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EXAMFX LIFE AND HEALTH EXAM NEWEST ACTUAL EXAM COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+ • "own occupation" - less restrictive than other definitions - ANSW..a brain surgeon has an accident and dev€17,83
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EXAMFX LIFE AND HEALTH EXAM NEWEST ACTUAL EXAM COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+ • "own occupation" - less restrictive than other definitions - ANSW..a brain surgeon has an accident and dev
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EXAMFX LIFE AND HEALTH EXAM NEWEST
ACTUAL EXAM COMPLETE QUESTIONS AND
CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |ALREADY GRADED A+
•
"own occupation" - less restrictive than other definitions -
ANSW..a brain surgeon has an accident and
develops tremors in her right arm. which of the disa...
examfx life and health exam newest actual exam com
examfx life and health exam newest actual exam
examfx life and health exam newest actual exam com
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Fx life insurance
Fx life insurance
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docwayne5
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EXAMFX LIFE AND HEALTH EXAM NEWEST
ACTUAL EXAM COMPLETE QUESTIONS AND
CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |ALREADY GRADED A+
•
"own occupation" - less restrictive than other definitions -
✔✔ANSW✔✔..a brain surgeon has an accident and
develops tremors in her right arm. which of the disability
$5,000 - ✔✔ANSW✔✔..an insured has a primary group
health plan and an excess plan, each covering losses up to
$10,000. The insured suffered a loss of $15,000.
Disregarding any copayments or deductibles, how much
will the excess plan pay?
$50,000 - ✔✔ANSW✔✔..An insured owns a $50,000
whole life policy. At age 47, the insured decides to cancel
his policy and exercise the extended term option for the
policy's cash value, which is currently $20,000. What
would be the face amount of the new term policy?
,10 days - ✔✔ANSW✔✔..An insured pays a monthly
premium of $100 for her health insurance. What would be
the duration of the grace period under her policy?
10% - ✔✔ANSW✔✔..An annuity contract is issued to a
senior consumer over age 65. What is the maximum
surrender charge for a withdrawal of money allowed on
this annuity?
10% - ✔✔ANSW✔✔..individuals who itemize
deductions can claim deductions for medical expenses not
covered by health insurance that exceed what percent of
their adjusted gross income?
100 - ✔✔ANSW✔✔..In order for a debtor group to
qualify for group life insurance, what should the
minimum number of participants joining the plan every
year?
100% - ✔✔ANSW✔✔..for group medical and dental
expense insurance, what percentage of premium paid by
the employer is deductible as a business expense?
100% - ✔✔ANSW✔✔..S is a sole business proprietor
who owns a medical expense plan. what percentage of the
cost of the plan may he deduct?
, 12 credits - ✔✔ANSW✔✔..If a person is disabled at age
27 and meets Social Security's definition of total
disability, how many work credits must he/she have
earned to receive benefits?
2 - ✔✔ANSW✔✔..How many names (real or fictitious)
may insurers have?
20% of covered charges above the deductible -
✔✔ANSW✔✔..Following an injury, a policyowner
covered under Medicare Parts A & B was treated by her
physician on an outpatient basis. How much of her
doctor's bill will she be required to pay out-of-pocket?
21 days - ✔✔ANSW✔✔..The Department of Insurance
contacts an agent about a claim that was settled two
months ago. Within what timeframe must the agent issue
a complete response?
24 months - ✔✔ANSW✔✔..The relation of earnings to
insurance provision allows the insurance company to limit
the insured's benefits to their average income over the last
30 - ✔✔ANSW✔✔..If a licensee changes his or her
residence address, within how many days must the
department be notified?
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