions And Answers](/docpics/63e55cbaa2d5e_2355007.jpg)
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ServSafe Alcohol Practice Exam Questions And Answers
- Examen • 14 páginas • 2023
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ServSafe Alcohol Practice Exam Questions And Answers Which of the following is true related to criminal and civil liability? A. Criminal and civil liability are the same thing. B. Both criminal and civil liability can result in a prison sentence. C. Criminal liability applies to the employees of an establishment, while civil liability applies only to the actual owners. D. Criminal liability is being held responsible for committing a crime, while civil liability is being responsible for payment ...
![PA Appraisal License 16-20 Auto Physical Damage Questions & Answers 2023](/docpics/6412f09f96eb4_2478189.jpg)
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PA Appraisal License 16-20 Auto Physical Damage Questions & Answers 2023
- Examen • 34 páginas • 2023
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PA Appraisal License 16-20 Auto 
Physical Damage Questions & Answers 
2023 
In PA, a consumer reporting agency may list all of the following information about a 
consumer EXCEPT: - Correct Answer-Medical Information 
The device that synchronizes the spark plug firing sequence is: - Correct AnswerCamshaft Sensor 
If an insured fail to report a claim in a timely fashion the adjuster will usually: - Correct 
Answer-Send the insured a reservation of rights letter 
When using a dedicated bench fixtur...
![CPCU 553 Personal Insurance questions answered 100% correct](/docpics/6443cd7e80dd3_2639158.jpg)
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CPCU 553 Personal Insurance questions answered 100% correct
- Examen • 12 páginas • 2023
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Loss exposure 
Any condition or situation that presents a possibility of loss, whether or not an actual loss occurs. 
 
 
 
Cause of loss (peril) 
The actual means by which property is damaged or destroyed. 
 
 
 
Property loss exposure 
A condition that presents the possibility that a person or an organization will sustain a loss resulting from damage (including destruction, taken, or loss of use) to property in which that person or organization has a financial interest. 
 
 
 
Real property (r...
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