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UT Property & Casualty Insurance Producer Exam Questions Correctly Answered.

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UT Property & Casualty Insurance Producer Exam Questions Correctly Answered. Someone who is eligible to become a Consultant if he or she has how many years of related experience? - CORRECT ANSWER At least 3 years of experience in the last 4 years What is a fiduciary? - CORRECT ANSWER Someone who is trusted with someone else's money What level of education does someone need to become a licensed insurance producer in Utah? - CORRECT ANSWER No education is required What type of ag...

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UTAH PROPERTY CASUALTY INSURANCE ADJUSTER EXAM WITH 100% CORRECT ANSWERS.

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UTAH PROPERTY CASUALTY INSURANCE ADJUSTER EXAM WITH 100% CORRECT ANSWERS. A - UTAH: A person applying for an adjuster's license in Utah must (BSPEBS): - CORRECT ANSWER * Be at least 18 years old * SSN * Personal History * Experience * Business Record * Submit a non-refundable fee B - UTAH: A non-resident agent (a new agent) moving into Utah must apply within __________ days to become a resident licensee. - CORRECT ANSWER 90 C - UTAH: Qualifications: A licensee must - - CORRE...

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UTAH Property and Casualty Insurance Exam Questions Correctly Answered.

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UTAH Property and Casualty Insurance Exam Questions Correctly Answered. Absolute Liability - CORRECT ANSWER Liability that arises from an extremely dangerous situation. Absolute liability is often found in cases involving explosives. Also known as "strict" liability. For ex you are absolutely liable if you keep a wild animal as a pet. Accident - CORRECT ANSWER A sudden and unexpected event, occurring at a specific time and place. Actual Cash Value (ACV) - CORRECT ANSWER The cos...

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Utah State Exam Questions with Actual Answers.

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Utah State Exam Questions with Actual Answers. Which of the following people or entities don't pay into the Real Estate Education, Research, and Recovery Fund? Baylor, a sales agent, submits his application for his broker's license. Broker Winnie was just found guilty of mortgage fraud and was assessed a fine of $2,000. Pine Tree Brokerage was found guilty of not keeping accurate trust fund records. Principal broker Gemma owes the division about $100 in interest for a payout the...

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UTAH Producer Life and Health Insurance Exam Correctly Answered.

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UTAH Producer Life and Health Insurance Exam Correctly Answered. What happens when an insurance policy is backdated? - CORRECT ANSWER The policy's effective date is earlier than the present Standard Exclusions found in a life insurance policies - CORRECT ANSWER Hazardous occupations Aviation War Which annuity payout option makes no additional payments regardless of when the annuitant dies? - CORRECT ANSWER Life only In an employer-sponsored contributory group Disability Incom...

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UTAH State Final Exam Questions Correctly Answered.

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UTAH State Final Exam Questions Correctly Answered. Carol disagrees with the commission's final order on her violation. How many days does she have to file a notice to appeal the decision? - CORRECT ANSWER 30 What are the acceptable ways for a consumer to submit a complaint to the division other than by fax or in person? - CORRECT ANSWER Mail Does not have to be certified The Utah Division of Real Estate may ask for written statements from ___________ as part of the investigation...

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Utah Life & Health Final Exam Questions Correctly Answered.

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Utah Life & Health Final Exam Questions Correctly Answered. An applicant is denied insurance because of information found on a consumer report. Which of the following requires that the insurance company supply the applicant with the name and address of the consumer reporting company? A. Conditional receipt B. Disclosure rule C. Fair Credit Reporting Act D. Consumer Privacy Act - CORRECT ANSWER C. Fair Credit Reporting Act When handling premium funds in the conduct of their business,...

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UTAH State Exam Practice Review Test.

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UTAH State Exam Practice Review Test. Which of these is the last step of a formal adjudicatory hearing against Karina, a licensee? Client Elias explains how her intentional misrepresentation caused him to pay more than the house was worth. Karina's principal broker denies that Karina misspoke to client Elias and cites the fact that she has many satisfied clients. The presiding officer announces that he used the legal definition of fraud in the order he's just issued. The presidi...

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UTAH Life and Health Insurance Exam Questions Correctly Answered.

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UTAH Life and Health Insurance Exam Questions Correctly Answered. Accident - CORRECT ANSWER A sudden event, unforeseen and unintended Claim - CORRECT ANSWER A demand for payment under the insurance policy Absolute assignment - CORRECT ANSWER A transfer by the policy holder of all control and rights to a third party Accident and Sickness - CORRECT ANSWER Insurance against bodily injury, disability or death by accident, or against disability or expense resulting from sickness, and ...

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UTAH Life Insurance Test Questions Correctly Answered.

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UTAH Life Insurance Test Questions Correctly Answered. Which of the following is NOT true about social insurances? A Partioipation Is mandatory and automatic for all elipible citizens B Social insurance provides equal benefits to all citizens that contribute C The government, as an insurance provider, has a clear and strong monopoly D Benefits are prescribed by law any changes to the benefit structure and provisions are made by changes in the law - CORRECT ANSWER B Social insurance p...

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