RPTM 390 Exam 2 Question and answers correctly solved
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RPTM 390 Exam 2 Question and answers correctly solved RPTM 390 Exam 2
What is risk management? - correct answer Controlling financial and personal injury losses from sudden, unforeseen, unusual accidents, and intentional torts. Also about delivering a quality program
Risk Management Cyc...
RPTM 390 Exam 2
What is risk management? - correct answer ✔Controlling financial and
personal injury losses from sudden, unforeseen, unusual accidents, and
intentional torts. Also about delivering a quality program
What are the different categories or types of risk that can be identified by a
manager? - correct answer ✔- accident reports
- legal precedents
- Scheduled property/facility examinations
- attending professional conferences/seminars
1.Public liability caused by negligence: Accidental injuries to participants
including death
2.Public liability other than negligence: Product liability, intentional torts,
employment practices, sexual harassment
3.Property exposures: Financial risks related to the ownership of real or
personal property such as loss due to fire, weather, vandalism, and theft
4.Financial risks due to business operations: Losses due to embezzlement,
employee accidents, business interruption
What are the primary elements of risk evaluation? - correct answer
✔Frequency and severity
What are the four acceptable options for treating risk - correct answer
✔Avoid or close (insurance company)
, Transfer (most popular)
Retention (self-insurance)
Reduction (develop a plan )
How would a person determine which treatment to apply to a risk? - correct
answer ✔Level of frequency and magnitude of loss in dollars
How does one implement a risk treatment strategy? What are some
guidelines? - correct answer ✔- Hire risk management committee
- provide the manager with authority
- Involve all employees in the process (involve - frontline employees)
- Use sound training program
- Print guidelines
What is an Emergency Action Plan (EAP)? - correct answer ✔Document
written by OSHA standards, facilitates how the employer and employees acts
during a workplace emergency
How does it differ from a Crisis Management Plan (CMP)? - correct answer
✔CMP is after the fact EAP is in the moment during the emergency
CMP: have one person to address the media, post crisis issues (medical),
how to handle not being operational for extended hours
What are the critical components for each type of plan? - correct answer
✔Create a planning team
Address facility issues (alarm, emergency medical)
Address equipment issues
Communication
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