Which of the following is NOT a form of medical insurance?
-Business overhead expense
-Surgical expense
-Hospital expense
-Long term care
Correct Ans, Business overhead expense (Explanation Business Overhead Expense
insurance is designed to reimburse a business for overhead expenses in the ev...
which of the following is not a form of medical in
École, étude et sujet
FLORIDA 2-40 HEALTH LICENSE
FLORIDA 2-40 HEALTH LICENSE
1
vérifier
Par: alvarosaucedojustiniano • 1 mois de cela
Vendeur
S'abonner
ExamArsenal
Avis reçus
Aperçu du contenu
HEALTH INSURANCE FLORIDA 2-40
PRACTICE EXAM | QUESTIONS &
ANSWERS (VERIFIED) | LATEST
UPDATE | GRADED A+ & PASSED
Which of the following is NOT a form of medical insurance?
-Business overhead expense
-Surgical expense
-Hospital expense
-Long term care
Correct Ans- Business overhead expense (Explanation:Business Overhead Expense
insurance is designed to reimburse a business for overhead expenses in the event a
business owner becomes disabled. Expenses such as rent, utilities, telephone,
equipment, employees' salaries, etc.)
All of the following are state or federal government programs that provide health
insurance, EXCEPT?
-Medicare
-OASDI disability
-Medicaid
-Medigap
,Correct Ans- Medigap (Explanation:A Medigap policy is a Medicare supplement
insurance policy sold by private insurance companies to fill "gaps" in Medicare Parts A
and B.)
What type of health insurance is available to assist low-income individuals?
Correct Ans- Medicaid
What types of reserves are set aside and held by health insurance companies?
Correct Ans- Premium and Claims reserves (Explanation:Reserves are set aside for
the payment of future claims.)
Group health insurance is generally written on a basis that provides for dividends or
experience rating. What is the basis called?
Correct Ans- Participating (Explanation:Group plans written by mutual companies
provide for dividends while stock companies frequently issue experience-rated plans.)
Which of the following is NOT TRUE regarding eligibility for subsidies for families under
the new health care act?
-For those who make between 100-400% of the Federal Poverty -Level
-Cannot be covered by an employer
-Cannot be eligible for Medicare
-Can be eligible for Medicaid
Correct Ans- Can be eligible for Medicaid
,Which of the following operates as a corporation, society, or association to provide life
insurance primarily for the mutual benefit of its members, has a lodge or social system
with rituals and representative form of government?
A) Mutual companies
B) Fraternal associations
C) Stock companies
-Fraternal benefit society
Correct Ans- B) Fraternal associations
What does each member pay in a typical HMO plan?
-Fixed premium based on a deductible and copay
-Fixed premium whether or not plan is used
-Premium based on how often plan is used
Correct Ans- Fixed premium whether or not plan is used
Which of the following is correct about those who are eligible for Medicare and wish to
join an HMO?
-They must have a current Medicare supplement policy
-They must be told that'll be getting all the benefits from the Medicare Advantage plan
-They must be age 70 and above
-They must have been enrolled previously in an HMO
, Correct Ans- They must be told that'll be getting all the benefits from the Medicare
Advantage plan
Joyce is totally disabled. Her HMO policy just terminated. All of the following are correct
regarding "extension of benefits" for Joyce, EXCEPT?
-Coverage ends once maximum benefits have been exhausted
-Coverage ends once another carrier assumes coverage
-Coverage ends if no longer totally disabled
-Coverage ends after 18 months
Correct Ans- Coverage ends after 18 months
All of the following are correct regarding Florida regulation of HMOs, EXCEPT?
-Must obtain a Certificate of Authority
-Must file a report of its activities within 3 months of the end of each fiscal year
-Must deposit $100,000 with the Rehabilitation Administration Expense Fund
-Must be sold by agents licensed and appointed as health insurance agents
Correct Ans- Must deposit $100,000 with the Rehabilitation Administration Expense
Fund (Explanation:
They must deposit $10,000 with the Rehabilitation Administration Expense Fund.)
What is "capitation" as it relates to an HMO?
-Amount to be collected by the HMO from participating health care providers
-Fixed amount paid by an HMO during a policy period
Les avantages d'acheter des résumés chez Stuvia:
Qualité garantie par les avis des clients
Les clients de Stuvia ont évalués plus de 700 000 résumés. C'est comme ça que vous savez que vous achetez les meilleurs documents.
L’achat facile et rapide
Vous pouvez payer rapidement avec iDeal, carte de crédit ou Stuvia-crédit pour les résumés. Il n'y a pas d'adhésion nécessaire.
Focus sur l’essentiel
Vos camarades écrivent eux-mêmes les notes d’étude, c’est pourquoi les documents sont toujours fiables et à jour. Cela garantit que vous arrivez rapidement au coeur du matériel.
Foire aux questions
Qu'est-ce que j'obtiens en achetant ce document ?
Vous obtenez un PDF, disponible immédiatement après votre achat. Le document acheté est accessible à tout moment, n'importe où et indéfiniment via votre profil.
Garantie de remboursement : comment ça marche ?
Notre garantie de satisfaction garantit que vous trouverez toujours un document d'étude qui vous convient. Vous remplissez un formulaire et notre équipe du service client s'occupe du reste.
Auprès de qui est-ce que j'achète ce résumé ?
Stuvia est une place de marché. Alors, vous n'achetez donc pas ce document chez nous, mais auprès du vendeur ExamArsenal. Stuvia facilite les paiements au vendeur.
Est-ce que j'aurai un abonnement?
Non, vous n'achetez ce résumé que pour €17,33. Vous n'êtes lié à rien après votre achat.
