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HSI INSTRUCTOR DEVELOPMENT COURSE RELEASE 2017 (VERIFIED)
HSI INSTRUCTOR DEVELOPMENT COURSE RELEASE 2017 (VERIFIED)
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- Examen
- • 7 páginas •
HSI INSTRUCTOR DEVELOPMENT COURSE RELEASE 2017 (VERIFIED)
HSI INSTRUCTOR DEVELOPMENT COURSE 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
Regulations, although not law, carry the force of law, and may: - CORRECT ANSWER 
Regulations may require a precise number of hours for training, mandate specific 
topics that must be taught, list which training programs are approved for use, and 
specify record-keeping requirements. 
 
The roles and responsibilities of an HSI Instructor includes: - CORRECT ANSWER 
Being an effective speaker with good verbal communication skills is required of all 
instructors. It is the primary way you en...
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- Examen
- • 8 páginas •
Regulations, although not law, carry the force of law, and may: - CORRECT ANSWER 
Regulations may require a precise number of hours for training, mandate specific 
topics that must be taught, list which training programs are approved for use, and 
specify record-keeping requirements. 
 
The roles and responsibilities of an HSI Instructor includes: - CORRECT ANSWER 
Being an effective speaker with good verbal communication skills is required of all 
instructors. It is the primary way you en...
NMLS SAFE EXAM 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
Where credit institutions originate loans - CORRECT ANSWER Primary Mortgage Market 
 
When an ARM has rate caps of 5/2/6, the 6 refers to what? 
A. The maximum rate increase at the initial adjustment 
B. The start rate for the loan 
C. The maximum the rate can increase over the life of the loan 
D. The rate maximum the rate can decrease over the life of the loan - CORRECT ANSWER C. The 
maximum the rate can increase over the life of the loan 
 
When utilizing a temporary buydown to lower the...
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- Examen
- • 58 páginas •
Where credit institutions originate loans - CORRECT ANSWER Primary Mortgage Market 
 
When an ARM has rate caps of 5/2/6, the 6 refers to what? 
A. The maximum rate increase at the initial adjustment 
B. The start rate for the loan 
C. The maximum the rate can increase over the life of the loan 
D. The rate maximum the rate can decrease over the life of the loan - CORRECT ANSWER C. The 
maximum the rate can increase over the life of the loan 
 
When utilizing a temporary buydown to lower the...
NMLS PRACTICE QUESTIONS 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
which federal agency administers Regulation B implementing ECOA, Rgulation C implementig HMDA and 
Regulation Z implementing TILA? - CORRECT ANSWER FEDERAL RESERVE SYSTEM 
 
the clause in a mortgage that allows the lender to foreclose if the borrower defaults is the - CORRECT 
ANSWER Acceleration Clause 
 
at closing a borrower may deposit funds to establish reserves for which of the following? - CORRECT 
ANSWER TAXES AND INSURANCE 
 
in a qualification of an applicant who receives child s...
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- Examen
- • 19 páginas •
which federal agency administers Regulation B implementing ECOA, Rgulation C implementig HMDA and 
Regulation Z implementing TILA? - CORRECT ANSWER FEDERAL RESERVE SYSTEM 
 
the clause in a mortgage that allows the lender to foreclose if the borrower defaults is the - CORRECT 
ANSWER Acceleration Clause 
 
at closing a borrower may deposit funds to establish reserves for which of the following? - CORRECT 
ANSWER TAXES AND INSURANCE 
 
in a qualification of an applicant who receives child s...
NMLS PRACTICE TEST HARD QUESTIONS 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
A discount point is BEST described as a charge the borrower pays to: 
A.) A lender to decrease the interest rate on the mortgage loan 
B.) A mortgage broker at the time of application to obtain a favorable rate 
C.) The seller as part of the closing costs of a loan 
D.) A lender to ensure against foreclosure - CORRECT ANSWER A.) A lender to decrease the 
interest rate on the mortgage loan 
 
