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FLORIDA 2-20 AGENTS LICENSE EXAM MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS| GRADE A+
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FLORIDA 2-20 AGENTS LICENSE EXAM MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS| GRADE A+
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9/15/24, 12:32 AM FLORIDA 2-20 AGENTS LICENSE EXAM 2024-2025 MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS|…FLORIDA 2-20 AGENTS LICENSE EXAM 2024-
2025 MOST TESTED QUESTIONS AND CORRECT
DETAILED ANSWERS| GRADE A+
Practice questions for this set
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The Random Bookstore (Random) is covered by an unendorsed Commercial
General Liability (CGL) Coverage Form. A customer in the store tripped over her
1 untied shoelace and fell, breaking her right arm. Which one of the following is a
reason Random's insurer might refuse to pay any damages under Random's CGL
policy?
What is the standard deductible for Commercial Property insurance?
Mitchell is a highway contractor whose company is covered with a workers
3 compensation policy and an unendorsed business auto policy. Which one of the
following losses would be covered by his business auto policy?
4 All of the following fall under the definition of sliding EXCEPT:
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,9/15/24, 12:32 AM FLORIDA 2-20 AGENTS LICENSE EXAM 2024-2025 MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS|…
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Terms in this set (327)
The Florida Surplus oversee the surplus lines industry in the state
Service Lines Office
(FSLSO) was created to
Which of the following is Seeking the license only to write controlled
NOT a required business
qualification for a
General Lines Agent:
The Department of Pays insurance claims
Financial Services
performs the following,
EXCEPT:
Once license, you have 48 months
how long to obtain an
appointment?
Which of the following is Submit rate filings and underwriting rules for
NOT a duty of the Office approval
of Insurance Regulation?
Which one of the Contractors must usually provide evidence of
following statements is liability insurance before a construction contract is
correct? granted.
From a risk management Transfer the cost of losses.
viewpoint, insurance is
used to
Liability coverage for loss Commercial general liability insurance.
exposures arising from a
business organization's
premises and operations,
its products, or its
completed work is
typically provided by
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,9/15/24, 12:32 AM FLORIDA 2-20 AGENTS LICENSE EXAM 2024-2025 MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS|…
Which one of the Insurance helps reduce the financial burden to
following statements is society by compensating accident victims.
correct regarding the
benefits provided by
insurance?
Insurance is not the only Noninsurance transfer techniques.
risk management transfer
technique. When
circumstances are
appropriate, transfer can
be accomplished through
Oscar's custom-built Large number of similar exposure units
vehicle looks like a
sausage sandwich on
wheels. He plans to drive
it to special events at
schools around the
country where it will
serve as a mobile
billboard to promote his
product. Oscar is
surprised to learn that
insurers are reluctant to
insure his vehicle
because it fails to meet
one of the ideal
characteristics of an
insurable risk. Which
characteristic is Oscar's
vehicle least likely to
meet?
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, 9/15/24, 12:32 AM FLORIDA 2-20 AGENTS LICENSE EXAM 2024-2025 MOST TESTED QUESTIONS AND CORRECT DETAILED ANSWERS|…
Liability coverage to Personal liability insurance.
individuals and families
for bodily injury and
property damage arising
from the insured's
personal premises or
activities is typically
provided by
Sally is a recent college Risk transfer.
graduate who lives in the
suburbs and drives to
work daily in the city. She
recognizes that owning a
car creates both
property damage and
liability exposures for her
and at the same time she
has the burden of student
loans. For someone in
Sally's circumstances the
most practical risk
management technique
for dealing with her auto-
related loss exposures is
One of the costs of Society
insurance is said to be
opportunity costs. This
means that if capital and
labor were not being
used in the insurance
business, they could be
used elsewhere and
making other productive
contributions to
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