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Solution Manual For Business Math, 12th Edition by Cheryl Cleaves, Margie Hobbs, Jeffrey Noble

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Solution Manual For Business Math, 12th Edition by Cheryl Cleaves, Margie Hobbs, Jeffrey Noble

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  • 16 août 2024
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INSTRUCTOR’S
SOLUTIONS MANUAL


B USINESS M ATH
TWELFTH EDITION



Cheryl Cleaves
Southwest Tennessee Community College, Emerita

Margie Hobbs
Southwest Tennessee Community College, Emerita

Jeffrey Noble
Madison College

,Please contact https://support.pearson.com/getsupport/s/ with any queries on this content.



The author and publisher of this book have used their best efforts in preparing this book. These efforts
include the development, research, and testing of the theories and programs to determine their
effectiveness. The author and publisher make no warranty of any kind, expressed or implied, with regard to
these programs or the documentation contained in this book. The author and publisher shall not be liable in
any event for incidental or consequential damages in connection with, or arising out of, the furnishing,
performance, or use of these programs.

Copyright © 2024 by Pearson Education, Inc. or its affiliates, 221 River Street,
Hoboken, NJ 07030. All Rights Reserved. Manufactured in the United States of America.
This publication is protected by copyright, and permission should be obtained from the publisher prior to
any prohibited reproduction, storage in a retrieval system, or transmission in any form or by any means,
electronic, mechanical, photocopying, recording, or otherwise.
For information regarding permissions, request forms, and the appropriate contacts within the Pearson
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PPID: A103000247462

, Table of Contents

Chapter 1: Review of Whole Numbers and Integers 1

Chapter 2: Review of Fractions 9

Chapter 3: Decimals 20

Chapter 4: Banking 30

Chapter 5: Equations 41

Chapter 6: Percents 52

Chapter 7: Business Statistics 63

Chapter 8: Trade and Cash Discounts 77

Chapter 9: Markup and Markdown 86

Chapter 10: Payroll 102

Chapter 11: Simple Interest and Simple Discount 113

Chapter 12: Consumer Credit 123

Chapter 13: Compound Interest, Future Value, and Present Value 132

Chapter 14: Annuities and Sinking Funds 143

Chapter 15: Building Wealth Through Investments 159

Chapter 16: Mortgages 168

Chapter 17: Depreciation 183

Chapter 18: Inventory 196

Chapter 19: Insurance 208

Chapter 20: Taxes 217

Chapter 21: Financial Statements 225

, Chapter 1 Review of Whole Numbers and Integers

Section Exercises
1-1, p. 9
1. Twenty-two million, three hundred fifty-six thousand, 2. One hundred six billion, three hundred fifty-seven
twenty-seven million, two hundred ninety-one thousand, five hundred
eighty-two
3. Seven hundred thirty million, five hundred thirty-one 4. Twenty-one million, seventeen
thousand, nine hundred sixty-eight
5. Five hundred twenty-three billion, eight hundred million, 6. Seven hundred thirteen million, two hundred five
seven thousand, one hundred ninety thousand, five hundred thirty-eight
7. 14,985 8. 32,943,608
9. 17,000,803,075 10. 50,612,078
11. 306,541 12. 300,760,512
13. 8 is in the tens place. 3 is to its right and is less than 5. 14. 7 is in the hundreds place. The digit 6 is on the right and
Leave 8 and replace 3 with zero; 480. is 5 or more. Add 1 to 7 and replace 6 and 2 with zeros;
3,800.
15. 9 is in the ten-thousands place and 8 is 5 or greater. So 16. 5 is the first digit. 7 is 5 or greater, so add 1 to 5 and
increase 9 by 1. Since 9 + 1 = 10, we record 0 and carry replace all digits to its right with zeros; 60,000.
1 to the next place to the left. 2 + 1 =3. Replace digits to
the right of the ten-thousands place with zeros; 300,000.
17. $4,000,000,000 18. $457,025,972,800
19. 0 is in the millions place, 3 on the right is less than 5, so 20. 1 is in the first place. The digit to the right, 5, is 5 or
leave 0 as it is and replace all digits on its right with more, so round up by adding 1 to the 1 in the first place.
zeros; 860,000,000. Replace all digits to the right with zeros; 2,000.
21. Negative fifteen thousand, three hundred fourteen dollars 22. Negative eight thousand, four hundred twenty dollars
23. Negative eight thousand, six hundred thirty-six dollars 24. Negative twenty-thousand, one hundred fifty-seven
dollars
25. −$520,000,000 26. −$1,800,000,000


1-2, p. 24
1. 300 + 600 + 700 =
1,600; 1,637 2. 700 + 1,000 + 60 =
1,760; 1,710
3. 800 + 1,000 + 50 =
1,850; 1,843 4. 6,000 + 20,000 + 30,000 =
56,000; 53,871
5. 89 6. 4 15
7. 2 10
8. 3 10 9. −6
5/ 5/ 3/ 0/ 8 5, 4/ 0/ 9
−52
−3 6 −2 7 5 −2, 1 7 6
37
19 33 3, 2 3 3

10. 92 11. −8,188 12. −403 13. 21 14. −17
15. 12 16. −4 17. 730 18. 904 19. 1, 005
× 60 × 24 × 89
43,800 3 616 9 045
18 08 80 40
21,696 89,445




Copyright © 2024 Pearson Education, Inc. Chapter 1 1

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