A buyer has made an earnest money payment of $5,000. The buyer pays an additional $2,000 in 
option mo...
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- Examen
- • 19 páginas •
A discount point is BEST described as a charge the borrower pays to: 
A.) A lender to decrease the interest rate on the mortgage loan 
B.) A mortgage broker at the time of application to obtain a favorable rate 
C.) The seller as part of the closing costs of a loan 
D.) A lender to ensure against foreclosure - CORRECT ANSWER A.) A lender to decrease the 
interest rate on the mortgage loan 
 
A buyer has made an earnest money payment of $5,000. The buyer pays an additional $2,000 in 
option mo...
NMLS FINAL EXAM 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
Who is responsible for ensuring that the Closing Disclosure is delivered to the consumer? 
A.The creditor 
B.The loan processor 
C.The consumer 
D. The CFPB - CORRECT ANSWER A. the creditor 
 
Which law restricts the sharing of information given when a consumer applies for a mortgage loan? 
A. Fair Credit Reporting Act 
B. FTC Disposal Rules 
C. Gramm-Leach-Bliley Act 
D. Consumer Regulatory Protection Act - CORRECT ANSWER C. Gramm-Leach-Bliley Act 
 
Which document actually contains the borro...
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- Examen
- • 20 páginas •
Who is responsible for ensuring that the Closing Disclosure is delivered to the consumer? 
A.The creditor 
B.The loan processor 
C.The consumer 
D. The CFPB - CORRECT ANSWER A. the creditor 
 
Which law restricts the sharing of information given when a consumer applies for a mortgage loan? 
A. Fair Credit Reporting Act 
B. FTC Disposal Rules 
C. Gramm-Leach-Bliley Act 
D. Consumer Regulatory Protection Act - CORRECT ANSWER C. Gramm-Leach-Bliley Act 
 
Which document actually contains the borro...
NMLS EXAM 2024-2025| LATEST UPDATE| ULTIMATE SOLUTION
What law deals with credit, APR & advertising of consumer loans? - ANSWER 
TILA/REGULATION Z 
 
Which regulation prohibits kickbacks? - ANSWER RESPA 
 
Which regulations requires the lender to cancel PMI when the loan reaches 78% LTV? - ANSWER 
HPA - Homeowners Protection Act 
 
Which regulation prohibits fee splitting? - ANSWER RESPA 
 
Regulation X is the letter used to describe which Law? - ANSWER RESPA 
 
RESPA is the acronym used to describe which law? - ANSWER Real Estate Settlement...
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- Examen
- • 20 páginas •
What law deals with credit, APR & advertising of consumer loans? - ANSWER 
TILA/REGULATION Z 
 
Which regulation prohibits kickbacks? - ANSWER RESPA 
 
Which regulations requires the lender to cancel PMI when the loan reaches 78% LTV? - ANSWER 
HPA - Homeowners Protection Act 
 
