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Vocabulary list Financial English
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- Arteveldehogeschool (Artevelde)
Vocabulary list Financial English
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Voorbeeld 3 van de 29 pagina's
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Unit 1: Let’s talk money basicsBasic verbs for finance
WORD TRANSLATION DEFINITION + SAMPLE SENTENCE
to invest investeren to put money, effort, time, etc. into something to make
a profit or get an advantage
Example: He doesn’t invests in the arms industry on
principle.
to deposit storten to put something valuable, especially money, in
a bank or safe (= strong box or cupboard with locks)
Example: I would like to deposit 5,789.50 euro in my
checking account.
to waste verspillen an unnecessary or wrong use of money,
substances, time, energy, abilities, etc.
Example: Politicians should stop wasting public money
on frivolous (= unnecessary) projects.
to withdraw geld onttrekken, to take or move out or back, or to remove
opnemen Example: Yesterday, her husband unexpectedly
withdrew 150,000 dollar from their mutual checking
account.
to accumulate verzamelen, to collect a large number of things over a long
ophopen period of time
Example: During a successful business career, the
entrepreneur has accumulated / accumulated (= to
collect) a great amount of wealth.
to owe verschuldigd zijn to need to pay or give something to someone because
they have lent money to you, or in exchange for
something they have done for you
Example: The company is going bankrupt as they owe a
massive amount of money to multiple banks.
to transfer overmaken to move someone or something from one place,
vehicle, person, or group to another
Example: There are no mechanisms for transferring
funds from one department to another.
to consolidate het proberen te to become, or cause something to become, stronger,
behouden van een and more certain
bepaalde positie Example: This company has consolidated its position as
the country’s leading gas supplier.
to borrow lenen to take money from a bank or other financial
organization and pay it back over a period of time
Example: Like so many companies at that time, we had
to borrow heavily to survive.
to regulate controleren, to check that the activities of a business or
superviseren organization are legal and follow official rules or laws
Example: The government is working on new rules to
regulate (= to supervise) large investors.
,NOUN ADJECTIVE VERB
an investment investing to invest
= een investering invested
investable
a deposit deposited to deposit
= een storting depositing
a waste waste to waste
= een verspilling wasted
wasteful
wasting
a withdrawal withdrawn to withdraw
= een geldopname withdrawable
an accumulation accumulative to accumulate
= een verzameling accumulated
accumulable
owings owing to owe
= schulden owed
a transfer transferrable to transfer
= een overdracht transferred
transferring
a consolidation consolidated to consolidate
= een versterking consolidating
consolidatable
a borrowing borrowing to borrow
= een lening borrowable
borrowed
a regulation regulative to regulate
= een regeling regulatory
regulated
regulating
Commonly confused words
WORD TRANSLATION DEFINITION + SAMPLE SENTENCE
salary salaris a fixed amount of money agreed every year as pay for
an employee, usually paid directly into his or her bank
account every month
Example: Your salary will be paid on the third week of
each calendar month.
wage loon an amount of money that is paid to an employee,
especially for each hour worked
Example: This deal represents an hourly wage rate of
$9.83.
net income netto-inkomen a person's income after all tax and other costs have
been paid
Example: Next year, her net income will increase to
almost £19,000, thanks to the increases in tax credits.
revenue omzet money that a company receives, especially from selling
goods or services
Example: The company gets 98 percent of its revenue
from Internet advertising.
, to lend uitlenen If a bank or other organization lends money, it
gives money to someone who agrees that they
will pay the money back in the future, usually
with extra money added to the original amount
Example: The bank refuses to lend to students.
to borrow ontlenen to take money from a bank or other financial
organization and pay it back over a period of time
Example: Like so many companies at that time, we had to
borrow heavily to survive.
obligation verplichting something that you must do
Example: If you have not signed a contract, you
are under no obligation to pay them any money.
bond obligatie an official paper given by the government or
a company to show that you have lent them money that
they will pay back to you at a particular interest rate
Example: I invested some money in savings bonds.
liability passiva, schulden, the amount of money that a person or organization owes
aansprakelijkheid Example: The company has a liability of more than $600,
of which they owe $100 to third-party creditors.
asset activa, bezitting something valuable belonging to
a person or organization that can be used for
the payment of debts
Example: When it was obvious the company was
going bankrupt, the government ordered all their assets
to be frozen.
Finance in general
WORD TRANSLATION DEFINITION + SAMPLE SENTENCE
finance financiën finance is a term for matters regarding the management,
creation, and study of money and investments. It involves the
use of credit and debit, securities (= overarching term for
investment products: bonds, shares, …), and investment to
finance current projects using future income flows.
Example: The finance committee controls the school's budget.
personal finance persoonlijke the activity of managing your own money
financiën Example: Young people do not know how to
make their first financial decisions, because personal finance is
not taught in schools.
mortgage hypotheek an agreement that allows you to borrow money from
a bank or similar organization, especially in order to buy a house
, or the amount of money itself
Example: He will have to take out a mortgage in order to buy the
house.
savings spaargeld the money you keep, especially in a bank or other financial
organization
Example: I can fall back on my savings if I lose my job.
retirement pensioensparen financial strategies of saving, investments, and ultimately
planning distributing money meant to sustain oneself during retirement
Example: I started putting money into my retirement plan at
work when I was 26.
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