Which regulation prohibits fee splitting? - ANSWER RESPA 
 
Regulation X is the letter used to describe which Law? - ANSWER RESPA 
 
RESPA is the acronym used to describe which law? - ANSWER Real Estate Settlement...
2024 NMLS STUDY GUIDE | LATEST UPDATE| 215 QAs VERIFIED
1. Which of the following is NOT a TILA or RESPA mandated disclosure? Select one: 
A. Closing Disclosure 
B. Loan Estimate 
C. Mortgage Servicing Disclosure 
D. An Adverse Action Statement: D.An Adverse Action Statement 
2. Which of the following does not affect a Veterans Funding fee? Select one: 
A. Loan Amount 
B. Prior Service (Active/ Reserve) 
C. Marital Status 
D. Prior Use of Entitlement: C. Marital Status 
3. FACTA requires that if a lender uses credit scores in making or arrang...
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- Examen
- • 47 páginas •
1. Which of the following is NOT a TILA or RESPA mandated disclosure? Select one: 
A. Closing Disclosure 
B. Loan Estimate 
C. Mortgage Servicing Disclosure 
D. An Adverse Action Statement: D.An Adverse Action Statement 
2. Which of the following does not affect a Veterans Funding fee? Select one: 
A. Loan Amount 
B. Prior Service (Active/ Reserve) 
C. Marital Status 
D. Prior Use of Entitlement: C. Marital Status 
3. FACTA requires that if a lender uses credit scores in making or arrang...
NGN NCLEX EXAM NCLEX-PN 2025 NEXT GENERATION GRADED A+|| VERIFIED. 200 Q&As THAT PROVIDE EXPLANATION FOR EACH ANSWER. THIS IS VERY HELPFUL AND RESOURCEFUL
NGN NCLEX EXAM NCLEX-PN 2025 NEXT GENERATION GRADED A+|| VERIFIED. 200 Q&As THAT PROVIDE EXPLANATION FOR EACH ANSWER. THIS IS VERY HELPFUL AND RESOURCEFUL 
NCLEX EXAM NCLEX-PN 
Questions with Answers and Explanations. 
Question No : 1 - 
Teaching the client with gonorrhea how to prevent reinfection and further spread is an 
example of: 
A. primary prevention. 
B. secondary prevention. 
C. tertiary prevention. 
D. primary health care prevention. 
Answer: B 
Explanation: 
Secondary prevention ...
- Examen
- • 105 páginas •
NGN NCLEX EXAM NCLEX-PN 2025 NEXT GENERATION GRADED A+|| VERIFIED. 200 Q&As THAT PROVIDE EXPLANATION FOR EACH ANSWER. THIS IS VERY HELPFUL AND RESOURCEFUL 
NCLEX EXAM NCLEX-PN 
Questions with Answers and Explanations. 
Question No : 1 - 
Teaching the client with gonorrhea how to prevent reinfection and further spread is an 
example of: 
A. primary prevention. 
B. secondary prevention. 
C. tertiary prevention. 
D. primary health care prevention. 
Answer: B 
Explanation: 
Secondary prevention ...
CDL COMBINATION VEHICLE VALUE PACK// ULTIMATE PACKAGE// DOWNLOAD TO SCORE A+
CDL COMBINATION VEHICLE EXAM 2024-2025 
CDL COMBINATION EXAM 
NC CDL COMBINATION VEHICLES 2024- 2025
CDL COMBINATION VEHICLE PRACTICE TEST 2024-2025 
CDL - COMBINATION VEHICLE PRACTICE TEST 2024 QUESTIONS WITH VERIFIED SOLUTIONS ALREADY PASSED
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- CDL - COMBINATION VEHICLE PRACTICE TEST 2024 QUESTIONS WITH VERIFIED SOLUTIONS ALREADY PASSED • Examen
- CDL COMBINATION VEHICLE EXAM 2024-2025 LATEST UPDATE • Examen
- CDL COMBINATION EXAM 2024-2025 LATEST UPDATE • Examen
- NC CDL COMBINATION VEHICLES 2024- 2025 LATEST UPDATE • Examen
- CDL COMBINATION VEHICLE PRACTICE TEST 2024-2025 LATEST UPDATE • Examen
CDL COMBINATION VEHICLE EXAM 2024-2025 
CDL COMBINATION EXAM 
NC CDL COMBINATION VEHICLES 2024- 2025
CDL COMBINATION VEHICLE PRACTICE TEST 2024-2025 
CDL - COMBINATION VEHICLE PRACTICE TEST 2024 QUESTIONS WITH VERIFIED SOLUTIONS ALREADY PASSED
UPDATED 2024/2025 IICRC WRITTEN Test (110 SETS)
UPDATED 2024/2025 IICRC WRITTEN Test (110 SETS)
WGU D487 PRE-ASSESSMENT: SECURE SOFTWARE DESIGN (KEO1) (PKEO) 2024 VERIFIED QUESTIONS AND ANSWERS 100% CORRECT
LATEST 2024/2025 BSN 266 HESI V2 QUESTIONS WITH CORRECT ANSWERS ALREADY PASSED AND VERIFIED
UPDATED 2024/2025 IICRC WRITTEN Test (110 SETS)